Let me explain.

Something unexpected

 Electrical retailer Currys (LSE:CURY) surprised investors by announcing that its boss, Alex Baldock, was to step down. It wasn’t revealed where he’s going.

Given that the group also announced that current trading was in line with expectations, the share price drop was clearly attributable to Baldock’s departure.

I don’t know Currys’ chief executive but what I’ve read about him is all positive. In particular, he’s been highly praised for batting off a hostile takeover that would have seen the group being sold for over 40% less than it’s worth now. And he’s been responsible for “transforming the business in the face of some difficult headwinds”, according to the group’s chair.

On this basis, I think he can justify the £3.82m pay package he was awarded for the 53 weeks ended 3 May 2025 (FY25).

However, as much as I rate him, I don’t believe his departure can justify wiping £148m off Currys’ stock market valuation. If he was a listed business, he’d have a price-to-earnings ratio of 38.7! That’s more than Nvidia’s.

For comparison, the electrical group’s five-year average (median) is 6.9. By coincidence, this is the level at which the stock currently changes hands. And compared to others in the sector it’s on the low side.

The group’s balance sheet also suggests that its shares offer good value. It has a price-to-book ratio of only 0.6.

All eyes on summer

With 2026 a football World Cup year, the group could experience a summer bonanza. Big tournaments usually lead to increased TV sales.

For example in 2014, Tesco reported that television sales had doubled ahead of the World Cup kicking off in Brazil. In 2018, John Lewis saw a 140% rise in the sale of big-screen TVs on the day of the opening ceremony compared to the same day a year earlier. And in 2022, OnBuy reported a 1,769% spike in demand for home cinema systems before the first game in Qatar.

It’s estimated that Currys has a 30% share of the UK TV market. It’s probably something similar in the Nordic countries in which it operates. And with 393 different models listed on its website, there’s plenty of choice for football fans looking to upgrade.

In light of these factors, I thought the investor over-reaction was a good opportunity to buy a few shares in a business that retains a strong brand, healthy balance sheet (it has a net cash position) and one that’s expecting a 11%-17% year-on-year increase in its adjusted profit before tax when it reports its FY26 results.

Of course, the group’s likely to suffer if there’s another economic slowdown. And its margin could be squeezed if supply chain inflation starts to pick up once more. However, the group’s successfully navigated bigger challenges before.

Personally, I reckon it’s one of many undervalued UK stocks that could be considered by investors on the lookout for a bargain.

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So why isn’t everybody buying mid-cap stocks?

Over the last few years, domestic shares have fallen out of favour as investors worried about UK politics, inflation and interest rates.

Now, the mid-cap index looks unusually cheap, even though many of the businesses in it are still making solid profits and growing. For long‑term investors with a 10-20 year view, that mismatch between prices and earnings can be a real opportunity. 

For those hunting quality stocks at a low price, I think Currys (LSE: CURY) and Future (LSE: FUTR) are two I think are worth considering right now.

A beaten‑down retailer on a low multiple

Currys is a familiar high street electronics retailer, selling everything from TVs and laptops to fridges and washing machines. It’s had a few tough years, with supply chain issues, squeezed consumers and intense competition. Subsequently, its valuation’s dropped to a level where the market’s pricing it quite pessimistically.

With a forward price-to-earnings (P/E) ratio under 10, it’s well below many global retail peers. More so, its enterprise value to EBITDA (EV/EBITDA) ratio’s 4.2, a level often associated with recovery situations rather than growth stories. Plus, its price‑to‑book (P/B) ratio sits well below 1, meaning the market value’s lower than the accounting value of its net assets.

But that doesn’t mean it’s a no-brainer buy. With roughly £899m of debt versus £287m of cash, it lacks a significant short-term financial buffer. Debt‑to‑EBITDA above 2 also tells you there’s some leverage risk if trading worsens.

Basically, it’s cheap because the market’s worried about retail challenges, competition and debt. But if it can stabilise profits and gradually reduce leverage, the current valuation makes it highly attractive and worth further research.

