My top 10 ISA and SIPP stocks in 2026

Find out why a FTSE 100 investment trust is now this writer’s top holding across his Stocks and Shares ISA and SIPP portfolios.

| More on:

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

As we head into 2026, I have 37 holdings across my Stocks and Shares ISA and SIPP. Without further ado, here are my top 10, listed from largest to smallest.

1. Scottish Mortgage

As an investment trust, Scottish Mortgage Investment Trust (LSE:SMT) is an outlier in this list. But it gives me broad exposure to global growth themes like AI, space exploration, and digital payments.

A key attraction here is that Scottish Mortgage also gives me exposure to private companies that I can’t buy individually. These include SpaceX, Stripe, Databricks, ByteDance, and smaller ones that might just become tomorrow’s big winners. 

In the next few years, I expect many of these large unlisted businesses (including SpaceX) to go public at high valuations, validating the trust’s decision to back them years ago.

I reckon this FTSE 100 trust is still worth considering today. But it’s also volatile, while a potential widening of the net asset value (NAV) discount presents a risk.

2. MercadoLibre

MercadoLibre operates Latin America’s leading e-commerce/logistics and fintech platforms. It’s grown revenue above 30% for 27 consecutive quarters!  

While the region can be volatile, with large currency swings and inflation, it’s also massive with near-700m population. Penetration rates for online shopping and fintech are still well behind developed markets, giving the firm a long runway of potential growth.

3. Axon

Axon Enterprise operates a powerful ecosystem made up of Tasers, body cameras, cloud software, and AI tools. Recurring revenue is surging and switching costs are enormous.

The stock’s rarely cheap, which adds risk if growth slows. But Axon’s a unique business with an expanding addressable market. 

4. Games Workshop

Warhammer-maker Games Workshop boasts incredible profit margins, a treasure trove of intellectual property, and a growing global army of loyal customers. It’s another unique business that can’t be replicated (clearly, I like these).

After doubling in just over two years, the stock has joined the FTSE 100 (and my top five holdings).

5. Uber

Uber has transformed itself from a loss-making ride-hail app into a cash-generating logistics platform. It now has 189m monthly active customers globally.

6. Shopify

Shopify remains the backbone of millions of online businesses globally. After ridding itself of its capital-intensive logistics operation, free cash flow has improved dramatically.

7. Intuitive

Intuitive Surgical’s a leader in robotically-assisted surgery, with an installed base of 10,763 da Vinci surgical systems. High recurring revenue and a wide moat make this a world-class business.

8. Visa

The world’s shifting from cash to digital payments, and Visa continues to benefit. But regulatory risk prevents this from being a bigger position for me. 

9. Rolls-Royce

Rolls-Royce needs no introduction — the engine maker’s stock has nearly doubled year to date!

10. Wise

Wise was a new stock I bought earlier in 2025. The cross-border payments firm has an extremely large opportunity moving money for financial institutions and other businesses.

Looking to 2026

Accounting for about 60% of my portfolio, this top 10’s heavily concentrated, as well as quite highly valued. However, I’m comfortable with this risk because I still have another two decades till retirement.

That said, I plan to diversify and build out some of my other positions in 2026. And I’m sure there will also be opportunities to buy new stocks.

Ben McPoland has positions in Axon Enterprise, Games Workshop Group Plc, Intuitive Surgical, MercadoLibre, Rolls-Royce Plc, Scottish Mortgage Investment Trust Plc, Shopify, Uber Technologies, Visa, and Wise Plc. The Motley Fool UK has recommended Axon Enterprise, Games Workshop Group Plc, Intuitive Surgical, MercadoLibre, Rolls-Royce Plc, Shopify, Uber Technologies, Visa, and Wise Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

Close-up of British bank notes
Investing Articles

How big an ISA do you need to target £2,000 a month of passive income?

Is it possible to earn a couple of thousand pounds per month in passive income from an ISA? Our writer…

Read more »

Snowing on Jubilee Gardens in London at dusk
Investing Articles

By January 2027, £1,000 invested in Diageo shares could be worth…

How much might a stake in Diageo shares be worth by next January? Here's what the analysts expect for the…

Read more »

Portrait of elderly man wearing white denim shirt and glasses looking up with hand on chin. Thoughtful senior entrepreneur, studio shot against grey background.
US Stock

Why Nvidia stock might not be the best AI share to buy for 2026

Jon Smith points out some key reasons why Nvidia stock might struggle to outpace rivals this year, while stressing that…

Read more »

Golden hand holding Number 2 foil balloon.
Growth Shares

2 FTSE shares that could keep riding this commodities boom

Jon Smith runs through some FTSE shares linked to the precious metals mining space that are soaring due to rising…

Read more »

British flag, Big Ben, Houses of Parliament and British flag composition
Investing Articles

After strong earnings, is Diploma still one of the UK’s top growth stocks?

Investors trying to find quality growth stocks don’t have to look beyond the FTSE 100. But is that where the…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

Why a £250K ISA won’t replace your salary – but could still transform your retirement

What could a £250,000 ISA really do for you? It won’t retire you overnight, but it could reshape your income,…

Read more »

Storytelling image of a multiethnic senior couple in love - Elderly married couple dating outdoors, love emotions and feelings
Investing Articles

Here’s how you could build a £23,455 second income with just £100 a month!

Drip-feeding money into growth and dividend shares can eventually deliver a stunning second income in retirement. Royston Wild explains how.

Read more »

Investing Articles

The BIGGEST holding in my stocks and shares ISA in 2026 is…

Zaven Boyrazian reveals the largest holding in his Stocks and Shares ISA that’s already surged by almost 2,700% since he…

Read more »