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Mortgages – offset and overpayment calculator

Join the thousands of people who have used our mortgage service to get the best deal

Need to know more about offset mortgages and overpayments? Get all the answers with The Motley Fool’s Offset Mortgages And Overpayments Calculator.

HOW QUICKLY COULD YOU REPAY YOUR MORTGAGE BY OVERPAYING

Offset and overpayment calculator

If you’ve got an offset mortgage, you can use this calculator work out how much more quickly you could pay it off by making over-payments.

Discover how long it will take to pay off your mortgage, and how much sooner you could pay it off by making overpayments.
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*Calculations are indicative only.
The upper and lower amounts should be used as a guide. The actual amount you are able to borrow will vary from provider to provider.

Some important information about this page

Who we are

Comparison Customer Services The Motley Fool Limited 2nd Floor Golden House 30 Great Pulteney Street London W1F 9LT Feedback on Fool.co.uk

Some lenders will not put the recent Base Rate increase into effect until the end of the month, so some of the rates shown here still reflect the old Base Rate.

The Motley Fool Mortgage Service is powered by Fool Financial Services Ltd, Golden House, 30 Great Pulteney Street, London, W1F 9LT. Fool Financial Services Ltd is authorised and regulated by the Financial Services Authority (FSA FRN 479153).

Fool Financial Services Ltd also works with other mortgage brokers, London & Country, John Charcol and Charcol. The Motley Fool Mortgage Service provides you with free, whole of market mortgage advice.

Your home or property may be repossessed if you do not keep up repayments on your mortgage.

The actual rate available will depend upon your circumstances. Please ask for a personalised illustration.

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For more information, please see our Mortgages Disclosure