The digital media stock on a single‑digit P/E

Future’s a digital media and magazine publisher that owns specialist brands and websites across tech, gaming and hobbies. It makes its money from advertising, e‑commerce links and subscriptions. The business benefited massively from the pandemic shift online but has since seen its share price fall as growth normalised and digital advertising became more volatile.

The balance sheet looks acceptable for now but it still faces significant risk from its cyclical exposure to advertising revenue. AI‘s hurt digital ad revenues and may continue to do so, so investors should keep an eye on developments in this area.

Even so, the current numbers show a business that is still profitable and cash‑generative. Its adjusted earnings per share (EPS) for the 2025 financial year is around 123p, with strong free‑cash‑flow conversion of about £114m.

On recent prices, that gives the stock a forward P/E of around 4 — extremely low for a digital platform business. With an EV/EBITDA of roughly 4–5 and EV/FCF near 7, the whole business looks to be valued at only a fraction of its earnings and cash flow.

It’s one stock I’ll be eyeing closely, with an aim to buy if AI’s negative impact on advertising improves.

The post These FTSE 250 stocks look unbelievably cheap! What’s the catch? appeared first on The Motley Fool UK.

However, this form pales in comparison to some of its members. Today, I’m looking at one example whose share price has absolutely rocketed and asking whether I’m making an awful mistake by not getting involved.

White hot form

Electrical retailer Currys (LSE: CURY) recent performance has been magnificent. The shares are up over 50% this year so far. Go back 12 months and the gain’s 72%.

I don’t know about you but this is exactly the sort of form that makes me want to pick individual stocks over funds that merely track the index.

This rise can be attributed to a few things. Arguably the most important of these has been evidence of better trading. Despite a tough backdrop, like-for-like sales growth has been seen in both the UK and the Nordics. This has pushed management to raise its profit guidance several times.

The market’s also cheered lower-than-previously forecast financing of its pension scheme and the resumption of dividends. Holders received 1.5p per share in September — the first cash return since January 2023.

Still reasonably priced

There are certainly a few reasons for thinking this might continue. Back in September, the company said it had made a strong start to its new financial year. Sales of laptops with artificial intelligence (AI) functions were particularly strong. If this momentum carries into the vital festive period, the share price could be heading higher.

Despite being in electrifying form in 2025, the stock still doesn’t look expensive either. A price-to-earnings (P/E) ratio of 13 for the current financial year is around the market average.

Are storm clouds gathering?

But things could unravel. For example, Currys is still heavily dependent on the UK for sales. That’s a risk if consumer demand drops. And who knows what impact next month’s Budget might have.

Another thing that concerns me is the apparent lack of competitive advantage. To my mind, Currys just doesn’t do anything special. By this, I mean that it wouldn’t take much for rivals to place pressure on what is already a very low-margin business.

I’m also not seeing much in the way of director buying. The last purchase was back in January, according to my data provider. Since then, there have been some very significant sales from those best placed to know how the company’s performing.

Finally, we need to put recent gains into perspective. Go back a decade and the shares were trading close to 500p a pop. At last Friday’s (24 October) close, the price was 145p. Even those who bought their stakes in Spring 2021 — before inflation charged upwards — are only just back in the black.

So yes, Currys is doing well. But this sustained period of underperformance shouldn’t be overlooked.

My verdict

I congratulate anyone who had the foresight to invest in the company in the last year. Considering all of the above however, I’m still not comfortable putting my own money to work in Currys.

For me, there are many far more tempting options in the FTSE 250.

The post Up over 50% in 2025, am I stupid not to buy this FTSE 250 value stock? appeared first on The Motley Fool UK.

The FTSE 250’s home to many companies with strong fundamentals and room to grow, but whose share prices remain well below pre-pandemic highs. For long-term investors, this could be a rare opportunity to pick up quality businesses at a discount.

Here are two FTSE 250 stocks I think are worth a closer look.

An undervalued income stock with niche appeal

OSB Group‘s (LSE: OSB) a specialist lender focused on buy-to-let and residential mortgages, as well as development finance. While most high street banks serve the mass market, OSB targets underserved segments with bespoke lending solutions. This gives it an edge in terms of pricing and customer loyalty, but it also invites competition from bigger banks with deeper pockets.

