For those with Stocks and Shares ISAs, this opportunity comes at a good time as many investors will be looking to top up their accounts with fresh capital in the next few weeks before the 5 April deadline. So, which are some good shares to consider?

Projected to rise nearly 30%

Scanning the FTSE 100, one name that looks attractive to me today is Prudential (LSE: PRU). It’s a well-established insurance company that’s focused on the high-growth Asian and African markets.

It’s currently trading for around 1,090p, down from around 1,230p in February. At the current share price, the stock’s price-to-earnings (P/E) ratio is 12.1, falling to 10.5 using next year’s earnings forecast.

These earnings multiples are below market averages. Note that the average analyst price target for the stock is £13.83 – about 27% above the current share price.

Earlier this week, Prudential posted its results for 2025 and they were strong. For the year, new business profit grew 12% per cent to $2.8bn.

On the back of this performance, the company hiked its dividend by 15% (signalling management is confident about the future). It also announced some sizeable share buybacks.

In the results, CEO Anil Wadhwani said that structural demand for its products in Asia and Africa continues to rise due to increasing protection, retirement, and wealth needs of consumers. He added that the company is carrying the momentum from 2025 into 2026 and that it’s confident of generating double-digit growth this year.

It’s worth pointing out that a major economic slowdown across Asia is a risk with this stock. This could lead to a temporary dip in demand for the company’s financial products.

Taking a five-year view though (our preferred time horizon here at The Motley Fool), I see a lot of potential. I think this stock is worth a closer look right now while it’s down.

A dividend yield of 7.6%

Now, one downside to Prudential is that its dividend yield isn’t very high. Currently, it’s only about 2%.

An alternative option for those seeking higher levels of income is M&G. This is a savings and investment company that was split off from Prudential back in 2019.

It currently sports a yield of about 7.6% (one of the highest yields in the FTSE 100). It’s also very cheap though – the forward-looking P/E ratio is around 10 right now.

Of course, this stock has its own risks. A major stock market meltdown is one – this would hurt its profits.

Again though, taking a long-term view, I see potential for attractive returns. I think it’s worth considering at current levels.

The post As the ISA deadline approaches, UK investors have the opportunity to buy cheap shares appeared first on The Motley Fool UK.

Want to see what I’ve found? Read on to find two FTSE heroes I think could be too cheap for investors to ignore.

Home comforts

Risks are growing for Berkeley Group (LSE:BKG) as conflict in the Middle East intensifies. Leaping oil prices are fuelling inflationary pressures, and with them hopes of interest rate cuts. A much-expected reduction in Bank of England (BoE) lending rates this month may now have been kicked into the long grass.

Higher interest rates are extremely damaging to home sales by crimping buyer affordability. But could this be baked into Berkeley’s cut-price valuation? I think so. The housebuilder trades on a trailing P/E ratio of 10.6 times.

Over the long term, I remain convinced this FTSE 100 stock retains excellent investment potential. This is thanks to its focus on London and the South East, where severe market undersupply is supporting prices. Real estate services specialist Savills predicts average property values in the capital will rise roughly 14% between now and 2030.

As I say, the interest rate outlook is more uncertain now than it was just a week ago. But on the whole, the broader picture regarding borrowers remains encouraging for Berkeley and its rivals. The BoE is likely to keep cutting rates to kickstart the UK economy when it can. Buyers should also being helped by a fierce mortgage rate war that’s steadily intensifying as challenger banks move in. That’s despite some mortgage rate rises last week in response to the Iran situation.

With the British population rapidly growing, I expect Berkeley’s profits to grow strongly between now and the end of the decade. I feel now represents a good time to consider buying.

What about The Pru?

Berkeley’s share price is up 9% over the last 12 months. That’s not a bad return, but Prudential (LSE:PRU) has blown it out of the water. Its share price is up a whopping 42% since last year.

Yet I believe it still offers excellent value and is worth considering. Its trailing P/E ratio is 10.7.

So why are The Pru’s shares trading so cheaply? It’s safe to say jitters remain over the health of the key Chinese recovery. Last week Beijing predicted its slowest rate of annual growth since the early 1990s for this year. The Middle East crisis hasn’t helped things either.

