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Our credit card experts have answered all your top credit card questions. You’ll find all of our helpful credit card guides here.

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How to apply for a credit card

A step-by-step guide on how to apply for a credit card in the UK, and things to consider before you make your application.

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Types of credit cards explained

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What is a credit card minimum payment?

Got a credit card? Then you'll have seen the 'minimum payment' section on your statement. What is it? And what happens if you don't pay…

How does credit card interest work?

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Are business credit cards personally guaranteed?

While a shiny business credit card can add credibility to your company, it can be difficult to determine who has ultimate responsibility for repaying the…

Business vs. Personal Credit Cards: What’s the Difference?

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Credit card charges and fees explained

With so many types of credit card charges and fees out there, it can be stressful trying to make sense of them all! So, to…

What is a Credit Card and How Does It Work?

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Credit Cards vs. Debit Cards: What’s the Difference?

Although they look similar, credit cards and debit cards are completely different products. But what makes them so different? And how do you choose the…

What is a Bad Credit Score?

Your credit score is a number that lenders consider when they’re deciding whether to lend you money, such as a loan or mortgage. But what’s…

How to lower the interest rate on your credit card

Interest rates on credit cards can be crippling, with some providers charging northwards of 40%. But did you know that it’s possible to cut the…

What’s a good credit card limit?

We break down what is considered a good credit card limit in the UK - and how you can go about achieving one.

What is a foreign transaction fee on a credit card?

Wondering what that 'foreign transaction fee' is on your last credit card statement? Here's how these fees work and how to avoid future charges.

Should I get a credit card?

If you’re asking yourself whether you should get a credit card, the chances are you’re looking for your first credit card. But whether it’s your…

What is creditworthiness?

Ever wondered what creditworthiness is? We break down the factors lenders consider when deciding how creditworthy you are..

What is a credit score?

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Why has my credit score gone down?

Has your credit score dropped recently and you're wondering why? Here are five reasons your credit score might drop and how to avoid or fix…

What is a credit report?

Understanding your credit report and credit score can be the key to healthy personal finances. We break down everything you need to know.

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Have you ever wondered how a credit card refund works? This handy guide takes you through everything from refund rules to how long a refund…

How to dispute items on your credit report

Have you noticed an error in your credit report that you want to dispute? Here's a useful guide on how to get errors removed from…

What counts as a utility bill and will it affect my credit?

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How long does it take to build credit?

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Is it possible to live without credit?

Wondering whether it's possible to live without credit? We tell you everything you need to know, including the pros and cons of living without credit.

Will a low-limit credit card help build credit?

A low-limit credit card is a card that limits the amount you can borrow at any one time. Find out whether a low-limit credit card…

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