At the time of writing, the stock trades on a price-to-earnings (P/E) ratio of just 6.59, making it look seriously undervalued compared to many of its peers. On top of that, it offers a generous dividend yield of 6.73%, which is well-covered by earnings and supported by a strong balance sheet.

The bank has consistently delivered solid profits and maintained a healthy loan book. That said, interest rate volatility and changes in property demand could affect margins. Competition in the mortgage space is also fierce, and any misstep could threaten its profits.

Still, for those seeking a mix of value, income, and niche exposure, this FTSE 250 stock looks promising. I’ve held shares in the bank for some time now and still think it’s a top stock to consider in 2025.

The comeback king of the high street

Currys (LSE: CURY) isn’t usually the first name investors think of when it comes to growth. Yet over the past year, the consumer electronics retailer has seen its market-cap surge 58.4%. It’s quietly fighting back against e-commerce rivals and seems to be winning more battles than expected.

Despite continued pressure on the traditional retail sector, Currys has trimmed costs, improved margins and focused on customer service. Its omnichannel model, combining physical stores with a strong online presence, allows it to compete on convenience as well as price. Crucially, it’s doing this while maintaining growth, as shown by its astonishingly low P/E growth (PEG) ratio of just 0.02. This suggests the market hasn’t yet priced in its earnings potential.

However, the path ahead isn’t without risk. Consumer confidence remains fragile and competition from Amazon and other online retailers is relentless. A misstep on pricing, logistics or tech could eat into margins.

Still, if Currys continues to execute well, there seems to be a lot of room for even more growth. I’m glad I bought some shares a few months back and I think investors would be wise to consider doing the same today.

Locking in future value

The FTSE 250 has long been a fertile hunting ground for investors willing to look beyond the big names. Both OSB Group and Currys have enjoyed strong price performance lately but still look undervalued.

While risks remain, the reward potential looks increasingly attractive – especially for those prepared to invest ahead of the curve.

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Electrifying performance!

Shares in electricals retailer Currys (LSE: CURY) have been on an absolute tear over the last 12 months, rising 73%. In 2025 alone, they’re already up 34%. That’s hugely impressive considering the index as a whole is barely in positive territory. It goes down as yet another example of how stock-picking has the potential to be far more lucrative than owning a fund that simply tracks an index’s return.

Then again, Curry’s current purple patch isn’t all that surprising considering it recently raised its guidance on full-year adjusted pre-tax profit for the third time this year. Around £162m is now expected, up £2m on what it predicted one month ago.

Investors will also have cheered news that the company is now in a position to resume dividends. It hasn’t returned any cash since January 2023.

Should investors consider buying?

The significant rise that we’ve seen leads me to question whether the good news is all priced in.

On paper, a price-to-earnings (P/E) ratio of a little less than 12 for the current financial year suggests the £1.4bn cap isn’t overvalued. Even among consumer cyclical stocks — many of which have been suffering during the cost-of-living crisis — the price tag doesn’t look extreme.

On the other hand, the recent bounce in inflation wasn’t encouraging. The firm had to contend with tax rises in April too. Tellingly, a couple of potential suitors also walked away last year when the share price was an awful lot lower!

However, I reckon the most convincing argument for bears is that this will likely remain a (very) low-margin business in a highly competitive space.

That’s why I’m inclined to think that the shares might begin to drift as targets become tougher to hit.

Rocketing share price

Another mid-cap that’s been in sparkling form is online greetings card and gifting platform Moonpig Group (LSE: MOON). Its stock is up 19% in 2025 and 55% in 12 months.

Go further back and anyone brave enough to invest when the shares hit their lowest ebb a couple of years ago will have doubled their cash!

As with Currys, the question is whether the ‘easy money’ has already been made. The P/E of 16 is higher than its index peer, but Moonpig generates better margins and returns on the money it invests. But is that sufficient?

Missing moat

April’s trading update stated that full-year revenue would be between £350m and £353m, helped by “strong growth” in gift attachment rates and more people signing up to its subscription scheme. This would represent a slight improvement on what it made in FY24 (£341m), albeit lower than analysts were expecting.

