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Karl Talbot

Karl is a writer specialising in investing and personal finance content. He regularly contributes articles on savings, bank accounts, mortgages, and loans. He was previously a Personal Finance Writer for MoneySavingExpert.

Recent Articles

Man using credit card and smartphone for purchasing goods online.
Personal Finance

Revealed! Why Gen Z may be the savviest generation when it comes to credit cards

| Karl Talbot

New research reveals that Gen Z may be the most astute when it comes to credit cards. But why? And…

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Road sign warning of a risk ahead
Personal Finance

Recession risk ‘on the rise’: is it time for investors to worry?

| Karl Talbot

A major global bank has suggested the risk of a recession in the UK is 'on the rise'. So, should…

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pensive bearded business man sitting on chair looking out of the window
Personal Finance

1 in 4 cutting back on investments amid cost of living crisis

| Karl Talbot

New research shows one in four investors have cut back on their investing contributions to cope with the rising cost…

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A stack of credit cards piled on top of each other
Personal Finance

Calls for more credit card applicants to be given advertised interest rate

| Karl Talbot

Did you know that under current credit card APR rules, only 51% of applicants must be given the advertised rate?…

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Young man shopping with credit card and laptop computer
Personal Finance

Balance transfer deals improve: here’s what you should do if given a low credit limit

| Karl Talbot

Balance transfer credit card deals are improving thanks to longer 0% lengths and lower fees. But what should you do…

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Social media and digital online concept, woman using smartphone
Personal Finance

Elon Musk has been buying Twitter shares: here’s why it matters

| Karl Talbot

Elon Musk has bought so many shares in Twitter he's now the platform's biggest shareholder. Here's why Musk's colossal Twitter…

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New Ways of Investing - Hands Only Using Smart Phone
Personal Finance

Investing is on the rise: 3 need-to-knows for beginner investors

| Karl Talbot

New research suggests the number of people looking to invest is rising. So, what tips should beginner investors keep in…

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Middle age senior woman sitting at the table at home working using computer laptop clueless and confused expression with arms and hands raised.
Personal Finance

New tax year: is it worth using your stocks and shares ISA allowance straight away?

| Karl Talbot

With a new tax year upon us, should you use your ISA allowance straight away or wait? Karl Talbot takes…

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Woman calculating figures next to a laptop
Personal Finance

ISA dash: how investors rushed to open a stocks and shares ISA on deadline day

| Karl Talbot

New data reveals many investors used up their annual ISA allowance on the final day of the 2021/22 tax year.…

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Personal Finance

Revealed! These are the ETFs investors have been buying in 2022

| Karl Talbot

New data reveals the exchange-traded funds that have been favoured by investors so far in 2022. So, which ETFs have…

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Concentrated young african american black guy sitting on heated floor at modern coffee table in living room, looking at laptop screen
Personal Finance

Is gold the answer to soaring inflation?

| Karl Talbot

Gold is up almost 10% since the turn of the year – far above the UK's rate of inflation. Karl…

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Scene depicting the City of London, home of the FTSE 100
Personal Finance

Is the FTSE 100 likely to end the year lower?

| Karl Talbot

The FTSE 100 has risen less than 1% since the year began. So, how likely is it that the UK's…

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A house being constructed in the countryside
Personal Finance

Why are FTSE 100 housebuilder shares sinking?

| Karl Talbot

Major FTSE 100-listed housebuilders have seen their share prices sink this year. Why is it happening? And is now a…

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Image of person checking their shares portfolio on mobile phone and computer
Personal Finance

Cost of living crisis: how easy is it to sell shares?

| Karl Talbot

As the cost of living crisis bites, some investors might be thinking about selling shares in order to stay afloat.…

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Personal Finance

These are the shares UK investors were buying last week

| Karl Talbot

Polymetal International, Barclays and Rolls-Royce were popular among UK investors last week. So, which other shares were popular buys?

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Closeup ruffled American flag representing US stocks and shares
Personal Finance

The S&P 500 has fallen 5% in 2022: is now a good time to invest in it?

| Karl Talbot

The S&P 500 has fallen by 5% so far in 2022. So, given its recent sluggish performance, is now a…

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pensive bearded business man sitting on chair looking out of the window
Personal Finance

ISA deadline: are you making these investing mistakes?

| Karl Talbot

Ahead of ISA deadline day, a leading investing platform has highlighted five investing mistakes to avoid. So, are you making…

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Environmental technology concept.
Personal Finance

Revealed! How ESG investing can ‘sacrifice financial returns’

| Karl Talbot

New research suggests that ESG investing may not be as ethical as it seems. Here's a look at how ethical…

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Woman looking sideways at credit card
Personal Finance

Credit card borrowing surges: here’s how to use 0% cards the right way

| Karl Talbot

With recent data highlighting soaring levels of credit card borrowing, Karl Talbot takes a look at how you can use…

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A retired couple review their investing portfolio
Personal Finance

The FTSE 250 fell 10.5% in Q1: is now a good time to invest in the share index?

