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Compare Our Top-Rated 0% Balance Transfer Credit Cards

Updated: 21st June 2021

Getting a 0% balance transfer credit card could save you a lot of money and save your credit score if you have existing credit card debt. With a balance transfer card, you transfer an existing high-interest credit card balance to a new card that offers a period of 0% interest on that transferred balance. This could provide you time you need to pay down your debt without adding new interest charges.

While we’ve done the bulk of the work for you, you’ll want to take particular note of how long the 0% period is on the balance transfer, along with the balance transfer fee (if there is one), and the standard interest rate when comparing 0% balance transfer credit cards.

On this page, you’ll find our shortlist of our top-rated 0% balance transfer credit cards. You can also find more information about our ratings, how to compare 0% balance transfer cards, and how to use balance transfer offers.

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Here are MyWalletHero's top-rated 0% balance transfer credit cards

Credit card offers from our affiliate partners appear first and are ordered from highest rating to lowest, followed by other top-rated offers. You can read more about our ratings and page sort here. Offers from affiliate partners are marked with a *.

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Great for: Long 0% purchase and balance transfer, plus points
4.5 stars question mark
M&S Bank credit card
Apply Now!

On M&S Bank's Secure Website

    Check Eligibility

Completely free and
will not affect your credit score.

* Affiliate partner

The M&S Shopping Plus credit card ticks a lot of the boxes to make a great credit card. For starters, there’s a long 20-month 0% period on new purchases. But you can add to that a 18-month, 0% period for balance transfers made in the first 90 days and the M&S points programme. It is worth noting that there’s a 2.9% fee on balance transfers.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest on purchases for the first 20 months
  • 0% interest for 18 months on balance transfers made in the first 90 days
  • 2.9% balance transfer fee
  • Earn M&S points for shopping at M&S and elsewhere

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest on purchases for the first 20 months
  • 0% interest for 18 months on balance transfers made in the first 90 days (2.9% fee applies)
  • Earn M&S points for shopping at M&S and elsewhere
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    21.9%
  • INTRO OFFER:

    0% interest on purchases for 20 months
    0% interest on balance transfers for 18 months

KEY SCORES:

  • 4/5 Perks
  • 5/5Fees
  • 4/5APR

HIGHLIGHTS

  • 0% interest on purchases for the first 20 months
  • 0% interest for 18 months on balance transfers made in the first 90 days
  • 2.9% balance transfer fee
  • Earn M&S points for shopping at M&S and elsewhere

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: 0% offers, cashback and travel benefits in one card
4.5 stars question mark
Santander All in One credit card in black
Read full review     Check Eligibility

Completely free and
will not affect your credit score.

* Affiliate partner

A highly multi-functional card that should serve a wide variety of users. The All in One card offers 26-month 0% periods on balance transfers and 20 months 0% on purchases. During the promotional period, there’s no balance transfer fee – a very nice benefit.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest for 26 months from account opening on balance transfers
  • No balance transfer fee
  • 0% interest for 20 months from account opening on purchases
  • 0.5% cashback on all purchases
  • No foreign transaction fee (if you pay in local currency)
  • Special cashback offers of up to 15% with Retailer Offers (you must sign up for this)
  • ** The fee for this card is £3 per month, charged monthly (£36 in total annually)
  • Note: You can apply for a credit card if you’re a permanent UK resident aged 18 years or over, have a guaranteed annual income of £7,500 or more (before tax), have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

REPRESENTATIVE EXAMPLE

17.9% p.a. (variable) on card purchases. This is equivalent to 23.7% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3.

