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Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

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Recent Retirement Articles News

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

Don’t have much cash to invest? Consider using a SIPP to build long-term wealth

| Royston Wild

With generous tax relief, a Self-Invested Personal Pension (SIPP) can be a powerful weapon to grow your retirement fund.

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pensive bearded business man sitting on chair looking out of the window
Investing Articles

No savings at 40? Consider targeting FTSE 250 shares to eventually turn £100 a month into £240k

| Royston Wild

Looking to make enough money for retirement? Drip feeding cash into FTSE 250 shares could help even latecomers hit their…

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Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

How much do you need in an ISA or SIPP to target a £3,000 monthly second income?

| Royston Wild

Investing regularly in an ISA or SIPP can eventually provide a long-term second income in retirement, Royston Wild explains.

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Happy retired couple on a yacht
Investing Articles

Here’s how I’m looking to build retirement wealth with ISAs and SIPPs

| Royston Wild

I'm using a range of tax-efficient Individual Savings Accounts (ISAs) and personal pensions to retire in comfort. Here's how.

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Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

How much do we need in an ISA to aim for a £1,000 monthly second income?

| Alan Oscroft

Think investing in UK shares to try to build up a decent second income is complicated and only for the…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much do you need in an ISA to aim for a £2,000 monthly second income?

| Royston Wild

Discover how large your Stocks and Shares ISA may need to be for a comfortable retirement -- and a top…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

2 smart moves and 1 mistake when investing a SIPP

| Christopher Ruane

Building long-term retirement wealth in a SIPP can be a powerful motivator for an investor. Our writer highlights some things…

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Playful senior couple in aprons dancing and smiling while preparing healthy dinner at home
Investing Articles

How much do you need to invest in a SIPP each month to aim to retire a millionaire?

| Zaven Boyrazian, CFA

Discover how much money it might take to retire with a million-pound investment portfolio when leveraging the tax advantages of…

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Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

If a 50-year-old puts £700 a month in a Stocks and Shares ISA, here’s what they could have by retirement

| Zaven Boyrazian, CFA

With £700 a month and a Stocks and Shares ISA, investors can aim to build a chunky six-figure pension pot…

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Friends at the bay near the village of Diabaig on the side of Loch Torridon in Wester Ross, Scotland. They are taking a break from their bike ride to relax and chat. They are laughing together.
Investing Articles

How much do you need in a SIPP to target a £10,000 monthly retirement income

| Zaven Boyrazian, CFA

Discover the secrets to unlocking a potential £120,000 retirement income by investing intelligently on the journey towards financial freedom.

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

How much would you need in a Stocks and Shares ISA for a £30k second income?

| Royston Wild

Discover how to target a decent five-figure passive income in retirement -- and a top trust to consider in a…

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ISA Individual Savings Account
Investing Articles

Here’s how ISA investors could target a comfortable retirement with dividend shares

| Royston Wild

Discover how much an individual may need to live comfortably in later life -- and a FTSE 100 share that…

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Little girl helping her Grandad plant tomatoes in a greenhouse in his garden.
Investing Articles

How much should one have in a SIPP to target passive income of £2,200 a month?

| Mark Hartley

Working toward a £2.2k monthly passive income in a SIPP means understanding yield growth and contributions. Our writer explores one…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

The State Pension triple lock may be at risk. Are dividend growth shares the solution for retirees?

| Edward Sheldon, CFA

Investing in dividend shares with rising payouts can be a great way to build a growing income stream in retirement,…

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Middle-aged white man wearing glasses, staring into space over the top of his laptop in a coffee shop
Investing Articles

Over 55s can’t afford to ignore the stock market. Here’s why

| Edward Sheldon, CFA

Investing in the stock market's one of the best ways to build and grow wealth. And it can be an…

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A senior group of friends enjoying rowing on the River Derwent
Investing Articles

How much do you need in an ISA to aim for an extra £1,000 monthly retirement income?

| Zaven Boyrazian, CFA

Aim to secure a more comfortable retirement by investing intelligently with an ISA to build a £240,000 nest egg and…

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Affectionate Asian senior mother and daughter using smartphone together at home, smiling joyfully
Investing Articles

See how much you’d need in a SIPP to target a £2,500 monthly retirement income

| Harvey Jones

Harvey Jones does the arithmetic to see how much an investor needs in their SIPP to aim for a comfortable…

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Mother At Home Getting Son Wearing Uniform Ready For First Day Of School
Investing Articles

How much do investors need in an ISA to earn a £3,500 monthly passive income?

| John Fieldsend

The most active investors are saving decent amounts these days. What kind of passive income could they end up targeting…

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Midnight is celebrated along the River Thames in London with a spectacular and colourful firework display.
Investing Articles

Want to build a £2m+ Stocks & Shares ISA by retirement? 3 things worth considering!

| Christopher Ruane

Could an ordinary investor really target a Stocks and Shares ISA worth over £2m by retirement? Christopher Ruane thinks so.…

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Friends and sisters exploring the outdoors together in Cornwall. They are standing with their arms around each other at the coast.
Investing Articles

Here’s what UK stocks SIPP millionaires are buying!

