Peter Stephens

Having held various senior management positions in the manufacturing sector, Peter founded his own manufacturing company in 1996. This was subsequently sold in 2007. Meanwhile, his passion for investing (which began during the privatisations of the 1980s) remains strong and he couples this with writing for The Motley Fool as a Contractor. His investment style is value-oriented; focusing on company fundamentals, as well as assessing the strength and presence of a competitive advantage. While above-average growth prospects remain very attractive, a greater focus on dividends has crept in since Peter became a part-time retiree in 2007.

Why dividend stocks offer more than just a passive income

Buying dividend stocks could be a shrewd move for a variety of reasons, with them offering capital growth and lower risk than many other... More »

Retirement savings: dividend stocks offer the fastest route to a million

Dividend stocks could help investors to enjoy financial freedom in retirement. More »

Why you can make a million with dividend stocks

Dividend stocks could offer higher long-term returns than many investors realise. More »

Are shares a good investment?

Could shares offer a superior risk/reward opportunity compared to other mainstream assets? More »

How much should you save per month?

Here’s how an individual may wish to go about organising their finances when it comes to saving for the future. More »

Why a passive income is not just for retirees

Generating a second income could be useful for investors whatever their age. More »

How much money do you need to save to overcome an inadequate State Pension?

Enjoying financial freedom in retirement through a second income could be a better idea than being reliant on the State Pension in my opinion. More »

Thinking of relying on a Cash ISA in retirement? I think that may be a major mistake

A Cash ISA may not provide a sufficient return in retirement. More »

Forget Bitcoin! Here’s how I’d aim to make a million from the FTSE 100

I think the FTSE 100 (INDEXFTSE:UKX) could offer a superior growth rate to Bitcoin that may provide an investor with a better chance of... More »

Forget buy-to-let! Here’s how I’d aim to make a million starting today

Investing in these sectors could generate higher returns than buy-to-let, and may increase an investor’s chances of making a million, in my view. More »

Relying on Bitcoin to grow your retirement savings? I think that’s a major mistake

Bitcoin may fail to deliver high returns in the long run, in my opinion. More »

Are ISAs tax free?

Could opening an ISA help to cut an individual’s tax payments? More »

Bitcoin vs dividend stocks: why I think a passive income wins every time

Dividend stocks offer significantly greater investment appeal when compared to Bitcoin in my opinion. More »

Hoping to treble your State Pension in retirement? Here are 3 smart moves I’d make today

Following these three steps could lead to a higher income in older age. More »

Forget a Cash ISA: here are 2 better options that could help you retire early

Investing outside of a Cash ISA could boost an investor’s financial position so they can retire earlier than expected. More »

Are cashback credit cards a good deal?

Could cashback credit cards improve the financial standing of a range of consumers? More »

3 reasons why I’m avoiding Bitcoin like the plague

Three reasons why Bitcoin lacks investment appeal, in my opinion. More »

The FTSE 100 and FTSE 250: What’s next?

How might the FTSE 100 (INDEXFTSE:UKX) and FTSE 250 (INDEXFTSE:MCX) perform in future? More »

How do balance transfers work?

Could a balance transfer credit card make a real difference to the amount of interest being paid on existing debt? More »

Thinking of relying on buy-to-let in retirement? I think that may be a major mistake

Investing in a buy-to-let may lead to lower returns than buying shares in my opinion. More »