Investors shouldn’t write off these risks, but Prudential’s long record of resilience soothes any nerves I have as a shareholder. New business profit continues to beat expectations, up 10% in January to September according to latest financials. I’m optimistic earnings can keep rising as demographic factors drives broader financial services demand and Prudential pivots towards higher-margin products.

Given low product uptake in its emerging markets, I think Prudential has incredible growth potential over the next decade. Statista expects Asian life insurance premiums to grow 5.3% a year between now and 2035.

The post 2 insanely cheap FTSE 100 shares to consider buying today! appeared first on The Motley Fool UK.

Crunching the numbers

A £2,000 monthly passive income works out at £24,000 a year. Under the widely used 4% rule – which suggests withdrawing 4% annually gives a portfolio a strong chance of lasting 30 years or more – that implies a target pot of roughly £600,000.

That’s the goal.

But with 24 years to go until 2050, markets won’t move in a straight line. There will almost certainly be crashes, rallies, and long periods of uneven returns along the way.

So what might that journey actually look like?

The road to £600k

To see how realistic that target might be, I projected a range of possible market journeys between now and 2050.

In this example, an investor starts with £30,000 and adds just under £250,000 over the next 24 years. Returns average around 7% annually – but not in a straight line.

I built in two 20% stock market crashes: one early on and another midway through, each followed by uneven recoveries. Crucially, contributions continue throughout, dividends are reinvested, and compounding quietly gathers momentum in the background.

Chart generated by author

The darker central band shows the most common outcomes. The lighter areas reflect more extreme results.

Here’s a key takeaway: most outcomes cluster between £550,000 and £650,000 by 2050. Even with two major downturns, the £600,000 target sits comfortably in the middle of the most likely range.

A low-cost FTSE 100 index fund is one way to approach that goal, but even a small boost in returns compounds dramatically over 24 years. One stock I’m personally keeping an eye on is Asian insurance giant Prudential (LSE: PRU).

Prudential shares are strong right now

Prudential is the kind of under-the-radar stock most investors overlook, preferring UK-focused insurers with higher dividend yields. Yet over the past year, the shares are up around 60%, reflecting strong performance and long-term growth potential.

Insurance penetration in the company’s core Asian markets remains in the low single digits, with a protection gap estimated at over $100trn – providing decades of structural growth opportunities.

Its extensive distribution network, combining highly trained agents with partnerships at leading financial institutions, gives the business a clear competitive edge.

The company’s capital-light model aims to return more than $5bn to shareholders between 2024 and 2027 through dividends, share buybacks, and potential proceeds from its India Asset Management business. Meanwhile, new business profits and operating surplus have been steadily rising, with dividends expected to grow around 10% annually over the next few years.

Given its large exposure to China, Prudential faces meaningful risks. Ongoing US-China tensions, a potential slowdown from the country’s property market challenges, and currency fluctuations could all contribute to short-term profit volatility.

This is why maintaining a diversified portfolio across shares and sectors remains essential. Over time, a disciplined approach can help build a rising passive income stream – all tax free inside a Stocks and Shares ISA.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.

The post The shocking ISA balance needed for £2,000 a month passive income in 2050 appeared first on The Motley Fool UK.

Today, I’ve been looking for other Footsie stocks that might pull the trick off again. I’ve perhaps unearthed a hidden gem in the insurance sector poised for a rip-roaring 2026.

Wind is blowing

My methodology here was simple: I wanted to find the stock with the best analyst ratings on the FTSE 100. While analysts aren’t fortune tellers, they are often a sign of which way the wind is blowing.

In this case, analysts are giving glowing ratings to insurance giant Prudential (LSE: PRU). Every single analyst covering the stock has it down as a Buy or an Outperform and it might be the most positively thought of stock on the index.

The consensus target for the next 12 months is a 21.7% increase, potentially turning £10k into around £12k. On the high end, we have a price target expecting a 44.1% increase, which would turn £10k into over £14k.

Does that sound a bit optimistic? Not if we look at the last year. The Prudential share price rose 56% in 2025, and a lot of analysts are expecting that momentum to keep going.

Impressive bumps

One possible fly in the ointment is a relatively meagre dividend yield. A chunky dividend payment means cash in the bank whatever the share price is doing. And the 1.60% yield from Prudential looks miserly indeed when compared with competitor Aviva, which is currently paying 5.65%.

