Motley Fool Premium
  1. Category
    2. /
  2. Investing Articles
    3. /
  3. Retirement Articles
    4. /

Retirement Articles

We cover all the important topics to help you meet your retirement goals: The State Pension, SIPPs, ISAs, saving & planning for retirement.

Recent Retirement Articles News

Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

The State Pension alone won’t fund my lifestyle. Here are my top 5 retirement income picks

| Mark Hartley

This Fool isn't relying on a State Pension alone for retirement, he's aiming to lock in a reliable passive income…

Read more »

Man hanging in the balance over a log at seaside in Scotland
Investing Articles

No savings at 40? Buying passive income shares could one day deliver a £3k monthly ISA income

| Royston Wild

Even those in middle age with no savings or investments can retire comfortably via passive income shares. Royston Wild explains…

Read more »

Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

How to try and double the State Pension with just £30 a week

| Zaven Boyrazian, CFA

By saving money each week and investing regularly, even someone without a lot of cash to spare can aim to…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

No savings at 40? Just £5 a day in an ISA could deliver a £16,000 second income

| Royston Wild

Forget about buying that daily coffee! Royston Wild reveals how you could build an ISA income for retirement with just…

Read more »

A graph made of neon tubes in a room
Investing Articles

Dividends up 36% in 3 years! No wonder BAE Systems is a popular SIPP stock

| Mark Hartley

Mark Hartley takes a closer look at the types of stocks that are popular in a SIPP, from mega-cap UK…

Read more »

UK money in a Jar on a background
Investing Articles

A SIPP seems to offer investors free money – is there a catch?

| Christopher Ruane

This writer doesn't believe in magic money trees, but does see the offer of tax relief within a SIPP as…

Read more »

The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

How to kick off building a £300k pension pot starting at age 50

| Zaven Boyrazian, CFA

It’s never too late to start saving for retirement. Zaven Boyrazian explains a simple strategy for a 50-year-old to aim…

Read more »

Front view of a young couple walking down terraced Street in Whitley Bay in the north-east of England they are heading into the town centre and deciding which shops to go to they are also holding hands and carrying bags over their shoulders.
Investing Articles

Why building a million-pound SIPP gets easier after £100k

| Zaven Boyrazian, CFA

Aiming to grow a seven-figure SIPP? Once you’ve got the first £100k, things get a lot easier thanks to the…

Read more »

A senior Hispanic couple kayaking
Investing Articles

How much do you need in a Stocks & Shares ISA for a £1,000 monthly second income?

| Royston Wild

Royston Wild reveals how you could make a £1k a month income from a Stocks and Shares ISA -- and…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

This stock market correction could be a rare opportunity to supercharge a SIPP

| Mark Hartley

Mark Hartley explains why now could be a great time to consider one of his favourite picks when it comes…

Read more »

A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

Here’s how you could start your passive income journey this April!

| Royston Wild

Royston Wild breaks things down and shows how to turn a Self-Invested Personal Pension (SIPP) into a passive income machine…

Read more »

Senior woman potting plant in garden at home
Investing Articles

Thinking of stuffing a SIPP with high-yield shares? 3 things to consider

| Christopher Ruane

A SIPP filled with shares offering juicy dividends can seem tempting. Christopher Ruane explains some potential pros and cons of…

Read more »

Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
Investing Articles

SIPP vs ISA: in 5 years, investing £5,000 today could be worth…

| Zaven Boyrazian, CFA

Should you invest in a SIPP or an ISA before 5 April? Zaven Boyrazian breaks down which tax-efficient account might…

Read more »

Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Is it worth investing in a SIPP in 2026?

| Ben McPoland

Ben McPoland highlights a high-quality FTSE 100 stock that he thinks is worth considering as part of a SIPP portfolio…

Read more »

A senior group of friends enjoying rowing on the River Derwent
Investing Articles

Here’s what a 10-share £100k SIPP portfolio could look like

| Christopher Ruane

Christopher Ruane explains some principles he think can help people when they consider how they could invest the money in…

Read more »

Middle-aged Caucasian woman deep in thought while looking out of the window
Investing Articles

Considering a SIPP? Today’s market could provide an excellent opportunity to start

| Mark Hartley

Mark Hartley breaks down the benefits of using a SIPP for retirement, and how current market conditions could offer a…

Read more »

Retirement saving and pension planning
Investing Articles

The State Pension age is rising to 67. I’m buying UK shares to protect myself!

| Zaven Boyrazian, CFA

As the State Pension age rises, it's essential to find other ways to make money for retirement. That's why I'm…

Read more »

Senior Adult Black Female Tourist Admiring London
Investing Articles

£60,000 invested in a SIPP on 7 April 2025 could now be worth…

| Zaven Boyrazian, CFA

The Self-Invested Personal Pension (SIPP) is a proven wealth-building machine. And since last April, UK investors have earned staggering returns.

