Share your opinion and earn yourself a free Motley Fool premium report!

We are looking for Fools to join a 75 minute online independent market research forum on 15th / 16th December.

To find out more and express your interest please click here

Why I’m ignoring Lloyds’ shares and buying other cheap UK stocks for my ISA!

Lloyds’ shares have been stellar performers in 2025, but that momentum might not continue in 2026. That’s why I’ve been buying other cheap UK stocks.

| More on:
A senior man using hiking poles, on a hike on a coastal path along the coastline of Cornwall. He is looking away from the camera at the view.

Image source: Getty Images

You’re reading a free article with opinions that may differ from The Motley Fool’s Premium Investing Services. Become a Motley Fool member today to get instant access to our top analyst recommendations, in-depth research, investing resources, and more. Learn More.

Few UK stocks have delivered such impressive returns in 2025 as Lloyds. The British banking giant has grown its market-cap by almost 75% since the start of the year, transforming a £1,000 investment into roughly £1,750. And that’s before counting dividends.

In 2026, this upward momentum could continue. The company has implemented clever hedging strategies that mean even if the Bank of England continues to cut interest rates, profit margins will likely remain elevated throughout 2026.

With that in mind, it isn’t surprising that most institutional analysts are bullish on this business. But when zooming in on share price forecasts, the average consensus is that Lloyds’ shares will only rise to 99.5p.

That’s around 4% higher than current levels which, when combined with a 3.5% dividend yield, still suggests some respectable returns could be on the horizon. But it pales in comparison to the explosive potential of other cheap UK stocks.

Here’s one I’ve already started buying.

The hidden copper king

At the heart of technologies like nuclear power and electric vehicles lies copper. The red metal plays a massive, often overlooked, role in modern infrastructure.

But there’s a critical problem. Limited new discoveries by mining companies and a continuous upward trend in demand are translating into a global deficit that’s on track to continue expanding between now and 2035.

This trend’s already pushed up copper prices by almost 75% since July 2022. And following a recent report by JP Morgan, the copper market’s expected to get even tighter next year, courtesy of recent major disruptions to global mining operations.

But for Ecora Resources (LSE:ECOR), rising prices could send its share price flying in 2026. Here’s why.

Perfectly-timed disruption

Ecora’s a rather unique business. The group provides alternative financing to mining giants such as Capstone Copper and Rio Tinto to help cover the costs of getting shovels in the ground, in exchange for lifetime royalties.

Historically, most of its royalty portfolio has been focused on steelmaking coal. But over the last five years, management’s been repositioning itself to focus on critical base metals including copper, cobalt, and nickel.

2025 was the first time these base metals generated more than 50% of Ecora’s revenue. But looking out to 2026, this contribution’s set to grow even higher.

Several of its development-stage copper projects are on track to enter commercial production. That means Ecora not only benefits from higher prices but a significant ramp-up in copper volumes.

With this in mind, it isn’t surprising that some institutional analysts have started issuing very aggressive share price targets. This includes the team at Canaccord Genuity who thinks Ecora shares will climb to 155p by this time next year – almost 45% higher than where the stock’s trading today.

Obviously, this forecast isn’t guaranteed. Unexpected disruptions or delays at Ecora’s own royalty projects could easily result in targets being missed. Even if that doesn’t happen, a sudden drop in steelmaking coal prices could ultimately offset any gains made with copper. After all, for former still makes up a large chunk of Ecora’s income.

Nevertheless, with Ecora seemingly perfectly positioned to benefit from the long-term supply/demand dynamics of copper, it’s a risk I’ve decided to take. And it’s not the only UK stock I’ve been buying.

Zaven Boyrazian has positions in Ecora Resources Plc. The Motley Fool UK has recommended Ecora Resources Plc. Views expressed on the companies mentioned in this article are those of the writer and therefore may differ from the official recommendations we make in our subscription services such as Share Advisor, Hidden Winners and Pro. Here at The Motley Fool we believe that considering a diverse range of insights makes us better investors.

More on Investing Articles

Hand of person putting wood cube block with word VALUE on wooden table
Investing Articles

High yields and low prices: why I think UK shares offer value you won’t find elsewhere

Stephen Wright thinks the stock market's discounting UK shares at the moment. And that could mean opportunities for investors who…

Read more »

Businessman hand flipping wooden block cube from 2024 to 2025 on coins
Investing Articles

£5,000 invested in this FTSE 100 stock at the start of 2025 is now worth over £7,500

Games Workshop's been one of the top-performing FTSE 100 stocks of this year. But does an expanded valuation multiple mean…

Read more »

Investing Articles

Here’s my Stocks and Shares ISA strategy for 2026

Stephen Wright weighs up the merits of adding new names to his Stocks and Shares ISA vs doubling down on…

Read more »

Night Takeoff Of The American Space Shuttle
Investing Articles

How to get in on the $1.5trn SpaceX IPO via FTSE stocks

Looking to obtain exposure to Elon Musk’s space company, SpaceX, before the IPO? Investing in these FTSE stocks is one…

Read more »

Passive and Active: text from letters of the wooden alphabet on a green chalk board
Investing Articles

How much do you need in an ISA to target a £3,658 monthly passive income?

There are plenty of strategies available to help target passive income for a more financially secure retirement. Here’s one that…

Read more »

Investing Articles

How large would an ISA pot need to be to aim for £1,333 a month in passive income in 2026?

My ISA is central to my passive income plans, and running the numbers shows just how much someone might need…

Read more »

Midnight is celebrated along the River Thames in London with a spectacular and colourful firework display.
Investing Articles

Revealed! 3 of my favourite FTSE 100 income stocks right now

Looking for top income stocks to buy for the New Year? Here are three dividend heroes Royston Wild has packed…

Read more »

Stacks of coins
Investing Articles

55,555 shares of this rising penny stock unlock a £1,000 passive income

This rare penny stock not only offers a 4.1% dividend yield but has also skyrocketed by 92% since the start…

Read more »