6.5% to 8.2% yields! These FTSE 100 and FTSE 250 dividend shares could generate a £1,480 passive income in 2025

If broker forecasts are accurate, these dividend shares from the top UK indexes will provide a blue-chip-beating second income next year!

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I’m looking for the best dividend shares to buy for a four-figure passive income in 2025. But I’m not just targeting short-term returns. I’m seeking companies that could pay a large and growing dividend income over time.

Here are two from the FTSE 100 and FTSE 250 on my radar today:

FTSE 100/FTSE 250 stock2025 dividend per share (f)Dividend yield
Rio Tinto (LSE:RIO)310.4p6.5%
Supermarket Income REIT (LSE:SUPR)6.13p8.2%

If forecasts are correct, a £20,000 lump sum investment spread equally across these shares will provide £1,480 worth of dividends in 2025 alone.

Should you invest £1,000 in HSBC right now?

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Rio Tinto

Created with Highcharts 11.4.3Rio Tinto Group PriceZoom1M3M6MYTD1Y5Y10YALLwww.fool.co.uk

Rio Tinto’s a share I already hold in my Stocks and Shares ISA. And following recent heavy share price weakness I’m considering increasing my stake.

As well as boasting that huge 6.5% dividend yield, the mega miner also now trades on a low price-to-earnings (P/E) ratio of 8.9 times.

Profits are in danger as China’s economy — which gobbles up swathes of the planet’s raw materials — experiences as extended slump. But I think the cheapness of Rio Tinto’s shares currently reflects this threat.

I certainly believe earnings here will rise strongly over the long term as commodities demand booms. This will be driven by themes like the growth of artificial intelligence (AI), the renewable energy boom, and ongoing urbanisation and infrastructure spending across the globe.

And so now could be a great dip-buying opportunity. As the chart below shows, demand for Rio’s copper alone could be set to rise strongly through to 2030 at least.

Predicted copper demand between 2022 and 2030.
Source: Acumen Research and Consulting

In the meantime, I think the robustness of Rio’s balance sheet should help it continue paying large dividends even if earnings underwhelm. Its net-debt-to-EBITDA ratio was just 0.4 times as of June.

Supermarket Income REIT

Created with Highcharts 11.4.3Supermarket Income REIT Plc PriceZoom1M3M6MYTD1Y5Y10YALLwww.fool.co.uk

Rio’s dividend yield for next year sails above the FTSE 100’s 3.5% forward average. Supermarket Income REIT’s even more impressive for the financial year ending next June, at north of 8%.

Property stocks like these can be great ways to source a second income. Under REIT rules, these firms must pay a minimum of 90% of annual rental profits out in the form of dividends. This is in exchange for certain tax advantages.

Real estate stocks like this aren’t always exceptional buys for passive income though. As interest rates rise, earnings come under pressure as net asset values drop and borrowing costs increase. This can in turn put dividends under pressure.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice.

Still, with a raft of rate cuts tipped for the next 12 months, now could be a good time to consider Supermarket Income REIT. I especially like it because of its focus on an ultra-stable part of the property market which, in turn, provides it with stability at all points of the economic cycle.

It also has its heavyweight tenants (inlcing Tesco and Sainsbury’s) locked on long-running contracts, providing earnings with additional visibility. The firm’s weighted average unexpired lease term (WAULT) is around 12 years.

Should you buy HSBC shares today?

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Should you invest, the value of your investment may rise or fall and your capital is at risk. Before investing, your individual circumstances should be assessed. Consider taking independent financial advice.

Royston Wild has positions in Rio Tinto Group. The Motley Fool UK has recommended J Sainsbury Plc and Tesco Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

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