While the payment as a percentage is not likely to set pulses racing, there is another way to look at this. For one, a lower yield often signals better growth prospects. A stock can command a premium if the share price has the potential to increase in value. That’s another reason to think the bullish analysts might be onto something.

But also, for long-term investors, we don’t want the highest possible yield in the first year or two of owning a stock. We want to see consistent increases over time, so we’re always earning more and more the longer we hold a stock.

Prudential’s track record looks pretty good on these terms – the company has increased the dividend for 22 years out of the last 25, managing impressive 10%-15% bumps on many of those occasions. Although the massive slash during the pandemic is worth pointing out too.

The unpredictable nature of markets and indeed the world in general means all predictions need to be taken with a rather large grain of salt. But as far as attractive-looking FTSE 100 stocks go, I think Prudential could be one for investors to consider.

The post Will this FTSE 100 stock turn £10k into £14k over the next 12 months? appeared first on The Motley Fool UK.

Going for gold

Choppy gold prices have caused investors to reevaluate the investment potential of precious metals stocks. Bullion values are still up 73% on a 12-month basis. But they could drop sharply again if profit taking resumes, driving gold shares lower again.

On balance, though, I’m optimistic the yellow metal’s multi-year bull run remains intact. As a result, I think miners like Fresnillo (LSE:FRES) will keep on climbing.

Research late last week from the World Gold Council (WGC) have fed my optimism. It showed global gold-backed exchange-traded funds (ETFs) attract inflows of $19bn in January, the highest monthly total in history.

While impressive, that wasn’t my key takeaway. I was more encouraged by the WGC’s comments that “even with the recent price decline, all regions except Europe saw net inflows on both 30 January and 2 February, as investors appeared to take advantage of the dip to add exposure to gold.”

This reflects the strength of underlying demand for the yellow metal. I’m expecting key drivers like a declining US dollar, falling interest rates, rising geopolitical tensions, and growing worries over an AI bubble to keep feeding demand for the safe-haven asset.

Investing in mining stocks over gold itself carries higher risk, reflecting the unpredictable nature of metal excavation. But it can also lead to far greater rewards — Fresnillo’s share price is up 387% over the last year, comfortably outpacing the gold price.

Yet Fresnillo shares still look cheap at £36.94. City analysts think earnings will soar 75% in 2026, leaving it trading on a price-to-earnings (PEG) ratio of 0.2. Any reading below one indicates a share trading below value. I think it’s a top share to consider following recent price volatility.

Another FTSE 100 bargain

Prudential (LSE:PRU) shares have risen even more sharply than the FTSE 100 in recent times. Up 73% since this time last year, they’ve comfortably outpaced the broader Footsie‘s 18% rise.

Yet years of underperformance prior to 2025 mean the life insurer still looks very cheap on paper. City analysts think The Pru’s earnings will soar 14% this calendar year. This leave it on a forward PEG ratio of 0.9.

That’s not all — a predicted 15% bottom-line rise in 15% in 2027 leaves a PEG of 0.8 for next year.

Why is Prudential’s share price surging right now, though? It essentially comes down to improving investor sentiment towards Asian economies, which are now beginning to pick up after a post-Covid slump.

Prudential’s a major player across Asia Pacific, and has a presence in the region’s economic hotspots like China, Hong Kong and Singapore. It faces significant competitive pressures, but the opportunities for it to supercharge profits are huge

Deloitte predicts Asia’s life insurance market to grow a healthy 5.3% a year to 2053, driven by exploding wealth levels and population sizes. Latest financials showed Prudential grew new business profits 13% in Q3. I expect the FTSE firm to keep delivering, helped by its strong brand and operational expansion.

The post 2 dirt-cheap FTSE 100 shares to consider this week! appeared first on The Motley Fool UK.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.

What this chart really shows

The chart below isn’t a retirement countdown. It’s a spending-power test. What matters is how much income an ISA can provide once it starts working for you.

With cautious assumptions, a £500,000 ISA could generate roughly £30,000 a year in passive income. On paper, this is simply double the income of a £250,000 ISA, but in practice, it can feel like a very different proposition.