Nevertheless, I still can’t get excited by Moonpig. Like the electricals retailer, it operates in a crowded part of the market with no clear economic moat. Things look set to get even more challenging as similar businesses abandon their high street presence and move wholly online.

The recent introduction of dividends is positive but I’m not seeing big catalysts for further big price gains.

I’m not convinced either is worth considering at present.

The post These FTSE 250 stocks are red hot! Time to consider buying? appeared first on The Motley Fool UK.

Investors who’ve been along for the ride are sitting pretty. But with the stock now trading near its 52-week high of 124p, is there still value left or has that ship sailed for those waiting on the sidelines?

What’s happening to the price?

The company’s recent share price surge has come on the back of stronger financial performance. Like-for-like group sales increased by 2% for the first half, with a strong showing in the UK & Ireland market.

Times have been tough recently, but the company had reported a return to profitability for the year ending April 2024. Pre-tax profits of £28m represented a significant turnaround from the £462m loss the year before.

Shareholders were also buoyed by the news that the company will reinstate dividend payments, signalling confidence in future performance as well.

The company has proposed a final dividend of 1.3p per share, which would be the first distribution since January 2023, for a yield of 1.7%.

Valuation 

Despite the impressive recent share price performance, Currys still appears attractively valued to me. The stock has a forward price-to-earnings (P/E) ratio of 9.3 as I write. That’s below the FTSE 250 average of 10.6, indicating potential undervaluation against the broader market.

Currys’ trailing P/E ratio of 24.7 compares favourably to fellow electrical retailer AO World, although the latter has a 23.6 P/E ratio there’s no dividend yield.

The FTSE 250 has an average dividend yield of 3.5%. Given it’s early days for the company’s improved performance, I don’t think it’s a stock for passive income investors to consider just yet.

While dividends do tend to be sticky, we’ve seen variable dividends with Currys just recently. The retail sector is notoriously tricky. Changing consumer trends and vulnerability to economic downturns are just a couple of potential threats to earnings.

Currys’ valuation metrics suggest it’s competitively priced, especially considering its recent return to profitability and dividend payments.

Verdict

All in all, Currys’ strong share price performance shows signs of a promising turnaround, which is underpinned by improved financial performance and renewed investor confidence. The company’s forward P/E ratio indicates potential for continued earnings growth, and the reinstatement of dividends adds to its appeal.

However, investors should be mindful of potential risks. The retail sector remains competitive, and economic headwinds could impact consumer spending. Currys is also not immune to cost pressures including higher National Insurance contributions and wage inflation.

Despite these challenges, Currys’ strategic initiatives and market position suggest it’s well-placed to navigate the current environment.

My portfolio is well-invested at the moment and I feel like I have enough growth prospects already. Currys isn’t a stock I’ll be actively pursuing but it could be one for investors to consider with some promising growth prospects in the retail sector.

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Please note that tax treatment depends on the individual circumstances of each client and may be subject to change in future. The content in this article is provided for information purposes only. It is not intended to be, neither does it constitute, any form of tax advice. Readers are responsible for carrying out their own due diligence and for obtaining professional advice before making any investment decisions.

The UK market continues to offer excellent value, with several stocks trading below their intrinsic worth. 

Here are three shares that appear undervalued heading into April.

Vodafone

Years of high inflation and shrinking budgets has put pressure on Vodafone’s (LSE: VOD) revenues recently. Cash-strapped consumers have been drawn away by lower-priced rivals, leading to a significant fall in the mobile operator’s share price.

Now with a price-to-earnings (P/E) ratio of 9.3, it has a decent amount of room for growth.

But if it can’t provide competitive pricing, it risks losing further business. With an eye-watering £46.4bn in debt, that’s a risk it can’t afford to take.

Addressing this issue, a swathe of strategic overhaul initiatives promise to turn things around. The company has been streamlining processes and divesting underperforming assets such as the sale of its Spanish unit. This indicates a strong drive by management to revive earnings and shore up the flailing stock.

Even after slashing its dividend last year, the yield is still 7.75%, making it an attractive option for income investors to consider.

