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Karl Talbot

Karl is a writer specialising in investing and personal finance content. He regularly contributes articles on savings, bank accounts, mortgages, and loans. He was previously a Personal Finance Writer for MoneySavingExpert.

Recent Articles

Thoughtful anxious asian business woman looking away thinking solving problem
Personal Finance

‘Deep recession’ warning due to cost of living crisis: follow these 4 tips to help you cope

| Karl Talbot

A new report reveals households are facing a 'deep recession' with real incomes set to fall substantially. Here are some…

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Business accounting concept, Business man using calculator with computer laptop, budget and loan paper in office.
Personal Finance

14% of young investors expect to become ISA millionaires: how realistic is this goal?

| Karl Talbot

One in seven young investors expect to be ISA millionaires once they reach retirement age according to new research. But…

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Twenty pound notes in back pocket of jeans
Personal Finance

The death of cash? Use of paper money is falling (which might be a good thing)

| Karl Talbot

Cash usage is declining according to new research. So why might the death of cash be a good thing? Karl…

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Woman using laptop and working from home
Personal Finance

Gold price soars: here’s why gold could go even higher this week

| Karl Talbot

The gold price has risen more than 8% since the start of the year. Here's one reason why the gold…

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New Ways of Investing - Hands Only Using Smart Phone
Personal Finance

Amid tumbling stocks, here are the shares most bought by UK investors last week

| Karl Talbot

The UK stock markets fell last week as a result of the ongoing Ukraine crisis. But which stocks have remained…

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African American woman working in home office
Personal Finance

Gold price surges amid stock market turmoil: how can you invest in it?

| Karl Talbot

The gold price has risen more than 2% since the start of the week as investors begin to lose faith…

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Businessman looking at a red arrow crashing through the floor
Personal Finance

Worried about a stock market crash? Follow this one rule to protect yourself

| Karl Talbot

With the situation escalating in Ukraine, investors may be fearing a stock market crash. Karl Talbot explains one rule they…

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Personal Finance

‘Long-term savings gap’ means many women face poverty in retirement

| Karl Talbot

Women are less likely to invest in the stock market and have far less in retirement savings than men. So,…

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Personal Finance

The FTSE 100 is down since the start of the year: is now a good time to invest?

| Karl Talbot

The FTSE 100 is down since the beginning of 2022, and many investors will be looking to pick up stocks…

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Young woman smiling putting a coin inside piggy bank as savings for investment
Personal Finance

Got savings? Here’s how you can earn over 2% in an easy access account

| Karl Talbot

Savings rates are still low, but did you know that you can now earn more than 2% interest in an…

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For Sale sign displayed outside a terraced house
Personal Finance

House prices soar £5,000 in a month: will the UK housing market ever cool?

| Karl Talbot

The UK housing market is continuing to defy the odds. The average house price now stands at £260,320. So will…

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Man putting a coin into a pink piggy bank
Personal Finance

New ‘table-topping’ savings account pays up to 1.05% interest: here’s how it works

| Karl Talbot

Savings rates are rising, and Zopa is the latest provider to launch a table-topping account. Karl Talbot takes a look…

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Two women in the home office
Personal Finance

House prices to rocket? Rules limiting large mortgages set to scrapped

| Karl Talbot

Will house prices continue to soar if mortgage affordability test rules are scrapped? Karl Talbot looks at what's planned and…

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Young woman smiling putting a coin inside piggy bank as savings for investment
Personal Finance

Is the cost of living crisis depleting your savings?

| Karl Talbot

The cost of living crisis is biting, and many people are having to access their savings to cope. Here are…

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Sixed group of millennial aged friends discuss investing
Personal Finance

Here are the shares UK investors have been buying recently

| Karl Talbot

Evraz, Lloyds, and Barclays were all popular shares to buy among UK investors last week. So, what other shares have…

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Retirement saving and pension planning
Personal Finance

Here’s exactly how much you should be saving into a pension to retire in comfort

| Karl Talbot

If you're hoping to retire in comfort, a recent report reveals the exact sum you'll need to save into your…

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Personal Finance

Savings rates: new account rewards savers with BIG balances (but is it any good?)

| Karl Talbot

Yorkshire Building Society has launched an easy access savings account offering higher savings rates to savers with big balances. But…

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Twenty pound notes in back pocket of jeans
Personal Finance

Tax code season: are you due £1000s in a tax refund? Here’s how to check

| Karl Talbot

If you're on the wrong tax code, then you could be in line for a juicy refund worth £1000s. Here's…

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Row of terrace houses.
Personal Finance

House prices continue to rise, but this statistic may surprise you

| Karl Talbot

House prices continue to rise, but did you know that the housing market may not be performing as you might…

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British pound coins in birds' nest
Personal Finance