Looking beyond the ‘line’

At £250,000, most investors are still locked into the line. The income helps, but it rarely reshapes life choices. Work continues to do the heavy lifting.

At £500,000, the line starts to bend. The income is no longer marginal. It can cover a large share of essential spending, introducing optionality well before full retirement. That might mean reducing hours, changing roles, taking breaks, or easing financial pressure even before withdrawals begin.

That’s why the chart matters less than it looks. It’s not a rigid plan to follow, but proof of concept – showing when an ISA stops being a supplement and starts providing genuine financial freedom.

Growth mindset

There are two realistic ways an investor reaches a £500,000 ISA. Either capital does more of the work, through growth-oriented investments. Or time does, by starting earlier and allowing compounding to do the heavy lifting.

If you’re relying on capital, the question becomes: which stocks can help your ISA grow steadily over the years? That’s where companies like Prudential (LSE: PRU) come into play – businesses with structural growth potential and a proven track record, positioned to support long-term ISA growth.

The Asian insurer isn’t a flashy tech growth story, but its opportunities are tangible. Investors are beginning to take notice, with the stock up 75% over the past year.

Across Asia, the total addressable market for life insurance premiums is expected to double to $1.6trn by 2033. With insurance penetration still in low single digits in key markets like China and India, and a rapidly expanding middle class, the potential for growth is enormous.

Of course, no investment is risk-free. The insurer faces challenges, including exposure to China’s recent property bubble collapse, interest rate fluctuations, and regulatory uncertainty, which could affect growth and returns. A slowdown in these markets could impact profits, and geopolitical tensions or policy changes also need to be carefully considered.

Bottom line

The business is in the midst of a multi-year transformation, showing clear momentum in earnings and cash generation. While dividends remain modest, the real appeal for a growth-focused ISA is the compounding potential of retained profits as Prudential captures this massive market opportunity.

I recently added to my holdings. Its combination of structural growth potential, deep expertise in Asian markets, and universal brand recognition were the key drivers behind my decision.

No single stock will carry an ISA to £500,000 on its own, but Prudential is a company worth considering for investors looking to let capital do some of the heavy lifting.

The post How much passive income could a £500,000 ISA really deliver? appeared first on The Motley Fool UK.

Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.

Crunching the numbers

So how much would I need invested in an ISA to earn £2,317 a month? That’s equates to £27,804 a year – roughly 75% of the average UK salary – enough to meaningfully replace part of a full-time income.

Using the 4% rule, which already accounts for inflation, a portfolio would need to be worth around £700,000 in today’s money to generate this income.

Put another way, this is the purchasing power you’d want at age 65; you don’t need £700k sitting in your account today. Instead, disciplined investing over the years builds a portfolio that grows to this target in real terms, adjusting naturally for inflation along the way.

The chart below shows how tiered contributions totalling £272,500 over a 25-year investing horizon (age 40 to 64) could build an ISA portfolio under three different annual return assumptions.

• 4%: a cash-like baseline where progress is steady, but even disciplined contributions fall well short of the £700,000 target in real terms.

• 6%: a balanced long-term return that builds a substantial pot, but still leaves a noticeable gap to fully replace 75% of the average salary.

• 8%: a stronger equity return where compounding accelerates in later years, allowing the portfolio to reach the £700,000 target by age 64.

Chart generated by author

Growth stock

Many investors assume that building passive income means owning high-yield shares from day one. I don’t take that view. During the contribution phase, long-term growth can be far more powerful – especially when dividends are reinvested.

That’s why Prudential (LSE: PRU) earns a place in my Stocks and Shares ISA. Its current dividend yield of around 2% isn’t the attraction. Instead, I see it as a compounding growth opportunity across in Asian markets, where insurance penetration remains in the low single digits. The region’s protection gap is estimated at well over $100trn, providing a structural backdrop for decades of growth.

In 2025, the shares are up around 75%, making the company the strongest performer among its FTSE 100 insurance peers. Even after that rally, I’d argue the stock remains underappreciated, partly because lingering concerns around China continue to dominate the narrative.

The insurer’s capital-light model gives it significant flexibility. Between 2024 and 2027, the group expects to return more than $5bn to shareholders, combining steady dividend growth with a sizeable share buyback programme. More broadly, Asia’s expanding middle class is driving rising demand for financial protection, savings, and health products – services many Western investors take for granted.