Curry’s 

Despite being one of the UK’s leading electrical retailers, Curry’s (LSE: CURY) has had a rough time recently. The stock has been very volatile, gaining 20% early this year only to lose it all the following month. 

Declining consumer spending and supply chain disruptions are key factors that remain significant risks for the company going forward.   These issues may be compounded by conflicts in the Middle East and the economic impact of US trade tariffs.

For now, a stabilising retail sector and an improving economic outlook make it well-positioned for a recovery in the second half of the year. Like Vodafone, it’s focusing on cost efficiencies to help recover losses, along with key expansions in specific regions like Norway.

With a low P/E ratio of only 5.3, I think it’s worth considering. There’s a strong chance the overhaul could lead to a notable price recovery.

ITV

ITV (LSE: ITV) is another UK stalwart hit by declining revenues recently as traditional TV advertising incurs losses. Major US competitors like Netflix and Amazon continue to corner the lion’s share of the global market for movies and TV series.

But the broadcaster is working hard to adapt to the evolving media landscape, with its digital ITVX streaming service making impressive headway. 

The company’s focus on content creation and direct-to-consumer revenue streams is promising, reaffirming a resilient business model. Despite these positive developments, the shares still look cheap for now. With a P/E ratio of 7.8, it’s well below industry peers. 

With solid financials and an aggressive drive to produce top-notch media, I like its chances for recovery.

Plus, it has a great 6.2% yield and strong commitment to dividend payments. That makes a stock worth considering in my books.

The post 3 undervalued UK shares to consider for an ISA this April appeared first on The Motley Fool UK.

Travel sector winner

Jet2 plc (LSE:JET2) stands out as a potential gem in the FTSE AIM. The company’s financial position is remarkably strong. Its net cash is expected to grow from £1.7bn to £2.8bn in coming years. This robust financial base provides a degree of protection against volatility. It also supports the company’s expansion plans and fleet renewal. It has £5bn worth of aircraft on order to be delivered over the next six years.

Given this net cash position, the company’s valuation metrics are particularly attractive. Its forward enterprise value-to-EBITDA (earnings before interest, tax, depreciation, and amortisation) ratio is projected to decrease from 2.01 in 2024 to just 0.53 by 2027. That’s significantly lower than industry peers like low-cost easyJet, which trades at around 4.3 times. What’s more, even when we don’t factor in the cash position, Jet2 trades with a price-to-earnings-to-growth (PEG) ratio of 0.77 because of its medium-term growth rate of 9.6%. This is a clear sign that it is undervalued.

However, investors should bear in mind that changes in fuel prices can have an outsized impact on earnings. Fuel costs typically represent around 30%-40% of operating costs. What’s more, the fleet is a little older than some peers at 13.9 years, hence a slightly greater need to procure new planes. easyJet’s average fleet age is just 10 years.

Nonetheless, my optimism is also reflected in the average share price target, which is 38% higher than the share price today.

Winning on social media and in retail

If you spend too much time on social media, you’ll have noticed that Currys (LSE:CURY) is doing rather well with some impressive engagement statistics. What’s more, the business is doing really well too.

The company’s recent performance has been encouraging, with a rise in like-for-like sales during the crucial Christmas period and improved gross margins due to disciplined inventory management. This has been reflected in a surging share price.

But the rally probably isn’t over. Analysts have upped their share price targets and the average now sits at 119.5p, about 31% higher than the current share price. This comes off the back of rising profit guidance from management and some exceptionally attractive earnings multiples. In fact, the forward PEG ratio sits at just 0.4, indicating a deep value opportunity.

However, investors should be mindful of the risks associated with the consumer discretionary sector, particularly given the uncertain economic environment. Any deterioration in consumer sentiment or unexpected upward shifts in interest rates could impact Currys’ sales and profitability.

My verdict? These are two stocks I’m looking very closely at buying.

The post 2 resurgent cheap shares that could skyrocket in 2025 appeared first on The Motley Fool UK.

What’s behind the rise?

