Great for: Rewards on everyday spend
If you meet the eligibility requirements, then the HSBC Rewards Credit Card has lots to offer. Not only do cardholders earn reward points on their spending, but the bank is also offering a 2,500 point welcome award and 0% on purchases and balance transfers for six months. And if that wasn’t enough, there is an option to ‘supercharge’ your rewards and earn 10 points per £1 at selected merchants.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 1 point for every £5 of eligible spend
- 0% on purchases for six months
- 0% on balance transfers for six months
- 2,500 points welcome award
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
21.9% -
INTRO OFFER:
2,500 points welcome award
KEY SCORES:
- 3/5 Perks
- 3/5Fees
- 3/5APR
Great for: Building credit
The HSBC Student Card offers students and apprentices a no-frills credit card that could help get them started on building their credit rating. With a very competitive APR and manageable credit limit, the card also offers cashback with selected Visa partners. To be eligible, you must have an HSBC student bank account and be enrolled in a qualifying course, or have proof of a confirmed apprenticeship.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- No annual fee
- Manageable credit limit
- Earn cashback with Visa offers
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
18.9% -
INTRO OFFER:
Earn cashback from your favourite shopping brands with Visa offers
KEY SCORES:
- 1/5 Perks
- 5/5Fees
- 4.5/5APR
Great for: 0% interest on purchases and balance transfers
HSBC’s Purchase Plus Credit Card could be a good match for those looking for a solid combination of 0% purchase and balance-transfer offer. Since 18 months isn’t the longest 0% period on the market, the key here is the combination of both 0% purchases and balance transfer. There are also potential offers and discounts available via HSBC’s home&Away. Do note that there is a 2.9% fee on balance transfers.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 0% interest on purchases made over the first 18 months
- 0% interest for 18 months on balance transfers made in the first 60 days (but a 2.9% fee applies)
- Discounts and offers with HSBC’s home&Away
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
22.9% -
INTRO OFFER:
0% on purchases for 18 months
0% for 18 months on balances transferred in first 60 days
KEY SCORES:
- 2/5 Perks
- 4.5/5Fees
- 3.5/5APR
Great for: Long balance transfer period
Take a look around and you’ll see balance-transfer offers declining. That makes the 25 months on HSBC’s Balance Transfer Card more impressive. There is a balance-transfer fee, but at 1.5%, it’s lower than the typical BT fee. And users also get the potential for offers and discounts via HSBC’s home&Away.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 0% interest for 25 months on balance transfers made in first 60 days (1.5% fee applies)
- 0% interest on purchases for the first 3 months
- Offers and discounts through HSBC home&Away programme
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
21.9% -
INTRO OFFER:
0% for 25 months on balances transferred in the first 60 days
0% on purchases for 3 months
KEY SCORES:
- 3/5 Perks
- 3/5Fees
- 3/5APR