The main risks are regulatory or policy changes in China, currency swings, and uneven economic growth across Asia, which could cause short-term volatility. Nevertheless, in my opinion, these factors don’t alter the long-term growth thesis.

Bottom line

Reaching a £700k target over a 25-year investing horizon requires not only discipline and patience, but also a focus on growth opportunities that the market may be overlooking. Prudential is an example that illustrates this approach, which is why it features in my Stocks and Shares ISA – though it’s far from the only stock I have my eye on.

The post How much would I need invested in an ISA to earn £2,317 a month in passive income? appeared first on The Motley Fool UK.

What time really buys

The chart tells the story better than any spreadsheet ever could. Two investors. The same total contributions. Very different starting points. One starts early and builds gradually. The other starts much later and saves hard. By retirement, the gap in portfolio size isn’t as dramatic as many might expect. But how they get there is everything.

Chart generated by author

The £20,000 income shown is inflation-adjusted. That matters. It’s why the earlier starter appears to withdraw more at the outset – prices have had decades to rise quietly in the background. The later starter begins withdrawals sooner, so the initial income looks lower in today’s terms.

Returns are also assumed to fall in retirement. Not because markets suddenly stop working, but because most people naturally reduce risk once their salary ends. Growth gives way to preservation. It’s a subtle shift, but over long retirements, it really adds up.

Optionality

Where time really earns its keep is before retirement. Starting earlier creates choices during your working life: the freedom to pause contributions, take career breaks, ride out market crashes, or simply ease off when life gets in the way.

Early contributions do most of the heavy lifting. Later ones can still be powerful – but they’re far less forgiving.

The late-starter route can absolutely work. But it demands consistency, higher savings rates, and leaves much less room for error if plans change.

This isn’t about a right or wrong approach. It’s about understanding what time actually buys you. The chart doesn’t just show growth – it shows how starting earlier turns flexibility itself into an asset.

Under the radar

Many investors assume the only way to build passive income is by owning high-yielding shares. I don’t take that view.

You see, I didn’t buy Asian insurance giant Prudential (LSE: PRU) for its headline yield – currently around 2%. Instead I bought it for the long-term compounding opportunity across underinsured Asian markets. Insurance penetration remains in the low-single-digits, while the region’s protection gap is estimated at more than $100trn. That’s a powerful backdrop for growth.

In 2025, the shares are up 75%, making them the best performer among its FTSE 100 insurance peers. Even so, I’d argue the stock still sits under the radar for many investors.

China exposure does introduce volatility, and policy risk shouldn’t be ignored. The bursting of the property bubble has clearly dented the country’s growth story. But much of that uncertainty appears to be reflected in the valuation, in my opinion.

What really appeals to me is the capital flexibility. Between 2024 and 2027, Prudential expects to return more than $5bn to shareholders, combining a 10% annual increase in the dividend with a $2bn share buyback programme.

With the Chinese government actively encouraging stock market participation, Prudential looks well placed to benefit. Strong distribution, a trusted brand, and deep expertise across Asian markets are why it earns a place in my Stocks and Shares ISA. It’s not a pure income play today – but it gives me valuable optionality for the future.

The post How much would I need in an ISA to earn £20,000 a year in passive income? appeared first on The Motley Fool UK.

Looking for relatively safe blue-chips, pharmaceutical giant AstraZeneca (LSE: AZN) is one I’ll definitely look at. AstraZeneca has a forward price-to-earnings (P/E) ratio of 27, with the share price having soared 90% in the past five years. With a forecast dividend yield of just 1.7%, it might not look great value, but as defensive stocks go, it has to be a consideration.

With the latest update in November, CEO Pascal Soriot spoke of “an unprecedented 16 positive Phase III trials this year, with four since our previous results including high-impact readouts for baxdrostat in hypertension and Enhertu and Datroway in breast cancer.“

He also pointed to expansion in the US, with construction of the company’s new $4.5bn manufacturing facility in Virginia already commenced. These highlight the key strengths for me. AstraZeneca’s share valuation might be the biggest danger, especially if investors move away from safety in 2026. But its very strong pipeline and global market reach lead me to rate it a definite long-term consideration.

