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Ruby Layram

Ruby is a freelance writer who enjoys writing about all things personal finance. After embarking on her own side hustle journey three years ago, Ruby is passionate about helping others to learn about the ins and outs of personal finance, saving and making money.

Recent Articles

Happy millennial black male puts coins in piggy bank, isolated on orange background
Personal Finance

Now is the perfect time to open a cash ISA! Here’s why

| Ruby Layram

The new tax year has arrived! Here's why now is the perfect time to open a cash ISA and start…

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Businessman touching on number 2022 for preparation
Personal Finance

These were the most popular stocks in March 2022!

| Ruby Layram

The beginning of a new month is a great time to review your ISA portfolio. Here's a look at the…

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Man using credit card and smartphone for purchasing goods online.
Personal Finance

How to invest when you’re at university

| Ruby Layram

It's getting ever harder for students to plan for financial freedom. Here's how to invest at university and build money…

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Sixed group of millennial aged friends discuss investing
Personal Finance

Meme stocks are back! Is now a good time to invest?

| Ruby Layram

The popularity of meme stocks dropped after an initial surge last year. However, new data suggests that the stocks are…

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Hand arranging wood block stacking as step stair on paper pink background
Personal Finance

Good news for FTSE 100 investors! A Russian ceasefire could lead to serious gains

| Ruby Layram

The FTSE 100 has taken major hits amid the Ukraine crisis. However, a ceasefire could be great news for investors!…

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A young woman sitting on a couch looking at a book in a quiet library space.
Personal Finance

Is an innovative finance ISA a good investment in 2022?

| Ruby Layram

With ISA season in full swing, Ruby Layram takes a look at the innovative finance ISA and explores whether it's…

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Businessman touching on number 2022 for preparation
Personal Finance

Revealed! How to maximise your ISA profits in the next tax year

| Ruby Layram

March is coming to an end, which means the new tax year is rapidly approaching! Here's how to maximise your…

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Inflation in newspapers
Personal Finance

What is ‘stagflation’ and how might it affect the markets?

| Ruby Layram

With inflation on the rise, some experts are worried about possible stagflation in the UK. So, what is stagflation and…

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