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Jennifer Laird

Jennifer Laird

Jennifer is a writer specialising in debt, personal banking, and small business finance.

Recent Articles

happy senior couple using a laptop in their living room to look at their financial budgets
Personal Finance

7 common inheritance issues after a death in the family

| Jennifer Laird

Inheritance issues are surprisingly common in the UK. Here are some tips on how to avoid the 7 most common…

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Blue question mark background and dark space
Personal Finance

Understanding your payslip

| Jennifer Laird

It's important to have a good understanding of your payslip. We take a look at everything your payslip shows and…

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Mother and Daughter Blowing Bubbles
Personal Finance

How much is Child Tax Credit?

| Jennifer Laird

How much is Child Tax Credit, and who is eligible to make a claim? Here's what you should know about…

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Thoughtful anxious asian business woman looking away thinking solving problem
Personal Finance

6 ways to find a new job after you’ve been fired

| Jennifer Laird

If you've lost your job, don't panic. It's time to regroup and assess your options. Here are six ways to…

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Streets of terraced houses from above
Personal Finance

Do students pay council tax?

| Jennifer Laird

Do students pay council tax? Well, not always. Here's when students won't pay council tax, and what to do if…

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Row of terrace houses.
Personal Finance

How much does an EPC cost?

| Jennifer Laird

You need an Energy Performance Certificate before you can sell your property. But how much does an EPC cost, and…

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Cropped shot of a senior woman looking upset after an argument with her husband
Personal Finance

1 in 9 Brits is a victim of credit card fraud

| Jennifer Laird

Credit card fraud is a huge problem in the UK. Here's why it's an issue, and what steps you can…

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A couple celebrating moving in to a new home
Personal Finance

The low-deposit mortgage scheme: what you need to know

| Jennifer Laird

The UK government's low-deposit mortgage scheme is now underway. Here's what you should know about the scheme and how to…

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Modern brick houses, built to traditional designs on a housing development in Northern England.
Personal Finance

Can I get a mortgage without a deposit?

| Jennifer Laird

Can you get a mortgage without a deposit? Well, maybe, but your options could be more limited. Here's everything you…

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Piggybank, British Currency, Calculator, Receipts and a Mug on a Table
Personal Finance

How to cancel Universal Credit

| Jennifer Laird

It's important that you know how to cancel Universal Credit if you no longer need it. Here is a brief…

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Paying for online shopping using a credit card
Personal Finance

How to sell your old laptop

| Jennifer Laird

Looking to sell an old laptop but don't know where to start? It's easier than you might think. We take…

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Young Woman Drives Car With Dog in Back Seat
Personal Finance

The 10 most expensive dog breeds in the UK

| Jennifer Laird

How much does it cost to buy a dog? Here's a rundown of the 10 most expensive dog breeds in…

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Typical street lined with terraced houses and parked cars
Personal Finance

10 ways you may be invalidating your car insurance

| Jennifer Laird

It's surprisingly easy to invalidate your car insurance policy. Here's everything you need to know to keep your insurer happy…

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Cheerful mature couple sitting and managing expenses at home.
Personal Finance

Can I get life insurance if I’m over 50?

| Jennifer Laird

If you're over 50, you may be wondering whether you can still get life insurance. Here's a rundown of everything…

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Piggybank, British Currency, Calculator, Receipts and a Mug on a Table
Personal Finance

How to get a bank statement

| Jennifer Laird

Bank statements can help you better understand your finances and where your money's going. Here's how to get your own…

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Image of person checking their shares portfolio on mobile phone and computer
Personal Finance

What is an innovative finance ISA, or IFISA?

| Jennifer Laird

What is an innovative finance ISA, or 'IFISA', and is it right for you? Well, to help you decide, here's…

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Piggybank, British Currency, Calculator, Receipts and a Mug on a Table
Personal Finance

The 50-30-20 rule: how to make it work for you

| Jennifer Laird

Looking for an effective way to budget your money? Well, the 50-30-20 rule might be a good place to start.…

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A couple celebrating moving in to a new home
Personal Finance

What is a Lifetime ISA?

| Jennifer Laird

Saving up for your first home? A Lifetime ISA (LISA) might be a good idea. Here's how a LISA works,…

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Note paper with question mark on orange background
Personal Finance

WARNING: Beware this ‘Royal Mail’ text message scam

| Jennifer Laird

Watch out: there's a new Royal Mail scam doing the rounds. Here's how to spot the scam, and what to…

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Sixed group of millennial aged friends discuss investing
Personal Finance

How to read stock charts

| Jennifer Laird

Want to learn how to read stock charts before you start investing? Well, here is everything you need to know…

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Father working from home and taking care of baby
Personal Finance

The Bereavement Support Payment explained

| Jennifer Laird

The Bereavement Support Payment could be a welcome relief at a stressful time. Here's an overview of what it is,…

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A couple hug having moved into their new home
Personal Finance

The stages of buying a house

| Jennifer Laird

We explain the stages of buying a house in the UK, including how to make an offer and what happens…

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Frustrated young woman gazing out of the window while her male companion stares at his phone
Personal Finance

Everything you need to know about cohabitation agreements

| Jennifer Laird

Are you unmarried but living with a partner? A cohabitation agreement could help. Here's everything you need to know.

