My top 10 ISA and SIPP stocks in 2026

Find out why a FTSE 100 investment trust is now this writer’s top holding across his Stocks and Shares ISA and SIPP portfolios.

| More on:

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

As we head into 2026, I have 37 holdings across my Stocks and Shares ISA and SIPP. Without further ado, here are my top 10, listed from largest to smallest.

1. Scottish Mortgage

As an investment trust, Scottish Mortgage Investment Trust (LSE:SMT) is an outlier in this list. But it gives me broad exposure to global growth themes like AI, space exploration, and digital payments.

A key attraction here is that Scottish Mortgage also gives me exposure to private companies that I can’t buy individually. These include SpaceX, Stripe, Databricks, ByteDance, and smaller ones that might just become tomorrow’s big winners. 

In the next few years, I expect many of these large unlisted businesses (including SpaceX) to go public at high valuations, validating the trust’s decision to back them years ago.

I reckon this FTSE 100 trust is still worth considering today. But it’s also volatile, while a potential widening of the net asset value (NAV) discount presents a risk.

2. MercadoLibre

MercadoLibre operates Latin America’s leading e-commerce/logistics and fintech platforms. It’s grown revenue above 30% for 27 consecutive quarters!  

While the region can be volatile, with large currency swings and inflation, it’s also massive with near-700m population. Penetration rates for online shopping and fintech are still well behind developed markets, giving the firm a long runway of potential growth.

3. Axon

Axon Enterprise operates a powerful ecosystem made up of Tasers, body cameras, cloud software, and AI tools. Recurring revenue is surging and switching costs are enormous.

The stock’s rarely cheap, which adds risk if growth slows. But Axon’s a unique business with an expanding addressable market. 

4. Games Workshop

Warhammer-maker Games Workshop boasts incredible profit margins, a treasure trove of intellectual property, and a growing global army of loyal customers. It’s another unique business that can’t be replicated (clearly, I like these).

After doubling in just over two years, the stock has joined the FTSE 100 (and my top five holdings).

5. Uber

Uber has transformed itself from a loss-making ride-hail app into a cash-generating logistics platform. It now has 189m monthly active customers globally.

6. Shopify

Shopify remains the backbone of millions of online businesses globally. After ridding itself of its capital-intensive logistics operation, free cash flow has improved dramatically.

7. Intuitive

Intuitive Surgical’s a leader in robotically-assisted surgery, with an installed base of 10,763 da Vinci surgical systems. High recurring revenue and a wide moat make this a world-class business.

8. Visa

The world’s shifting from cash to digital payments, and Visa continues to benefit. But regulatory risk prevents this from being a bigger position for me. 

9. Rolls-Royce

Rolls-Royce needs no introduction — the engine maker’s stock has nearly doubled year to date!

10. Wise

Wise was a new stock I bought earlier in 2025. The cross-border payments firm has an extremely large opportunity moving money for financial institutions and other businesses.

Looking to 2026

Accounting for about 60% of my portfolio, this top 10’s heavily concentrated, as well as quite highly valued. However, I’m comfortable with this risk because I still have another two decades till retirement.

That said, I plan to diversify and build out some of my other positions in 2026. And I’m sure there will also be opportunities to buy new stocks.

Ben McPoland has positions in Axon Enterprise, Games Workshop Group Plc, Intuitive Surgical, MercadoLibre, Rolls-Royce Plc, Scottish Mortgage Investment Trust Plc, Shopify, Uber Technologies, Visa, and Wise Plc. The Motley Fool UK has recommended Axon Enterprise, Games Workshop Group Plc, Intuitive Surgical, MercadoLibre, Rolls-Royce Plc, Shopify, Uber Technologies, Visa, and Wise Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

Investing Articles

What on earth’s going to happen to the BP share price in 2026?

Harvey Jones looks at how the BP share price is shaping up for the year ahead, and finds investors have…

Read more »

Bearded man writing on notepad in front of computer
Investing Articles

Have a £20,000 lump sum? Here’s how to target a £8,667 yearly passive income

How to turn £20,000 into a £8,667 passive income? Our Foolish author explains one counterintuitive strategy to build such an…

Read more »

British coins and bank notes scattered on a surface
Dividend Shares

2 dividend stocks that yield double the current UK interest rate

Following the latest UK interest rate cut, Jon Smith points out a couple of options that offer generous income relative…

Read more »

Investing Articles

A 9% yield and now this! Check out the stunning Taylor Wimpey share price forecast for 2026

Harvey Jones has kept the faith in Taylor Wimpey shares despite a difficult run, bolstered by their incredible yield. Next…

Read more »

Investing Articles

How much do you need in an ISA to aim for a life-changing passive income of £30,000 a year?

Harvey Jones says ISA savers can transform their futures in 2026 by investing in FTSE 100 dividend stocks with huge…

Read more »

Rolls-Royce's Pearl 10X engine series
Investing Articles

£10,000 invested in Rolls-Royce shares 5 Christmases ago is now worth…

James Beard reflects on the post-pandemic Rolls-Royce share price rally and whether the group could become the UK’s most valuable…

Read more »

Investing Articles

Will Nvidia shares continue their epic run into 2026 and beyond?

Nvidia shares have an aura of invincibility as an AI boom continues to benefit the chipmaker. Can anything stop the…

Read more »

Investing Articles

Can Babcock’s and BAE Systems’ shares blast off again in 2026?

The defence sector has been going great guns in 2025, so Harvey Jones looks at whether BAE systems’ and Babcock’s…

Read more »