| Zaven Boyrazian, CFA

Want to know which UK stocks the elite SIPP millionaires are buying today? Zaven Boyrazian explores the most popular picks…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Mining or oil? Tech or tobacco? 3 things to consider when choosing shares for a SIPP

| Christopher Ruane

Christopher Ruane runs through a trio of factors he thinks bear consideration when an investor decides how to invest their…

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Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

How much retirement income do you need to live comfortably in 2025 (and beyond)?

| Zaven Boyrazian, CFA

Discover what it takes to live a comfortable retirement in the UK, and how investing in a SIPP could be…

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The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

Why I invest in a Stocks & Shares ISA, a Lifetime ISA, and a SIPP

| Edward Sheldon, CFA

Edward Sheldon explains how he contributes to multiple ISA accounts and a Self-Invested Personal Pension to save money for the…

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Senior couple are walking their dog through a public park in Autumn.
Investing Articles

What kind of portfolio is needed to target a £3k monthly passive income by retirement?

| Mark Hartley

Mark Hartley runs the numbers to get an idea of the type of share portfolio required to achieve a meaningful…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Here’s how you could target a second income for retirement with a SIPP!

| Royston Wild

Discover how a Self-Invested Personal Pension (SIPP) can build long-term wealth -- and a top fund I've bought for my…

Read more »

Young woman working at modern office. Technical price graph and indicator, red and green candlestick chart and stock trading computer screen background.
Investing Articles

30 years old with no savings? Here’s 1 way to target a £1m Stocks and Shares ISA

| Royston Wild

Looking for ways to make a million-pound portfolio? Starting early with a Stocks and Shares ISA is one top strategy…

Read more »

UK supporters with flag
Investing Articles

Here’s how a 40-year-old could target a £743,338 retirement fund with UK stocks

| Royston Wild

Investing in UK stocks could be an effective way to build long-term wealth and deliver financial independence in retirement.

Read more »

ISA coins
Investing Articles

How much do you need in a Stocks and Shares ISA to target a £20k passive income?

| Royston Wild

Discover how regular investment in a Stocks and Shares ISA could build a large retirement income -- and a fund…

Read more »

Shot of a senior man drinking coffee and looking thoughtfully out of a window
Investing Articles

How much do you need in an ISA to target a £40k annual passive income?

| Royston Wild

Here's how investing in UK and US shares could turn £500 a month in a Stocks and Shares ISA and…

Read more »

A close up side view of a father and his young daughter who is a wheelchair user having a cute affectionate moment with each other whilst on a family day out in a beautiful public park in Newcastle upon Tyne in the North East of England.
Investing Articles

See how you could target a £1m SIPP starting with £25,000

| Harvey Jones

Harvey Jones shows how it's possible to turn a relatively small sum into a £1m pension pot by purchasing FTSE…

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A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Don’t have enough for retirement? Here’s how you could target a £43,938 second income

| Royston Wild

Discover how a regular monthly investment in UK and US shares can deliver a large second income to supplement the…

Read more »

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

Just turned 40? Here’s how much you could have by retirement if you invest £500 a month via a SIPP

| Zaven Boyrazian, CFA

Worried about having enough money to retire on? Investing regularly with a SIPP could potentially build a multi-million-pound nest egg!

Read more »

Pakistani multi generation family sitting around a table in a garden in Middlesbourgh, North East of England.
Investing Articles

Want to retire in style? Aim to beat the State Pension with just £50 a week

| Zaven Boyrazian, CFA

Investing on a regular basis can pave the way towards an impressive retirement income that eventually beats today's State Pension…

Read more »

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

No savings at 50? Consider these 3 shares to buy to build wealth for retirement

| Royston Wild

Discover how an investor could build a retirement fund above £335k in just 17 years by finding the right UK…

Read more »

Smiling family of four enjoying breakfast at sunrise while camping
Investing Articles

How much do you need in a Stocks and Shares ISA to retire early with a £40k passive income?

| Royston Wild

Discover how an ISA investor could target a five-figure passive income -- and the investment trust that could set them…

Read more »

Shot of a senior man drinking coffee and looking thoughtfully out of a window
Investing Articles

How much do you need in a SIPP to target a £1,000 monthly passive income?

| Royston Wild

Discover how a regular monthly contribution of roughly £250 could create a substantial Self-Invested Personal Pension (SIPP).

Read more »

Black father and two young daughters dancing at home
Investing Articles

How much do you need to earn a tax-free £2,000 monthly passive income from an ISA?

| Harvey Jones

Harvey Jones calculates how much an investor needs in an ISA to generate a £2,000 monthly passive income, and highlights…

Read more »

Senior couple are walking their dog through a public park in Autumn.
Investing Articles

How much money do you need in a SIPP to target a £5,000 monthly retirement income?

| Zaven Boyrazian, CFA

Discover how to start aiming for financial freedom by leveraging the power of intelligent investing with a SIPP to aim…

Read more »

Senior woman potting plant in garden at home
Investing Articles

How much money do you need to invest to build a £100,000 pension?

| Zaven Boyrazian, CFA

No savings at 50? Discover how to aim towards building a six-figure pension pot and unlock a more comfortable retirement…

Read more »

A senior group of friends enjoying rowing on the River Derwent
Investing Articles

Here’s how you could target a long-term second income with UK dividend shares!

| Royston Wild

Want to build a second income for retirement? Discover three smart strategies using UK dividend stocks, ISAs, and investment trusts.

Read more »