I asked ChatGPT if I should buy Aviva, Diageo or BAE Systems stock and it said…

Aviva, Diageo and BAE Systems shares are popular FTSE 100 picks. But which of the three does ChatGPT like the look of the most?

| More on:

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

A rear view of a female in a bright yellow coat walking along the historic street known as The Shambles in York, UK which is a popular tourist destination in this Yorkshire city.

Image source: Getty Images

In the month of March 2026, the three most popular FTSE 100 stocks on The motley Fool UK were Aviva (LSE: AV), Diageo (LSE: DGE) and BAE Systems (LSE: BA.). The metric I’m using for ‘popular’ here is sessions, that is, the number of times an article has been opened. So essentially, folks are clicking on this site to read about these three more than any other Footsie stocks.

I was curious to see which of the three ChatGPT liked the look of – and whether I agreed or disagreed with its choice. Here are the results.

Question: “Which stock should I buy: Aviva, Diageo or BAE Systems?”

Before taking a look at the answer, I should mention that using ChatGPT is more for fun than anything else. It’s not a financial advisor and shouldn’t be relied on as one. Also, I’ve had to make the somewhat time-consuming task of checking all the details in the following table so there aren’t any hallucinations as it can come up with some howlers.

With that out of the way, let’s take a look!

🛡️ BAE Systems — Best for growth

+ momentum
🥃 Diageo — Turnaround / value play🏦 Aviva — Income / steady dividend
Strong earnings: profit up ~12% and

record order backlog (£83bn)
Facing weak demand and guidance

cuts, especially in the US
Insurance = typically stable

cash flow + dividends
Benefiting from a global surge in

defence spending (Ukraine, NATO

budgets, etc)
Dividend cut + falling sales →

investor confidence hit
Less exciting growth than

defence
Analysts broadly rate it a “moderate

buy”
with upside targets in the £20+

range
Some see it as undervalued after

a big drop
Benefits from higher interest

rates (improves returns on investments)
Shares already up strongly in 2026

and near highs

What’s its number one pick? BAE Systems – ChatGPT reckons it’s the best overall package.

The stocks

For my money, I can see why there’s so much attention on Diageo these days. It’s a great company with great brands and the share price is down 67%. If there’s a stock that’s going to have people say ‘of course that was a time to buy the dip‘ in a few years’ time then this very well could be it.

The other side of the coin is that we are very much in uncharted territory when it comes to changing consumer habits. Maybe people are going to turn off alcohol the same way they did for cigarettes. That’s the fear, anyway.

The reasons Aviva is a popular stock nowadays is almost the opposite. The share price has been on a terrific run – shareholders could have tripled a stake since 2020. It’s also paying some of the highest dividends on the FTSE 100. What’s not to love?

Valuation might be one drawback. The price-to-earnings ratio of 24 is high for the sector. Folks don’t tend to look towards insurers for stocks with high expectations of growth for the future.

Worth it?

As for the last choice, BAE Systems has been a popular stock on this website for years, and I’m not surprised. Defence manufacturing is one area where Britain is still world-class, and the huge shifts in government spending have given the firm a record order backlog that has just increased past the £80bn mark.

It’s been a strange period for geopolitics, in fairness. If a more peaceful few years are coming (as I’m sure we’re all hoping for) then this could impact the stock negatively. And it must be said, that’s an ethical reason some may wish to steer clear too.

As for my own choice, I actually own all three already. And in the case of BAE Systems, the stock has grown to a large enough part of my portfolio that I’m not thinking about buying more to become overexposed. To a new investor though? I think it’s worth considering.

John Fieldsend has positions in Aviva Plc, BAE Systems, and Diageo Plc. The Motley Fool UK has recommended BAE Systems and Diageo Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

Businessman with tablet, waiting at the train station platform
Investing Articles

£7,500 invested in Greggs shares a year ago is now worth…

Greggs shares have drifted south over the past year. So why is this writer hanging on to his holding in…

Read more »

Aerial shot showing an aircraft shadow flying over an idyllic beach
Investing Articles

Could Rolls-Royce shares still be a bargain even now?

At over 40 times earnings, Rolls-Royce shares might not look cheap. Then again, the business looks well set for growth.…

Read more »

Shot of an young mixed-race woman using her cellphone while out cycling through the city
Investing Articles

£20,000 invested in an ISA a decade ago is now worth…

The ISA's tax benefits can supercharge a person's wealth over time. But the differences between the two types of accounts…

Read more »

Landlady greets regular at real ale pub
Investing Articles

How much is needed in an ISA to target a £2,741 monthly passive income?

James Beard explains how an ISA and a successful long-term stock-picking strategy could generate passive income matching the UK’s average…

Read more »

DIVIDEND YIELD text written on a notebook with chart
Dividend Shares

How £2k invested in this passive income gem could make £1,092 annually

Jon Smith points out a dividend stock with a yield above 10% he thinks is both sustainable and also has…

Read more »

Middle aged businesswoman using laptop while working from home
Investing Articles

What’s wrong with Aviva and its share price?

The Aviva share price is up by double-digits over the last 12 months, but could this momentum be about to…

Read more »

Landlady greets regular at real ale pub
Investing Articles

£5,000 invested in Diageo shares 110 days ago is now worth…

With a new turnaround CEO at the helm, Diageo shares could be about to enjoy a recovery rally. But how…

Read more »

Thoughtful man using his phone while riding on a train and looking through the window
Investing Articles

How Lloyds shares could rise to 131p… or sink to 91p

Lloyds shares are extremely volatile against the backdrop of the Middle East crisis. The question is, where might the FTSE…

Read more »