 

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest for 26 months from account opening on balance transfers
  • 0% interest for 20 months from account opening on purchases
  • 0.5% cashback on all purchases
  • No balance transfer fee
  • ANNUAL FEE:

    £36**
  • REPRESENTATIVE APR:

    23.7%
  • INTRO OFFER:

    0% interest for 26 months from account opening on balance transfers

    0% interest for 20 months from account opening on purchases

KEY SCORES:

  • 5/5 Perks
  • 5/5Fees
  • 2/5APR

HIGHLIGHTS

  • 0% interest for 26 months from account opening on balance transfers
  • No balance transfer fee
  • 0% interest for 20 months from account opening on purchases
  • 0.5% cashback on all purchases
  • No foreign transaction fee (if you pay in local currency)
  • Special cashback offers of up to 15% with Retailer Offers (you must sign up for this)
  • ** The fee for this card is £3 per month, charged monthly (£36 in total annually)
  • Note: You can apply for a credit card if you’re a permanent UK resident aged 18 years or over, have a guaranteed annual income of £7,500 or more (before tax), have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

REPRESENTATIVE EXAMPLE

17.9% p.a. (variable) on card purchases. This is equivalent to 23.7% APR representative (variable) based on an assumed credit limit of £1,200. Monthly fee: £3.

 

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: Long balance transfer period
4 stars question mark
HSBC credit card
Apply Now!

On HSBC's Secure Website

    Check Eligibility

Completely free and
will not affect your credit score.

* Affiliate partner

Take a look around and you’ll see balance-transfer offers declining. That makes the 29 months on HSBC’s Balance Transfer Card more impressive. Note that there is a balance-transfer fee of 2.75%. 

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest for 29 months on balance transfers made in first 60 days
  • 2.75% balance-transfer fee applies
  • 0% interest on purchases for the first 3 months
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Based on an assumed credit limit of £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest for 29 months on balance transfers made in first 60 days (2.75% fee applies)
  • 0% interest on purchases for the first 3 months
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    21.9%
  • INTRO OFFER:

    0% for 29 months on balances transferred in the first 60 days
    0% on purchases for 3 months

KEY SCORES:

  • 5/5 Perks
  • 3/5Fees
  • 3/5APR

HIGHLIGHTS

  • 0% interest for 29 months on balance transfers made in first 60 days
  • 2.75% balance-transfer fee applies
  • 0% interest on purchases for the first 3 months
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Based on an assumed credit limit of £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: Really long balance transfer period
4 stars question mark
M&S Bank credit card
Apply Now!

On M&S Bank's Secure Website

    Check Eligibility

Completely free and
will not affect your credit score.

* Affiliate partner

The M&S Transfer Plus card gives you a very long 29 months of 0% interest on balances transferred in the first 90 days. Users will have to cough up a balance-transfer fee of 2.75% though. Balancing that out, the M&S Transfer Plus also offers 0% for 3 months on purchases and M&S points on all purchases.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest for 29 months on balances transferred in the first 90 days (2.75% fee applies)
  • 0% interest on purchases for 3 months
  • Earn M&S points for shopping at M&S and elsewhere

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest for 29 months on balances transferred in the first 90 days (2.75% fee applies)
  • 0% interest on purchases for 3 months
  • Earn M&S points for shopping at M&S and elsewhere
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    21.9%
  • INTRO OFFER:

    0% on balance transfers for 29 months, available for 90 days from account opening
    0% on purchases for 3 months

KEY SCORES:

  • 5/5 Perks
  • 4/5Fees
  • 4/5APR

HIGHLIGHTS

  • 0% interest for 29 months on balances transferred in the first 90 days (2.75% fee applies)
  • 0% interest on purchases for 3 months
  • Earn M&S points for shopping at M&S and elsewhere

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: balance transfers with no fee
4 stars question mark
Santander Everyday credit card in red
Read full review     Check Eligibility

Completely free and
will not affect your credit score.

