The Motley Fool

2 last-minute ISA stocks that could help make you an ISA millionaire

So, 5 April is almost upon us, you have some of your 2017-18 ISA allowance still unused and a little bit of cash you could invest – but you can’t think what shares to buy?

It’s tempting to forget it, as you’ll soon have a shiny new £20,000 allowance to use up for 2018-19. But even a £1,000 addition that doesn’t happen now could lose you £5,700 from your retirement pot in 30 years’ time based on a 6% per year total return — and more than £10,000 if you hit 8%.

5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!

According to one leading industry firm, the 5G boom could create a global industry worth US$12.3 TRILLION out of thin air…

And if you click here we’ll show you something that could be key to unlocking 5G’s full potential...

I’ll assume you already have a solid set of blue-chip stocks in your ISA from this year and previous years, and I’ll suggest two slightly riskier stocks for you to consider for a small allocation of cash.

Sun and sand

It’s a cold March, and after our late mini-Winter, you might well be thinking of a beach holiday to blow away the blues. Millions will be having similar thoughts, and I like the idea of a holiday company that specialises in getting you exactly where its name suggests — On The Beach (LSE: OTB).

Rather than searching dozens of generalised online offerings and pondering which have the best beaches, the safest swimming, the easiest access… On The Beach just offers short-haul beach holidays. 

The firm’s latest update in February told us that business has continued strongly into 2018 with strong revenue growth, and that it’s enjoying “strong bookings growth for summer 2018 departures.”

I like companies that focus and try to be the best in a specific field, and it seems investors do too. On The Beach shares have more than doubled since flotation in 2015, although they might look like they’re a bit highly priced now with forward P/E multiples of more than 20.

But the firm is only just starting its international expansion, with its newer sites in Sweden and Norway already showing strong growth and Denmark about to be launched. I think On The Beach could easily turn into one of tomorrow’s cash cows.

Blue sky

Now for a slightly riskier one, Allied Minds (LSE: ALM), which ace UK investor Neil Woodford holds in his LF Woodford Equity Income Fund. But before I tell you why it might be a good candidate for you, let me offer you a reason to steer clear.

Allied Minds invests in early-stage technology businesses, hoping to find the next generation of rising stars, but so far it hasn’t been doing so well at it and it’s lost money for its investors. Despite a multi-bagging early rise after coming to market in 2014, Allied Minds shares have since been in a slump and are now down 40% overall — and as it’s been making a loss all along, there have been no dividends to compensate.

But the next online startup, or successful biotechnology star, could already be sitting in its portfolio — I looked at the exciting possibilities for subsidiary SciFluor Life Sciences back in December, after reviewing promising results from its candidate treatment for age-related macular degeneration.

The company has now ditched a few of its earlier lame ducks and has secured some significant new funding. I reckon it’s a worthwhile, if speculative, punt — but only a small one. Who knows, the next Facebook could still be out there.

5G is here – and shares of this ‘sleeping giant’ could be a great way for you to potentially profit!

According to one leading industry firm, the 5G boom could create a global industry worth US $12.3 TRILLION out of thin air…

And if you click here, we’ll show you something that could be key to unlocking 5G’s full potential...

It’s just ONE innovation from a little-known US company that has quietly spent years preparing for this exact moment…

But you need to get in before the crowd catches onto this ‘sleeping giant’.

Click here to learn more.

Alan Oscroft has no position in any of the shares mentioned. The Motley Fool UK has no position in any of the shares mentioned. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

Our 6 'Best Buys Now' Shares

The renowned analyst team at The Motley Fool UK have named 6 shares that they believe UK investors should consider buying NOW.

So if you’re looking for more stock ideas to try and best position your portfolio today, then it might be a good day for you. Because we're offering a full 33% off your first year of membership to our flagship share-tipping service, backed by our 'no quibbles' 30-day subscription fee refund guarantee.

Simply enter your email address below to discover how you can take advantage of this.

I would like to receive emails from you about product information and offers from The Fool and its business partners. Each of these emails will provide a link to unsubscribe from future emails. More information about how The Fool collects, stores, and handles personal data is available in its Privacy Statement.