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Katie Royals

Katie is a financial journalist and personal finance writer. She writes on a range of topics including investing, insurance, and managing your money.

Recent Articles

Young Woman Drives Car With Dog in Back Seat
Personal Finance

Avoid the car insurance mistake costing UK drivers £830 million

| Katie Royals

Car insurance is a big expense for all drivers. But some Brits are paying a combined total of £830 million…

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For sale sign outside a home in an affluent suburb of London
Personal Finance

Is the housing crisis jeopardising my retirement prospects?

| Katie Royals

Katie Royals is concerned that the current housing crisis is jeopardising her retirement prospects and those of other first-time buyers.…

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Middle age senior woman sitting at the table at home working using computer laptop clueless and confused expression with arms and hands raised.
Personal Finance

What might lead to an increase in the 2023-24 ISA allowance?

| Katie Royals

Will the ISA allowance increase for the 2023-24 tax year? A number of factors are suggesting that a rise is…

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Cropped shot of an affectionate young couple posing with a bunch of flowers in their kitchen on their anniversary
Personal Finance

Love is in the Amex: catch these new Valentine’s offers

| Katie Royals

This Valentine's Day, Amex is offering a range of deals on gifts and treats for your loved ones. Read on…

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Hands of woman with many shopping bags
Personal Finance

Will a physical Klarna card plunge more people into debt?

| Katie Royals

Klarna is set to launch a physical card in the UK. But does this risk plunging more people into debt?…

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Sixed group of millennial aged friends discuss investing
Personal Finance

Investing panic: why my portfolio dropped 10% last week

| Katie Royals

Investing has been a bit of a rollercoaster recently. Katie Royals takes a look at what has caused the markets…

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Sixed group of millennial aged friends discuss investing
Personal Finance

Invest in your pension to join the top 1%

| Katie Royals

Katie Royals takes a look at how investing in your pension while you're young can help you join the top…

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Aircraft wind on the sunrise sky background.
Personal Finance

Get up to 12,000 Avios points with your American Express card!

| Katie Royals

American Express has launched new offers on its British Airways credit cards that could see you rack up thousands of…

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Young woman prioritising her finances at a kitchen table
Personal Finance

‘Why are UK stock prices quoted in pence not pounds?’

| Katie Royals

UK stock prices are quoted in pence rather than pounds and have been for years. But why? Katie Royals takes…

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A young woman sitting on a couch looking at a book in a quiet library space.
Personal Finance

I’m 26 and I’m worried Covid-19 has ruined my retirement prospects

| Katie Royals

Has Covid-19 ruined young people's retirement prospects? Katie Royals takes a look and explains why she's concerned about her own…

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Serious mid adult Asian woman listening on phone, sitting in office chair in dark room, holding paperwork
Personal Finance

I ended up worse off after my pay rise – here’s why

| Katie Royals

After a pay rise, I actually felt worse off than I did previously. It seems I'm not alone in feeling…

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Black Friday Sale and Cyber Monday Sale neon promotional signs
Personal Finance

A short history of Black Friday and Cyber Monday (and why they might have peaked)

| Katie Royals

Katie Royals takes a look at the growth of Black Friday and Cyber Monday in the UK over the years…

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Trader on video call from his home office
Personal Finance

I lost out on hundreds of pounds – don’t make the same investing mistakes as me!

| Katie Royals

Katie Royals lost out when she started investing. She takes a look at the most common investing mistakes to help…

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Middle age senior woman sitting at the table at home working using computer laptop clueless and confused expression with arms and hands raised.
Personal Finance

The lights are out: Bulb goes into administration

| Katie Royals

Energy supplier Bulb has gone into special administration. Katie Royals takes a look at what this means for customers and…

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Serious mid adult Asian woman listening on phone, sitting in office chair in dark room, holding paperwork
Personal Finance

Unemployment falls: who’s still hiring?

| Katie Royals

The latest ONS data shows unemployment has fallen once again. Katie Royals takes a look at what the new figures…

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UK countryside
Personal Finance

Money diary: are bulls’ penises environmentally friendly?

| Katie Royals

Katie Royals keeps a money diary as she begins navigating an environmentally-friendly lifestyle without breaking her budget.

