£10,000 invested in BT shares 5 years ago has turned into…

BT shares have underperformed the FTSE 100 over the past five years. James Beard looks at the reasons why and asks could this soon change?

| More on:

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

Exterior of BT Group head office - One Braham, London

Image source: BT Group plc

Since April 2021, shares in BT Group (LSE:BT.A) have risen 38% compared to a gain of 55% for the FTSE 100. It means a £10,000 investment five years ago would now be worth £13,800. A Footsie tracker fund would have delivered £1,700 more.

But could things change on 21 May, when the telecoms group’s due to report its results for the year ended 31 March (FY26)? Let’s take a closer look.

What’s going on?

BT strikes me as a business that’s going nowhere. A review of its past and a look at its expected performance suggests that it’s in a bit of a rut.

For example, FY25 revenue fell 2.2% to £20.4bn compared to the previous year. Looking ahead, analysts are forecasting a drop and then little change — £19.7bn (FY26), £19.3bn (FY27), and £19.4bn (FY28).

It’s a similar story when it comes to EBITDA (earnings before interest, tax, depreciation, and amortisation), the group’s preferred measure of profitability. By FY28, it’s expected to be only £108m higher than it was in FY25. Adjusted earnings per share is forecast to be a meagre 2.1% more.

In some respects, this isn’t surprising. Up until its privatisation in 1984, BT was a state-owned monopoly responsible for the UK’s telephone network. Today, it has thousands more shareholders but it still owns all the wires, exchanges, and trunk lines that others have to pay to use.

Its stable earnings are typical of a utility company enjoying a natural monopoly over the infrastructure that it built. However, investors expect listed businesses to grow faster than BT’s done in recent years.

This lack of momentum probably explains why analysts’ consensus is that the group’s shares are currently (6 April) fairly valued.

A mountain of debt

Another issue is the group’s borrowings. At 30 September 2025, its net debt was £20.9bn, which is only £100m below its current market-cap. Again, this isn’t entirely unexpected. Telecoms infrastructure is expensive.

For many years, BT’s Openreach division – which contributes just under half of the group’s earnings — has been investing heavily in rolling out the UK’s full-fibre network. Currently available to around 25m homes, it expects to have reached 30m by the end of the decade.

But with the pace of this investment slowing, some analysts are expecting the group to have reached ‘peak CAPEX’ in FY26. If the group confirms this when it updates investors in May, this could give its share price a bit of a boost.

That’s because an easing of capital expenditure should provide more cash to pay down some of its borrowings. Indeed, analysts are expecting free cash flow of £2.4bn in FY28, compared to £1.5bn reported in FY26. Importantly, they’re forecasting a £1.9bn reduction in net debt. Interest costs should also fall.

My verdict

To me, BT feels like a company that should be doing much better. Prior to Vodafone’s merger of its UK operations with Three, BT had the country’s largest mobile network, both in terms of coverage and customer numbers. And it’s part-way through a huge £3bn cost-cutting programme intended to improve its bottom line. Its dividend’s pretty good too. The stock’s currently yielding an above-average 3.8%.

However, its lack of momentum makes me believe there are better opportunities to consider elsewhere.

James Beard has positions in Vodafone Group Public. The Motley Fool UK has recommended Vodafone Group Public. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

A handsome mature bald bearded black man in a sunglasses and a fashionable blue or teal costume with a tie is standing in front of a wall made of striped wooden timbers and fastening a suit button
Investing Articles

Is NIO stock the next Tesla?

The NIO share price is up by more than 100% in the past year. Might this Chinese EV firm be…

Read more »

Two business people sitting at cafe working on new project using laptop. Young businesswoman taking notes and businessman working on laptop computer.
Investing Articles

Is this the beginning of a stock market recovery?

Dr James Fox explores whether a stock market recovery is truly on the cards after the US struck a deal…

Read more »

Smiling white woman holding iPhone with Airpods in ear
Investing Articles

Up just 1%: what’s going on with Tesco shares now?

Dr James Fox takes a closer look at Tesco shares after the stock rose less than the rest of the…

Read more »

Rear view image depicting a senior man in his 70s sitting on a bench leading down to the iconic Seven Sisters cliffs on the coastline of East Sussex, UK. The man is wearing casual clothing - blue denim jeans, a red checked shirt, navy blue gilet. The man is having a rest from hiking and his hiking pole is leaning up against the bench.
Investing Articles

How much do I need in a Stocks and Shares ISA to reach a £2,027 monthly passive income?

The new financial year is under way and that means new allowances for the Stocks and Shares ISA! How much…

Read more »

UK coloured flags waving above large crowd on a stadium sport match.
Investing Articles

Why is everyone suddenly buying this dirt-cheap growth stock?

This beaten-down UK growth stock has suddenly become the centre of attention as investors target its recovery potential. The Iran…

Read more »

Finger clicking a button marked 'Buy' on a keyboard
Investing Articles

Why is everyone buying Rolls-Royce shares?

Rolls-Royce shares jumped 10% today, even giving mining stocks a run for their money as the FTSE 100 index suddenly…

Read more »

Shot of a senior man drinking coffee and looking thoughtfully out of a window
Investing Articles

Up 8%: what’s going on with Lloyds shares today?

Dr James Fox takes a closer look at one of the stock market's biggest gainers on Wednesday 8 April after…

Read more »

piggy bank, searching with binoculars
Investing Articles

Fresnillo share price rebounds as a FTSE 100 top mover after a 30% sell-off — what’s next?

The Fresnillo share price has surged today — Andrew Mackie asks whether this FTSE 100 mover is signalling a turning…

Read more »