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Personal Finance

Does pre-approval guarantee a credit card?

Are you thinking about applying for a credit card? Have you received a pre-approval letter but you're not sure what…

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Stressed Asian Senior Couple using calculator and calculate family budget
Personal Finance

What is a deferred pension?

If you are near retirement but don't need to access your pension just yet, you may be wondering what a…

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Personal Finance

Should I overpay my mortgage?

If you’re wondering whether you should overpay your mortgage, read this article for answers. We take a look at the…

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Young lady working from home office during coronavirus pandemic.
Personal Finance

How to transfer an ISA

If you have an ISA, you can transfer to a different provider or a different type. If you are wondering…

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Working from home due to social distancing
Personal Finance

ISA transfer rules explained

If you have an ISA, you have the option to change provider, but you need to follow the ISA transfer…

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Personal Finance

The real cost of owning a luxury home in the UK

Do you dream of winning the lottery and buying a luxury home in the UK? Are you aware of the…

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Cropped shot of a senior woman looking upset after an argument with her husband
Personal Finance

How much does in-home care cost?

If someone close to you is struggling at home, in-home care may be the answer. But how much does in-home…

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Personal Finance

Buying a house together but unmarried? Read this first

If you are considering buying a house together with your partner but you are not married, it’s worth reading this…

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Streets of terraced houses from above
Personal Finance

Should I save for a 10% deposit if possible?

With the Mortgage Guarantee Scheme launching in April, UK homebuyers won’t need a 10% deposit. But is this a good…

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Personal Finance

Limit on contactless payments set to rise from £45 to £100

With the limit for contactless payments set to rise, we take a look at why it's happening and what you…

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Close-up Of A Piggybank With Eyeglasses And Calculator On Desk
Personal Finance

Income tax thresholds fixed for the next 5 years

Chancellor Rishi Sunak announced that UK income tax rates will be fixed for five years. If you want to know…

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Personal Finance

What to do when someone dies: a financial checklist

Knowing what to do when someone dies can be difficult. But don’t worry. This article covers the key things you…

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Cheerful mature couple sitting and managing expenses at home.
Personal Finance

Can I cash in my pension before I turn 55?

You might be wondering whether you can cash in your pension before you turn 55. We take a look at…

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Personal Finance

4 apps to manage small business expenses

Running a small business is hard work, but there are apps that can make it easier. Looking for an app…

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A retired couple review their investing portfolio
Personal Finance

6 great places to retire in the UK and the average cost to live there

Are you close to retirement and considering relocating? Here are the six best places to retire in the UK and…

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Old empty wallet in hands.
Personal Finance

Where can I find low income support?

If you are struggling to make ends meet, it's useful to know where you can access low income support. This…

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Hand holding pound notes
Personal Finance

How to start a cleaning business step by step

Are you a dab hand at cleaning and want to get paid for it? Wondering how to start a cleaning…

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Typical street lined with terraced houses and parked cars
Personal Finance

Why are electric cars so expensive?

Electric cars may be environmentally friendly, but they are still very expensive. We take a look at some key reasons…

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Cheerful mature couple sitting and managing expenses at home.
Personal Finance

How much should you spend on an engagement ring?

With Valentine’s Day looming, you might be planning to pop the question. We take a look at how much you…

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Modern suburban family houses with car on driveway
Personal Finance

Understanding loan to value (LTV) and why it matters

If you want to get a mortgage, you will need to know what loan to value is and how it…

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Hand holding pound notes
Personal Finance

How do cash advances work?

If you have a credit card, you may be tempted to use it for a cash advance. Read on to…

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A retired couple review their investing portfolio
Personal Finance

Can I retire at 60 and claim State Pension?

Most UK employees will get a State Pension on retirement. If you’re wondering whether you can retire at 60 and…

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Financially free and calm woman sitting in kitchen
Personal Finance

How long do you need to keep your tax records?

Keeping tax records is an important part of money management. If you are wondering: how long you need to keep…

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New British One Pound Sterling Coin Chart Rate.
Personal Finance

What is the FTSE 100?

You've probably heard it mentioned in the news, but if you are wondering what the FTSE 100 is, then this…

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Lady researching stocks
Personal Finance

Important UK tax deadlines

If you are self-employed or a sole trader, you must file your tax return. Here are the UK tax year…

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Retirement saving and pension planning
Personal Finance

Final salary pensions: everything you need to know

If you have a final salary pension but you're not sure how they work, don’t worry. This article outlines everything…

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Woman calculating figures next to a laptop
Personal Finance

How to cut small business costs in a hurry

Many small businesses are currently under pressure. If you want to know how to cut business costs in a hurry,…

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Female friends enjoying a vacation.
Personal Finance

Need bicycle insurance? Here’s everything you need to know

Bicycle insurance is not compulsory, but it is useful. If you are thinking about buying it but wondering if it’s…

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Woman kissing laptop
Personal Finance

Does Experian Boost really work?

If you check your credit score regularly, you'll know about Experian. But do you know about Experian Boost? Read this…

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New British One Pound Sterling Coin Chart Rate.
Personal Finance

What are dividends?

If you're thinking of investing in shares, then you may have heard of dividends. If you are wondering what they're…

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Models of houses on top of pound coins
Personal Finance

What to look for in a good investment property

When investing in real-estate, what should you look for in an investment property? If you’re thinking about investing, read on…

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A retired couple review their investing portfolio
Personal Finance

How to choose a beneficiary

Unsure about how to choose beneficiaries? Read on to find out what a beneficiary is and things to think about…

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Personal Finance

What is an annuity?

If you're nearing retirement, an annuity is a possible option. We take a look at annuities and annuity rates to…

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