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Aircraft wind on the sunrise sky background.
Personal Finance

Autumn Budget: will it cost me more or less to fly?

| Katie Royals

Will the chancellor's Autumn Budget announcement mean taking a flight costs you more or less? Katie Royals takes a look…

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Frustrated young woman gazing out of the window while her male companion stares at his phone
Personal Finance

Klarna to offer ‘buy now’ option: Is this the beginning of the end for BNPL?

| Katie Royals

Klarna is launching a 'buy now' option. Katie Royals takes a look at whether this indicates the beginning of the…

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A young couple take use a laptop together in their living room
Personal Finance

5 lessons Squid Game can teach you about personal finance

| Katie Royals

Squid Game has captured public attention recently. Katie Royals takes a look at the money lessons you can learn from…

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Woman looking sideways at credit card
Personal Finance

JP Morgan launches Chase in the UK: is the 5% interest current account good?

| Katie Royals

JP Morgan has launched Chase, its digital bank, in the UK. Katie Royals takes a look at the new JP…

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Hispanic man using laptop in home office and drinking coffee
Personal Finance

The pros and cons of record job vacancies

| Katie Royals

The UK has a record number of job vacancies, with over a million jobs advertised for the first time. Katie…

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Stack of British pound coins falling on list of share prices
Personal Finance

Rising inflation: is this bad news for savers?

| Katie Royals

The latest ONS data has confirmed that inflation is rising sharply. Katie Royals takes a look at whether this is…

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Happy diverse people together in the park
Personal Finance

What does the new health and social care levy mean for me?

| Katie Royals

The government has announced a new health and social care levy. Katie Royals takes a look at what it will…

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Hands of woman with many shopping bags
Personal Finance

Brits to spend £2.1 billion on new wedding outfits

| Katie Royals

With weddings now back on the cards, new research suggests we're going to spend more than ever on outfits for…

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Stack of British pound coins falling on list of share prices
Personal Finance

Will post-lockdown recovery continue if inflation rises?

| Katie Royals

Economic recovery from Covid-19 has so far been very strong. But could a sharp rise in inflation deter this? Katie…

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A person holding onto a fan of twenty pound notes
Personal Finance

What do the latest GDP figures mean for you?

| Katie Royals

You may have seen reports that the UK’s economy has grown. But what do these GDP figures mean for you…

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woman sitting in wheelchair at the table and looking at computer monitor while talking on mobile phone and drinking coffee at home
Personal Finance

How to avoid energy price hikes

| Katie Royals

Energy bills are set to increase once more in October. Katie Royals takes a look at how you can avoid…

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positive mental health woman
Uncategorized

Podcasting is the most profitable side business in 2021

| Katie Royals

Side hustles are growing in popularity. Katie Royals takes a look at how podcasting is now the most profitable side…

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A person holding onto a fan of twenty pound notes
Personal Finance

How much can a medal from the Olympics make you?

| Katie Royals

The Olympics are in full swing and lots of medals are being awarded. How much do athletes earn for winning…

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Dots over the earth connecting the world
Personal Finance

How much will it cost you to go to space?

| Katie Royals

In light of recent high-profile space tourism, Katie Royals takes a look at how much it might cost to bag…

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UK countryside
Personal Finance

The eco-friendly companies set to benefit from decarbonisation

| Katie Royals

Decarbonisation is a growing trend globally. Katie Royals takes a look at some of the companies that could benefit from…

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Hispanic man using laptop in home office and drinking coffee
Personal Finance

Will I have to go back to the office on 19 July?

| Katie Royals

Lockdown restrictions are set to end on 19 July. Katie Royals takes a look at whether employees will have to…

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Young man exercising in his house gym, doing push ups
Uncategorized

Love Island: how much can you earn from just one week in the villa?

| Katie Royals

With Love Island back on our screens, Katie Royals takes a look at how much the contestants can earn after…

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Young Woman Drives Car With Dog in Back Seat
Personal Finance

10 of the UK’s favourite imported cars

| Katie Royals

Car lovers can't always buy their favourite vehicles in the UK. Katie Royals takes a look at which imported cars…

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many happy international football fans watching tv
Uncategorized

Football Index: Will I get my money back?

| Katie Royals

Katie Royals takes a look at whether Football Index customers will get their money back after the platform's collapse.

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Young woman wearing face mask while walking in the streets of London
Personal Finance

What does the lockdown easing delay mean for my furlough payments?

| Katie Royals

With lockdown easing delayed, many won't be returning to work as planned. Katie Royals takes a look at what the…

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Two women friends sightseeing in summer while on vacation.
Personal Finance

How to invest with an LGBT+ lens

| Katie Royals

There are a lot of things to consider when working out how to start investing. You can be forgiven for…

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many happy international football fans watching tv
Personal Finance

What happened with Football Index?

| Katie Royals

You may have heard about Football Index in the news but might not know what it’s all about. Katie Royals…

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positive mental health woman
Personal Finance

5 money podcasts to help improve your finances

| Katie Royals

Not sure what to listen to? Katie Royals runs down a list of her top five money podcasts that could…

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One million celebration illustration.
Personal Finance

Who wants to be an ISA Millionaire?

| Katie Royals

With better 'odds' than the hit television gameshow, Katie Royals runs through potential paths to becoming an ISA millionaire.

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