Nobody likes to see the stock market going down, but for young to middle-aged investors saving for their retirement, lower prices are actually good news — and the dividend yield you’re getting from the FTSE 100 is far more attractive than what you’ll enjoy from cash.

One of our top analysts has put together a BRAND-NEW free report for 2016 called A Top Income Share From The Motley Fool, featuring a simple business that's driving forward. To find out its name and why we like it -- for free and without any obligations -- click here now!