* Affiliate partner

Yes, some balance transfer credit cards offer longer 0% introductory rates, but 18 months is still respectable. Better still, you don’t have to stump up an initial balance transfer fee.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest on balance transfers for 18 months from account opening
  • No fee for balance transfers
  • 0% interest on purchases for the first 3 months from account opening
  • Special cashback offers of up to 15% with Retailer Offers (you must sign up for this)
  • Note: You can apply for a credit card if you’re a permanent UK resident aged 18 years or over, have a guaranteed annual income of £7,500 or more (before tax), have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

REPRESENTATIVE EXAMPLE

20.9% p.a. (variable) on card purchases. This is equivalent to 20.9% APR representative (variable) based on an assumed credit limit of £1,200.

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest on balance transfers for 18 months from account opening
  • No fee for balance transfers
  • 0% interest on purchases for the first 3 months from account opening
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    20.9%
  • INTRO OFFER:

    0% on Balance Transfers for 18 months from account opening
    0% on Purchases for 3 months from account opening

KEY SCORES:

  • 3/5 Perks
  • 4.5/5Fees
  • 3/5APR

HIGHLIGHTS

  • 0% interest on balance transfers for 18 months from account opening
  • No fee for balance transfers
  • 0% interest on purchases for the first 3 months from account opening
  • Special cashback offers of up to 15% with Retailer Offers (you must sign up for this)
  • Note: You can apply for a credit card if you’re a permanent UK resident aged 18 years or over, have a guaranteed annual income of £7,500 or more (before tax), have a good credit record and have not been declared bankrupt, had a CCJ or an IVA within the last 6 years.

REPRESENTATIVE EXAMPLE

20.9% p.a. (variable) on card purchases. This is equivalent to 20.9% APR representative (variable) based on an assumed credit limit of £1,200.

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: NatWest customers consolidating debt
3.5 stars question mark
NatWest credit card
Apply Now!

On NatWest's Secure Website

* Affiliate partner

NatWest customers interested in consolidating credit card debt and getting 1.5 years of 0% interest on their balance transfer may want to check out the NatWest Balance Transfer Credit Card offer. In NatWest fashion, this is a simple, straightforward offer. The 18 months of 0% provides a good amount of time to pay down a lingering balance, while there’s no longer a balance transfer fee. Note that you must be a current NatWest current account, savings account, credit card or mortgage customer to apply.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No balance transfer fee
  • 0% interest on purchases over the first 3 months
  • No annual fee
  • Note: You must be a current NatWest customer (current account, savings account, credit card or mortgage), be a UK resident and earn at least £10k per year to apply

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No annual fee
  • 0% interest on purchases over the first 3 months
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    21.9%
  • INTRO OFFER:

    0% interest for 18 months from account opening on balance transfers made in the first 3 months

    0% interest on purchases for 3 months

KEY SCORES:

  • 2/5 Perks
  • 4/5Fees
  • 4/5APR

HIGHLIGHTS

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No balance transfer fee
  • 0% interest on purchases over the first 3 months
  • No annual fee
  • Note: You must be a current NatWest customer (current account, savings account, credit card or mortgage), be a UK resident and earn at least £10k per year to apply

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: Royal Bank customers consolidating debt
3 stars question mark
Royal Bank of Scotland credit card
Apply Now!

On The Royal Bank of Scotland's Secure Website

* Affiliate partner

The Royal Bank Balance Transfer Credit Card may be an enticing offer for current Royal Bank customers. In fact, you have to be a current customer (current account, savings account, credit card or mortgage) to apply for this card. For those that are, this could be a good way to bring existing credit card debt all to one place and get 1.5 years of 0% interest to pay it down. 