| Karl Talbot

The first quarter of 2022 was particularly unkind to the FTSE 250, with its value plummeting by 10.5%. So, is…

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Paying for online shopping using a credit card
Personal Finance

American Express suffers ‘technical issues’: should you carry more than one credit card?

| Karl Talbot

Some American Express credit card users have been unable to make payments following 'technical issues'. So, is this a reason…

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View over businesslady shoulder seated at workplace desk look at computer screen
Personal Finance

Is it time for AGMs to become more accessible?

| Karl Talbot

An investment charity has called for AGMs to become more inclusive in order to widen the number of participants. So,…

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Businessman touching on number 2022 for preparation
Personal Finance

How will the stock market fare in Q2?

| Karl Talbot

The big FTSE indexes experienced mixed fortunes during the first quarter of 2022. So, how is the stock market likely…

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Scene depicting the City of London, home of the FTSE 100
Personal Finance

These were the biggest FTSE 100 risers in March

| Karl Talbot

With another month drawing to a close, let's take a look at the FTSE 100 constituents that saw their share…

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Chalk outline of two arrows pointing in opposite directions
Personal Finance

Cash ISA rates nudge up: is it worth ditching your stocks and shares ISA?

| Karl Talbot

Cash ISA rates are creeping up. So, is now the time to rethink your plans to open a stocks and…

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Personal Finance

The majority of ISA holders shun stocks and shares ISAs: here’s why it matters

| Karl Talbot

A new survey reveals that the majority of ISA holders are staying clear of stocks and shares ISAs. Karl Talbot…

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Young woman sat at laptop by a window
Personal Finance

Revealed! The big factor young investors take into account before investing

| Karl Talbot

New research reveals one very important factor that young investors take into account before picking and choosing investments.

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Business accounting concept, Business man using calculator with computer laptop, budget and loan paper in office.
Personal Finance

Revealed! Returns a typical investor can expect to make over the next 3 years

| Karl Talbot

New research shines a light on how much typical investors hope to earn over the next three years. Karl Talbot…

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A stack of credit cards
Personal Finance

Metal credit cards are growing in popularity: here’s why I’m not a fan

| Karl Talbot

Metal credit cards are all the rage right now as providers try to enhance their offerings with a 'premium' feel.…

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Personal Finance

How have aerospace stocks performed so far this year?

| Karl Talbot

Aerospace stocks have had mixed fortunes so far in 2022, with BAE Systems the biggest riser. Here's a closer look…

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Smiling young man sitting in cafe and checking messages, with his laptop in front of him.
Personal Finance

Young investors are more likely to vote at AGMs than older investors: here’s why

| Karl Talbot

New research reveals that young investors are generally more engaged than older investors when it comes to AGM voting. Karl…

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New British One Pound Sterling Coin Chart Rate.
Personal Finance

Government dumps more NatWest shares: here’s why it’s significant

| Karl Talbot

The government has sold more of its shareholding in NatWest. Here's why its latest sale has been described as an…

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Paying for online shopping using a credit card
Personal Finance

Surge in UK credit card borrowing: is this a sign of things to come?

| Karl Talbot

New research reveals that credit card borrowing is skyrocketing. Is this trend a sign of bigger problems ahead? Karl Talbot…

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Full length shot of a happy senior couple drinking coffee and spending time together at home
Personal Finance

Share dividends tax: why taking action NOW could help you avoid next week’s hike

| Karl Talbot

Share dividends tax will go up next week. But did you know you might be able to avoid the tax…

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Aerial shot showing an aircraft shadow flying over an idyllic beach
Personal Finance

Are airline shares set to take off?

| Karl Talbot

Airline shares took a nose dive following the initial waves of Covid-19. So, how have airline shares performed since? And…

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Personal Finance

These are the shares UK investors were buying last week

| Karl Talbot

Last week was a steady week for the stock market. So, which stocks have UK investors been buying recently? Karl…

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Bus waiting in front of the London Stock Exchange on a sunny day.
Personal Finance

New Bank of England warning on UK economy: is the stock market about to fall?

| Karl Talbot

The Bank of England's governor has warned about rising inflation and volatile commodity prices. So, can we expect the stock…

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New Ways of Investing - Hands Only Using Smart Phone
Personal Finance

Stocks and shares ISA deadline: is a robo-advisor a good option?

| Karl Talbot

With the end of the tax year approaching, should you open a stocks and shares ISA through a robo-advisor? Karl…

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Working from home due to social distancing
Personal Finance

Revealed! One big reason to opt for a stocks and shares ISA over a cash ISA

| Karl Talbot

Looking to open an ISA before the tax year ends? Here's a big reason why a stocks and shares ISA…

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Scene depicting the City of London, home of the FTSE 100
Personal Finance

These are the biggest FTSE 100 risers over the past 12 months

| Karl Talbot

Although the FTSE 100 has dropped since 2022 began, it's still up 12% compared to where it was 12 months…

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