Shareholders in big banks Barclays (LSE: BARC) and HSBC (LSE: HSBA) have endured a truly terrible year of falling share prices — and the miserable first-quarter of 2016 means things aren’t about to get any better.

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Owain Bennallack owns shares in Barclays and HSBC. The Motley Fool UK has recommended Barclays and HSBC Holdings. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors.