Are Greggs shares worth buying? Here’s why I’m not so sure…

Dr James Fox has been bearish on Greggs’ shares for some time. But now they’re trading way off their highs, has he changed his tune?

| More on:

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

Woman riding her old fashioned bicycle along the Beach Esplanade at Aberdeen, Scotland.

Image source: Getty Images

Greggs’ (LSE:GRG) shares have had a rough year. Down nearly 34% from their 52-week high and off almost 28% on a one-year basis, the sausage roll maker now trades on around 11.7 times forward earnings. That’s a far cry from the lofty multiples (near 25 times) the market was happy to pay a couple of years ago.

Some investors will look at that and see value. I’m less convinced.

The earnings picture’s worse than it looks

The problem is the trajectory. Earnings per share actually fell from 144p in 2024 to 119p in 2025 — a drop of nearly 17% — as cost pressures bit and like-for-like sales growth slowed.

The recovery forecast from here is modest at best as analysts expect around 125p in 2026 and 131p in 2027. That means Greggs will likely end 2027 still below where it was in 2024.

For a company growing earnings at essentially zero over a three-year period, 11.7 times forward earnings doesn’t strike me as obviously cheap — particularly when you factor in a price-to-earnings-to-growth ratio of 2.6. This figure suggests the market’s still paying a meaningful premium relative to growth.

Operating profit also fell — from £209m in 2024 to £184m in 2025 — and net debt climbed from £290m to £404m over the same period. Meanwhile, dividend cover has slipped from 2.17 times to 1.81 times.

The income story’s still viable, but it’s looking more stretched than it was.

Sausage rolls might not be the future

There’s a bigger picture concern that I think deserves more attention than it tends to get. GLP-1 weight-loss drugs are reshaping how millions of people think about food, and a genuine cultural shift towards healthier eating has been quietly building for years.

Greggs’ entire proposition — affordable, convenient, and unashamedly indulgent — is precisely what both of those trends work against. That may not yet show up dramatically in next year’s numbers.

But when you’re buying a share, you’re buying the next decade, not the next quarter. It’s a challenge that was simply overlooked during the cost-of-living crisis.

My take

The dividend yield of around 4.7% is eye-catching and I understand the attraction. It’s above the index average and the yield alone would fit well into an income-focused portfolio.

But here’s a thought: a five-year UK gilt currently yields somewhere in the region of 4.5%. For a comparable income, with considerably more certainty over capital, a government bond is a genuinely reasonable alternative. I also appreciate that understanding bonds (gilts) isn’t top of every novice investor’s list after they’ve cracked understanding stocks.

Finally, I’m aware that the company is well-run and has a loyal customer base. But for me, with this growth profile, a deteriorating cover ratio, rising debt, and a structural question mark over its core market, Greggs’ shares don’t make the cut at current prices. I don’t think it’s worth considering, but I’m sure some will still disagree with me.

James Fox has no position in any of the shares mentioned. The Motley Fool UK has recommended Greggs Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

Close-up of British bank notes
Investing Articles

£9,000 in savings? Here’s how to try and turn that into a £193 monthly second income

With a long-term approach and applying basic principles of good investment, our writer reckons someone with under £10k could earn…

Read more »

Investing Articles

A 2026 stock market crash could be a rare passive income opportunity

If a stock market crash comes our way then it might throw up plentiful opportunities for investors to secure a…

Read more »

Tesla car at super charger station
Investing Articles

£10,000 invested in Tesla stock 1 year ago is now worth…

Dr James Fox takes a closer look at Tesla stock with the incredibly volatile mega-cap company surging and pulling back…

Read more »

British pound data
Investing Articles

My personal warning for anyone tempted by the plunging Aston Martin share price

Harvey Jones was so captivated by the plunging Aston Martin share price that he ignored an old piece of investment…

Read more »

Stacks of coins
Investing Articles

This penny share just crashed 13% to 19p! Time to buy?

After another fall today, this penny stock has now crashed 70% since April 2021. Is it one that should be…

Read more »

Trader on video call from his home office
Investing Articles

Down 19%! Here’s why Barclays shares look a serious bargain to me right now

Barclays shares have slumped recently, but a big gap between price and fair value has opened, offering nimble long-term investors…

Read more »

CEO Mark Zuckerberg at F8 2019 event
Investing Articles

Why Meta Platforms shares fell 12.5% in March

Historically, investors have done well by buying Meta Platforms shares when the price has fallen. But is the latest legal…

Read more »

Arrow symbol glowing amid black arrow symbols on black background.
Investing Articles

£20,000 invested in BAE Systems shares 4 years ago is now worth…

BAE Systems' shares have soared since 2022, yet rising NATO budgets are just starting to feed through, so the real…

Read more »