FTSE 100 growth

The FTSE 100 isn’t really home to many growth candidates, but Rio Tinto (LSE: RIO) enjoyed a bit of cyclical growth in the latter half of 2025. And with the share price up only 7% in five years, I see a good chance of more to come.

Global demand for metals has been strong. I can see solid demand for quite some time yet, especially if China gets back into top gear. Even with a slight slowdown predicted, GDP growth for the country is expected to come in between 4% and 5% this year. Most Western economies can only dream of that.

My main concern is if precious metal fever subsides — which it surely must, right? Rio does produce some gold and silver, and it could take a hit. But it’s a major supplier of copper, aluminium and iron. And it also unearths lithium, selenium, molybdenum and many more in demand by various high-tech industries. Add in a 4.8% forecast dividend yield, and Rio Tinto has to be one to consider for 2026.

Show me the cash

For FTSE 100 income, I like the 4.7% dividend yield on the cards for Prudential (LSE: PRU). That’s higher than we were used to from the Pru of old. And it comes even after the share price has gained nearly 50% in five years. It is however, worth noting that the share price is only about where it was back in 2018.

Maybe today’s higher valuation could weigh against the stock in the future. This is a cyclical business, after all — and a P/E of 14 might be a bit toppy for the sector.

But I reckon Prudential’s key strength lies in its Asian prospects. At Q3 time, CEO Anil Wadhwani praised the “particular focus on ASEAN markets where we see an opportunity to build on the agency new business profit growth achieved in the markets of Greater China.”

So I’m considering the Pru for my 2026 Stocks and Shares ISA.

The post I asked ChatGPT for the best FTSE 100 shares to consider for 2026, and it said… appeared first on The Motley Fool UK.

But 2025 has been my strongest year by a wide margin, with several long-term conviction holdings finally delivering in a big way. Here’s how I generated a 66.6% return – and how I’m positioning my SIPP for 2026.

Top performers

The table below shows my best-performing SIPP holdings so far in 2025. They’re a mix of blue-chip dividend payers and higher-risk growth stocks – exactly the balance I aim for in my long-term pension.

Valuation matters

The common thread here is simple: each of these shares was either deeply undervalued or entering a clear earnings recovery when I bought them – exactly what I look for in my SIPP.

Fresnillo is the standout, putting the FTSE 100’s 18% gain firmly in the shade. When I bought my first tranche in 2022, the precious metals sector was still stuck in a decade-long bear market.

But with inflation surging and Covid-era stimulus flooding the system, I believed gold and silver would return to favour – and that shift has now played out.

China ‘uninvestable’?

I doubled down on Asian insurance giant Prudential at the start of the year because of a dominant Wall Street narrative: China had become ‘uninvestable’.

At the time, the share price was trading below its Covid sell-off lows. Since then, the Chinese government has unleashed fresh stimulus to revive an economy hit by a bursting property bubble.

Low energy prices have amplified that effort, helping fund infrastructure build-outs across China and wider South-East Asia – regions where Prudential generates a significant chunk of its revenues.

My strategy for 2026

What’s become clear to me is that China – and much of Asia – is leapfrogging Western industries. It benefits from cheaper capital, labour, and energy, while governments are actively encouraging long-term investing and stock ownership.

I struggle to imagine a stronger backdrop for Prudential’s long-term growth. As Asia’s middle class expands, demand for services we take for granted in the West is rising fast.

Insurance penetration remains in the low single digits, and the protection gap across Asia is estimated at $119trn. For me, that underpins why the opportunity still looks compelling heading into 2026.

That said, there are risks worth keeping in mind. Regulatory policy in China can change quickly, currency movements may affect reported returns, and economic growth across Asia won’t be linear. While none of these factors alter my long-term view, they could introduce periods of volatility along the way.

Bottom line

For me, a SIPP is about thinking long term and using volatility to my advantage. When share prices fall, dividend yields rise, allowing me to lock in higher income for the future. That approach has worked well in 2025 and shapes how I’m positioning my portfolio for 2026. By focusing on valuation, cash generation, and durable businesses, I’m aiming to compound both income and capital over time.

The post How I generated a 66.6% return in my SIPP in 2025 (and my strategy for 2026!) appeared first on The Motley Fool UK.