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No balance transfer fee
  • 0% interest on purchases over the first 3 months
  • No annual fee
  • Note: You must be a current Royal Bank of Scotland customer (current account, savings account, credit card or mortgage), be a UK resident and make at least £10k per year to apply

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

what we like

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No annual fee
  • 0% interest on purchases over the first 3 months
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    21.9%
  • INTRO OFFER:

    0% interest for 18 months from account opening on balance transfers made in the first 3 months

    0% interest on purchases for 3 months

KEY SCORES:

  • 2/5 Perks
  • 3/5Fees
  • 4/5APR

HIGHLIGHTS

  • 0% interest for 18 months (starting from account opening) on balance transfers made in the first 3 months
  • No balance transfer fee
  • 0% interest on purchases over the first 3 months
  • No annual fee
  • Note: You must be a current Royal Bank of Scotland customer (current account, savings account, credit card or mortgage), be a UK resident and make at least £10k per year to apply

REPRESENTATIVE EXAMPLE

Representative rate 21.9% APR (variable)
Purchase rate 21.9% p.a. (variable)
Assumed credit limit £1,200

* This is an offer from one of our affiliate partners. Click here to learn more about why and how we work with partners.

Great for: Balance transfers with no fee
4.5 stars question mark

There’s a lot to like with the Sainsbury’s Bank balance transfer card. Cardholders get 18 months of 0% interest on balance transfers along with fee-free balance transfers over the first three months. In addition, cardholders can also take advantage of 0% interest on purchases over the first three months. And like other Sainsbury’s cards, users get perks in the form of Nectar points.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • 0% interest on balance transfers for the first 18 months
  • No fee on balance transfers made in the first 3 months
  • 0% interest on purchases for the first 3 months
  • Up to 7,500 bonus Nectar points in the first 2 months

REPRESENTATIVE EXAMPLE

Purchase rate is 20.95% p.a. variable
With a representative 20.9% APR variable
Assumed credit limit £1,200

what we like

  • 0% interest on balance transfers for the first 18 months
  • No fee on balance transfers made in the first 3 months
  • 0% interest on purchases for the first 3 months
  • Up to 7,500 bonus Nectar points in the first 2 months
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    20.9%
  • INTRO OFFER:

    0% on balance transfers for 18 months
    0% on purchases for 3 months

KEY SCORES:

  • 3.5/5 Perks
  • 5/5Fees
  • 3.5/5APR

HIGHLIGHTS

  • 0% interest on balance transfers for the first 18 months
  • No fee on balance transfers made in the first 3 months
  • 0% interest on purchases for the first 3 months
  • Up to 7,500 bonus Nectar points in the first 2 months

REPRESENTATIVE EXAMPLE

Purchase rate is 20.95% p.a. variable
With a representative 20.9% APR variable
Assumed credit limit £1,200
Great for: very long balance transfer period
4 stars question mark

If you’re a current NatWest customer looking for a long 0% balance transfer period, this could be just the offer for you. This card offers 0% interest for 23 months from account opening on balance transfers made in the first three months. A 1.99% balance transfer fee applies. This card also provides 0% on purchases for three months.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • Note: You must be a current NatWest customer (current account, savings account, credit card or mortgage), be 18 or older, a UK resident and earn at least £10k per year to apply
  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months (after which standard rates apply)
  • 1.99% balance transfer fee
  • 3 months 0% interest on purchases
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative 19.9% APR (variable)
Purchase rate 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual fee £0

what we like

  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months
  • 3 months 0% interest on purchases
  • No annual fee
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    19.9%
  • INTRO OFFER:

    0% interest for 23 months from account opening on balance transfers made in the first 3 months

    0% interest on purchases for 3 months

KEY SCORES:

  • 3/5 Perks
  • 3/5Fees
  • 5/5APR

HIGHLIGHTS

  • Note: You must be a current NatWest customer (current account, savings account, credit card or mortgage), be 18 or older, a UK resident and earn at least £10k per year to apply
  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months (after which standard rates apply)
  • 1.99% balance transfer fee
  • 3 months 0% interest on purchases
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative 19.9% APR (variable)
Purchase rate 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual fee £0
Great for: very long balance transfer period
4 stars question mark

Royal Bank customers in need of a long balance transfer offer should take note. This card offers 0% interest for 23 months from account opening on balance transfers made in the first three months. A 1.99% balance transfer fee applies. As a bonus, there’s also three months of 0% on purchases.