The odds of becoming an ISA millionaire vs winning a million on the lottery

| Karl Talbot

2,000 people in the UK can each call themselves an ISA millionaire. So, what are your chances of becoming one?…

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Woman looking sideways at credit card
Personal Finance

Death of the credit card? Young people shunning credit cards for one reason

| Karl Talbot

Almost half of under 35s don't own a credit card according to new research. So are young people making a…

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Personal Finance

These are the shares UK investors have been buying recently

| Karl Talbot

Vodafone, BT Group and Lloyds were all popular shares to buy among UK investors last week. What other shares proved…

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Sixed group of millennial aged friends discuss investing
Personal Finance

Will rising interest rates cause a stock market crash?

| Karl Talbot

With interest rates on the rise, Karl Talbot takes a look at the likelihood of higher borrowing costs leading to…

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Retirement saving and pension planning
Personal Finance

State Pension rise: 6 tips to boost ALL of your pension pots right now

| Karl Talbot

The new State Pension will increase by 3.1% in April. Even if you won't benefit from it, take a look…

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Personal Finance

Inflation rate hits 5.5%: how can investors protect their money?

| Karl Talbot

Inflation is continuing to head upwards, with the latest ONS statistics reporting a figure of 5.5% in January. So, how…

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Home key with house keyring with calculator.
Personal Finance

Mortgage dilemma: should you remortgage now or wait (ahead of possible rises)?

| Karl Talbot

If you're on the lookout for a mortgage, should you remortgage now before interest rates rise? Karl Talbot explains what…

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Personal Finance

Car insurance premiums rising: follow these 4 tips to cut costs

| Karl Talbot

Car insurance premiums have risen since the start of the year. However, if you're a motorist, don't despair. It's still…

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Excellent credit score result on tablet
Personal Finance

Revealed! How boosting your credit score could soon get easier

| Karl Talbot

If you're looking to boost your credit score, there'll soon be a new way to do so. Karl Talbot explains…

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Personal Finance

3 beginner tips for investing in a stocks and shares ISA

| Karl Talbot

Are you planning to open a stocks and shares ISA to take advantage of this year's tax-free allowance? If so,…

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Personal Finance

NS&I increases savings rates on TWO accounts: should you open one?

| Karl Talbot

NS&I has raised its savings rates. So, with two of its accounts now offering savers 0.5% AER variable interest, should…

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Man with dog building kitchen cabinets and using a cordless drill
Personal Finance

What’s the wage inflation rate? And can pay growth worsen the cost of living crisis?

| Karl Talbot

Recent reports suggest that wage inflation could lead to spiralling price rises, worsening the cost of living crisis. What does…

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Young woman smiling putting a coin inside piggy bank as savings for investment
Personal Finance

These 18 savings providers pay just 0.01% interest (so check your savings rate now!)

| Karl Talbot

Savings rates offered by some providers are as low as 0.01% despite the fact that the base rate rose last…

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Senior woman wearing glasses using laptop at home
Personal Finance

Why you could miss out on the £200 energy bill discount (but still have to pay for it)

| Karl Talbot

Energy bills will rise from April, though a new £200 energy bill discount is likely to help most households. But…

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Typical street lined with terraced houses and parked cars
Personal Finance

Rent soars by more than 8%: how do your housing costs compare to the average?

| Karl Talbot

Rents have soared in the past year, with single tenants typically spending 37% of their gross income on rent. But…

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Personal Finance

Cost of living crisis: should you rethink your investment plans?

| Karl Talbot

New research reveals many investors have decided to increase their savings in order to protect themselves from the cost of…

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Business accounting concept, Business man using calculator with computer laptop, budget and loan paper in office.
Personal Finance

Investors put faith in gold amid rising inflation: are they making a mistake?

| Karl Talbot

Investors have flocked to buy gold ETFs in recent weeks following selloffs in the equity market. So can gold protect…

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Inflation in newspapers
Personal Finance

How high will inflation go in 2022?

| Karl Talbot

Inflation is rising, with prices already increasing by a hefty 5.4%. So how high will inflation climb this year? Karl…

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Sixed group of millennial aged friends discuss investing
Personal Finance

These were the most popular stocks among UK investors last week

| Karl Talbot

Tech stocks were popular buys among UK investors last week despite mixed performances. So which other stocks were popular last…

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View over businesslady shoulder seated at workplace desk look at computer screen
Personal Finance

Investors are attending AGMs in record numbers: here’s why

| Karl Talbot

Investors attended annual general meetings (AGMs) in record numbers last year. So what's the reason behind this? Karl Talbot takes…

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Personal Finance

The metaverse stocks tipped to perform well in February

| Karl Talbot

Metaverse stocks have suffered recently, with big players seeing their share prices fall. So which stocks have been tipped to…

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