Nic Gardner
Nic is a freelance writer with a focus on personal finance, technology, budget travel, and work-life balance.
Are banking apps safe?
No longer do we have to go into the bank, queue up and wait to talk to a teller. With smartphones and banking apps,... More »
What is an RFID chip, and what does it do?
You might not know what an RFID chip is, but you almost certainly own at least one! Are they safe? How do they work?... More »
How to get free office software if you run a small business
With so many popular software packages changing to a subscription model, small businesses can save time and money with free office software. Get more... More »
How to find free online business courses
Free online business courses can help you advance your career, progress to further studies or start your own business! We take a look at... More »
5 ways to protect yourself from financial crime in a cashless era
According to the NFIB Fraud and Cyber Crime Dashboard, reports of online shopping fraud in the UK jumped from 5,900 cases in 2019 to... More »
6 investing apps to help you manage your portfolio
Whatever your investing goals, whether you're a new investor or an expert, Nicole Gardner looks at 6 investing apps to help you manage... More »
The best money-making crafts to sell
Picking the best money-making crafts to sell online is an art in itself. Nicole Gardner finds out what's involved - and what sells! More »
7 things you need to know before choosing an investing app
Whether you're an experienced investor or just starting out, Nicole Gardner looks at 7 things you need to know before choosing an investing app. More »
Will my travel insurance cover me after lockdown?
If you're planning to go travelling, Nicole Gardner finds out whether your travel insurance will cover you after lockdown. More »
How to choose the best contactless payment method for me
There are many so many contactless payment systems! Nicole Gardner finds out how to choose the best contactless payment method for you. More »
What is Samsung Pay? Your ultimate guide explained
Samsung Pay: your ultimate guide explained. Nicole Gardner explains what you need to know. So, what are you waiting for? Get started! More »
What is Google Pay? The ultimate guide
Google Pay: your ultimate guide. Nicole Gardner explains everything you need to know to get started. What are you waiting for? More »
What is Apple Pay? A comprehensive guide
You’ve probably heard of it, but what is Apple Pay? Nicole Gardner gives a comprehensive guide to Apple Pay and how to use it. More »
Is Germany in recession?
Is Germany in recession? Nicole Gardner finds out what a recession is, whether Germany is in recession, and what it could mean. More »
What is a recession?
The IMF says that all economies are in recession. It sounds bad, but what is a recession and what can we expect? Nicole Gardner... More »
4 digital outlets to find gig or temporary work online
There are hundreds of digital outlets offering to help you find a gig or temporary work online. Nicole Gardner finds out what you need... More »
Where can we travel after lockdown ends?
53% of people plan to take a trip as soon as the lockdown is over, but where can we actually travel after lockdown ends?... More »
How to talk about money
Many UK adults don’t know how to talk about money. If you're one of them, Nicole Gardner has some ideas. More »
What’s new with Budgeting Loans during the coronavirus?
What are budgeting loans, who's eligible, and what's changing with them during the coronavirus? Nicole Gardner explains what you need to know. More »
How to spot a “make money online” scam
How to spot “make money online” scams - and how to avoid them. Nicole Gardner explains how to avoid losing money to scammers. More »