Read full review >

CREDIT RATING req:

  • Poor/No credit
  • Fair/Average
  • Good/Excellent

HIGHLIGHTS

  • Note: You must be a current Royal Bank customer (current account, savings account, credit card or mortgage), be 18 or older, a UK resident and earn at least £10k per year to apply
  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months (after which standard rates apply)
  • 1.99% balance transfer fee
  • 3 months 0% interest on purchases
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative 19.9% APR (variable)
Purchase rate 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual fee £0

what we like

  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months
  • 3 months 0% interest on purchases
  • No annual fee
  • ANNUAL FEE:

    £0
  • REPRESENTATIVE APR:

    19.9%
  • INTRO OFFER:

    0% interest for 23 months from account opening on balance transfers made in the first 3 months

    0% interest on purchases for 3 months

KEY SCORES:

  • 3/5 Perks
  • 3/5Fees
  • 5/5APR

HIGHLIGHTS

  • Note: You must be a current Royal Bank customer (current account, savings account, credit card or mortgage), be 18 or older, a UK resident and earn at least £10k per year to apply
  • 0% interest for 23 months (starting from account opening) on balance transfers made in the first 3 months (after which standard rates apply)
  • 1.99% balance transfer fee
  • 3 months 0% interest on purchases
  • No annual fee

REPRESENTATIVE EXAMPLE

Representative 19.9% APR (variable)
Purchase rate 19.9% p.a. (variable)
Assumed credit limit £1,200
Annual fee £0

Frequently Asked Questions

What is a balance transfer?

It's when you transfer an existing debt balance from one financial institution to another, usually to take advantage of a promotional 0% or low-interest period. To see how much money you could save, check out our new balance transfer calculator

What is a 0% balance transfer credit card?

Typically, when people talk about a 'balance transfer credit card', they're talking about a card that provides you with a promotional 0% interest period on a balance that you transfer to that new card. This interest-free period can last anywhere from just a few months to multiple years.

Are balance transfers a good idea?

It’s valuable to avoid paying high interest rates on debt where possible, and balance transfer credit cards allow a period of many months for cardholders to pay off what they can without getting further in the red due to interest racking up.

How does a balance transfer work?

When you're approved for a balance transfer offer and provide information on the balance you want transferred, your new bank will pay off the debt that you owed to the other bank. You'll now owe that debt balance to the new bank.

How long does a balance transfer take?

This varies by bank and can range from one working day to multiple weeks. When you are approved for a 0% balance transfer, your new bank should be able to provide information on how long it will take to process your transfer.

What is a balance transfer fee?

This is a fee that you often have to pay when making a balance transfer. A balance transfer fee typically ranges from 1% to 3%, though there are some credit cards that offer no-fee balance transfers.

Can I transfer a balance from more than one card?

This depends on the card’s provider, but most allow multiple balances to be transferred, up to the new card’s balance transfer threshold.

Do balance transfers hurt your credit?

Signing up to ANY new card has a small negative impact on your credit score, since 15% of it is based on how long you’ve had the account. However, the longer it’s been open, the credit score improves.

In terms of balance transfers, this will likely add an inquiry on your credit file (leading to a minor decrease in your score in the short term). But, assuming you’ve left your old account open and not taking on more debt, you’re decreasing your balance-to-limit ratio (also known as utilisation rate) and this can improve credit score!

Finally, balance transfer cards are designed to help pay off debt at a faster rate, by decreasing the interest that accumulates. And reducing the amount of debt carried should lead to a better credit score.

How many times can I balance transfer?

There is no limit on the amount of times you can transfer balances to a different card - so long as your credit score is enough to be considered for a new card, of course!

Can I transfer a balance from an Amex card?

In theory yes, but many providers no longer accept transfers from American Express credit cards. Additionally, since Amex cards tend to have a 15-digit number on the front compared to the 16 digits on MasterCard and Visa cards, this has been found to cause errors in balance transfer applications online.

Learn more

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