Read more »

Senior Couple Walking With Pet Bulldog In Countryside
Investing Articles

I plan to retire in comfort with passive income stocks! Here’s why

| Royston Wild

Holding income stocks can be a great way to generate wealth in retirement. Royston Wild explains how -- and reveals…

Read more »

Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.
Investing Articles

What would a 40-year-old need to put into an empty SIPP to target monthly passive income of £1,000?

| Christopher Ruane

From a standing start at 40, how might someone target a four-figure monthly income stream from their SIPP? Christopher Ruane…

Read more »

Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

How much will you need in a SIPP to earn a £3k monthly passive income in 2053?

| Royston Wild

A SIPP can be an exceptional wealth-building tool. Royston Wild explains how -- and reveals a top FTSE 100 dividend…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

ISA or SIPP? Here’s 1 advantage and 1 disadvantage of both

| Christopher Ruane

SIPPs and Stocks and Shares ISAs both have potentially attractive features, as well as downsides. Christopher Ruane looks at some…

Read more »

Content white businesswoman being congratulated by colleagues at her retirement party
Investing Articles

No savings at 40? Filling an empty ISA with cheap shares could help you retire earlier

| Zaven Boyrazian, CFA

The right cheap shares can turbocharge a portfolio for the years to come and even help investors unlock an earlier…

Read more »

Mature Caucasian woman sat at a table with coffee and laptop while making notes on paper
Investing Articles

171,885 shares of this FTSE dividend star pays an income equal to the State Pension

| Zaven Boyrazian, CFA

Zaven Boyrazian calculates how many shares investors would have to buy to generate enough income to match the UK State…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How much do you need in a SIPP to aim for a £5,000 monthly retirement income?

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how to start building a long-term passive income with a SIPP to unlock a comfortable retirement of…

Read more »

ISA Individual Savings Account
Investing Articles

ISA or SIPP? 2 factors to consider

| Christopher Ruane

As next month's ISA contribution deadline creeps up, our writer considers a couple of key differences between using a SIPP,…

Read more »

happy senior couple using a laptop in their living room to look at their financial budgets
Investing Articles

The State Pension is unsustainable! I’m buying UK shares to protect myself

| Zaven Boyrazian, CFA

With the long-term outlook of the UK State Pension in doubt, I’m buying UK shares in a SIPP to build…

Read more »

ISA Individual Savings Account
Investing Articles

Is a Stocks and Shares ISA the better option for retirement?

| Mark Hartley

Mark Hartley delves into the pros and cons of using a Stocks and Shares ISA for retirement, highlighting one popular…

Read more »

Front view of a young couple walking down terraced Street in Whitley Bay in the north-east of England they are heading into the town centre and deciding which shops to go to they are also holding hands and carrying bags over their shoulders.
Investing Articles

Here’s how to use a SIPP to aim for a £5.4m retirement

| Zaven Boyrazian, CFA

The SIPP's an unrivalled tool for investors who want to take control of their retirement. And by starting early, the…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How much should a 40-year old put into an empty SIPP to aim for a million by 60?

| Christopher Ruane

Over the next 20 years, someone could turn a SIPP with nothing in it today into a seven-figure retirement pot.…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Match the State Pension through buying dividend shares? Here’s what that might cost

| Christopher Ruane

If the State Pension seems like it might not go far enough, some forward planning today could potentially help ease…

Read more »

British flag, Big Ben, Houses of Parliament and British flag composition
Investing Articles

FTSE 100 vs S&P 500: why investing in home-grown stocks may make more sense for retirement

| Mark Hartley

Our writer explains why he prefers FTSE 100 stocks when planning for retirement. But that doesn't mean giving up on…

Read more »

Tŵr Mawr lighthouse (meaning "great tower" in Welsh), on Ynys Llanddwyn on Anglesey, Wales, marks the western entrance to the Menai Strait.
Investing Articles

Target a £15,000 passive income with just £7 a day in a £10k ISA

| Mark Hartley

With a decent lump sum and small daily contributions in an ISA, Mark Hartley outlines a route to earn a…

Read more »

A senior man and his wife holding hands walking up a hill on a footpath looking away from the camera at the view. The fishing village of Polperro is behind them.
Investing Articles

Here’s how you could invest £300 a month for a £38k+ second income

| Royston Wild

Looking to make a healthy second income to supplement the State Pension? Royston Wild explains the long-term benefit of buying…

Read more »

The words "what's your plan for retirement" written on chalkboard on pavement somewhere in London
Investing Articles

You can aim to double the State Pension for the price of a daily coffee!

| Zaven Boyrazian, CFA

Zaven Boyrazian says that by giving up something we might not even miss, we could unlock a passive income in…

Read more »

Group of friends talking by pool side
Investing Articles

How much do you need in a SIPP to aim for a £1,500 monthly passive income?

| Zaven Boyrazian, CFA

Zaven Boyrazian explains how SIPP investors can target an extra £1,500 monthly retirement income stream using generous FTSE 100 dividend…

Read more »

A front-view shot of a multi-ethnic family with two children walking down a city street on a cold December night.
Investing Articles

Here’s how you could retire on £1,000,000 with dividend shares!

| Royston Wild

Looking to build a sizeable nest egg for later life? Royston Wild explains how UK dividend shares could boost your…

Read more »

A mature woman help a senior woman out of a car as she takes her to the shops.
Investing Articles

The long game: how to identify retirement-ready SIPP stocks

| Mark Hartley

For investors considering a SIPP for retirement, long-term sustainability is critical. Mark Hartley explains what to look for when stock…

Read more »

Portrait Of Senior Couple Climbing Hill On Hike Through Countryside In Lake District UK Together
Investing Articles

Could buying global shares in an ISA be the key to retiring rich?

| Royston Wild

Fancy retiring with a large pot of cash? Of course you do. Here's how a diversified Stocks and Shares ISA…

Read more »

A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.
Investing Articles

How much does it really cost to build a big enough SIPP for retirement?

| Christopher Ruane

For a comfortable retirement, what sort of money might someone need to put in their SIPP? Christopher Ruane explains some…

Read more »