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Concentrated young african american black guy sitting on heated floor at modern coffee table in living room, looking at laptop screen
Personal Finance

From Moonpig to Thortful, here are the 6 best ways to send warm wishes online

| Jennifer Laird

From Moonpig to Thortful, here's our roundup of some great online greeting card companies and some tips for choosing between…

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Padlocked wooden door
Personal Finance

Warning! £103m ‘burglary bounce’ expected post-lockdown

| Jennifer Laird

Are burglary rates set to rise as we move out of lockdown? Here's what this might mean for you and…

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Sixed group of millennial aged friends discuss investing
Personal Finance

What is the ISA limit?

| Jennifer Laird

What in your ISA limit, and what happens when you reach the maximum? Here's everything you need to know about…

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Young people friends meeting in quarantine and greeting without touching their hands
Personal Finance

Rapid workplace Covid-19 testing now available to all English businesses

| Jennifer Laird

Workplace Covid testing is now available to businesses registered in England. Let's take a look at how to access the…

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A coin being dropped into a piggy bank
Personal Finance

What is the ‘pink tax’?

| Jennifer Laird

What is the 'pink tax'? Do you pay it? Well, if you buy products aimed at women, you might be.…

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Young woman prioritising her finances at a kitchen table
Personal Finance

Budget: all the information on SEISS grants 4 and 5

| Jennifer Laird

What's the deal with SEISS grants 4 and 5? Here's everything we know from the UK chancellor's Budget announcement.

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Business people standing behind social distancing signage on office floor
Personal Finance

Furlough: Coronavirus Job Retention Scheme extended to September

| Jennifer Laird

As the chancellor confirms the UK furlough scheme will be extended until September 2021, we explain what this means for…

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Thoughtful anxious asian business woman looking away thinking solving problem
Personal Finance

All you need to know about the Restart Grant for small businesses

| Jennifer Laird

A look at the UK government's new Restart Grant for small businesses, including what it is and how eligible businesses…

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Entrepreneur on the phone.
Personal Finance

What is net worth?

| Jennifer Laird

Just what is net worth all about, anyway? Let's break down the meaning of this somewhat confusing term and what…

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Middle age senior woman sitting at the table at home working using computer laptop clueless and confused expression with arms and hands raised.
Personal Finance

What is a conservatorship?

| Jennifer Laird

With so much talk around conservatorship lately, here's everything you need to know about how it works, and the pros…

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Young couple having argument at home
Personal Finance

What’s considered fair in a divorce settlement?

| Jennifer Laird

A divorce settlement can be really difficult to negotiate – how do you know what's fair and what's not? We…

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Man using credit card and smartphone for purchasing goods online.
Personal Finance

Why 29 million Brits may be owed up to £30 compensation

| Jennifer Laird

If you're a UK 4G smartphone owner, you could be entitled to compensation. Here's a rundown of what we know…

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Wedding guests clinking glasses while the newlyweds drinking champagne in the background
Personal Finance

Covid-19: what to know about 2021 weddings from the PM’s four-step plan

| Jennifer Laird

A look at what the PM's roadmap means for 2021 weddings in the UK, including what you should do to…

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Bold Street is deserted during coronavirus lock down, Liverpool, UK.
Personal Finance

When can gyms, hairdressers and salons reopen in England?

| Jennifer Laird

With Boris Johnson's lockdown exit strategy revealed, when can gyms and hairdressers reopen again? Here's what you should know.

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Modern suburban family houses with car on driveway
Personal Finance

8 tips to maintain car value ahead of part-exchanging

| Jennifer Laird

Trying to maintain your car's value before you part-exchange the vehicle? Follow these eight tips to keep your car in…

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Family With Baby Daughter In Kitchen Using Laptop On Counter
Personal Finance

Are prenuptial agreements just for the wealthy?

| Jennifer Laird

What is a prenuptial agreement, and do you really need one? Here's everything you should know to help you make…

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Close-up Of A Piggybank With Eyeglasses And Calculator On Desk
Personal Finance

What is inflation?

| Jennifer Laird

If you've ever wondered what inflation is and what it could mean for you, this breakdown explains what you should…

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