Currys stock has surged 89% over the past year, reflecting a significant recovery driven by improving financial performance and strategic positioning. The company’s Q3 trading update highlighted a 2% rise in like-for-like sales during the Christmas period, with strong demand for gaming and premium computing products offsetting weaker TV sales. Notably, gross margins improved due to disciplined inventory management and growth in higher-margin services like credit and solutions.

Moreover, management’s upwardly revised profit guidance, now projecting adjusted pre-tax profits of £145m-£155m, exceeded market expectations. Additionally, reduced costs in depreciation, amortisation, and leasing further supported this outlook. Investors were also encouraged by the announcement of a dividend return after a two-year hiatus.

Looking ahead, Currys’ dominant market share in AI-enabled laptops positions it well for future upgrade cycles, such as the 2025 Windows refresh. This strategic advantage underpins optimism for sustained growth despite near-term challenges.

Still good value

The stock remains attractively valued despite its impressive recovery. Currently, it trades at a trailing price-to-sales (P/S) ratio of 0.1 and a price-to-earnings (P/E) ratio of just 5.2, signalling deep value compared to the global consumer discretionary sector median P/E of 18.6.

Forward-looking metrics also highlight its affordability. While the forward P/E is expected to rise to 10.8 times due to one-time earnings in financial year 2024, this figure still represents a significant discount to the sector average.

Importantly, Currys boasts a forward price-to-earrings-to-growth (PEG) ratio of 0.4, well below the sector median of 1.7. This reflects its incredibly robust projected earnings per share growth of 29.7% throughout the medium term.

The bottom line on Currys

Analysts are optimistic, with the average price target sitting at 119.5p, around 30% higher than the current share price. In fact, the highest share price target of 170p is a full 80% higher than the current market value.

Nonetheless, there are risks to bear in mind. One of which is the strength, or lack of strength, of the UK economy. Interest rates should continue to fall, but any upshift in inflation and a plateauing of interest rates could seriously harm consumer sentiment and potentially dent sales.

However, I like stocks with momentum and this is certainly one of them. It’s one I’m going to consider buying. There’s clearly some evidence it could push a lot higher.

The post I think this FTSE 250 tech retailer could skyrocket in 2025 appeared first on The Motley Fool UK.

Recent data from analytics platform Stocklytics reveals that Tesco added £1bn in value over the Black Friday weekend! According to the report, that’s enough to “pay for over 36,000 delivery drivers a year“.

Naturally, Amazon took the lion’s share of sales, adding £110bn in the same period.

But while Black Friday may have filled many stockings, a lot of spending is still to come. I think the following two retail shares are well-positioned to enjoy more sales as Christmas nears.

Curry’s

Dating back to 1884, high-street electronics giant Curry’s (LSE: CURY) is a household name in the UK. This makes a popular choice for those last-minute gift grabs on the way home from work on Christmas Eve. Guilty!

From speakers and smartwatches to kid’s toys and electric razors, it’s packed with simple gift ideas. 

But that’s not why I bought the stock earlier this year.

After rejecting takeover bids from Elliot and JD.com in February, Curry’s share price jumped 45% in a matter of days.

At the time, the price had been in decline since April 2021, losing 70% of its value. However, the company was confident the offers “significantly undervalued” it.

It seems it was right, as the price has continued to climb since.

Now up 73.4% over the past 12 months, it’s nearing the highest level in two years. Cost-cutting exercises combined with AI-enabled laptop sales and an improved online store helped drive the growth.

But as online shopping takes centre stage, it risks losing market share to the likes of Amazon and eBay. It must continue to innovate with unique products and competitive pricing if it hopes to remain relevant.

Still, if I had the spare cash, I’d buy more of the shares today.

Card Factory

Card Factory (LSE: CARD) is a gift and party supply store based in Wakefield, UK. Naturally, it’s the type of store to enjoy increased sales over Christmas. 

After listing on the London Stock Exchange in May 2014, it initially did well. The price rapidly grew from 200p to a high of 399p in September 2015.

However, recent performance has been disappointing, with the price down 40% in the past five years. This follows a devastating crash in September after its half-year earnings failed to impress.

Earnings for the period decreased by almost 50%, falling from £19.2m to just £10.5m. This was despite a 5.9% revenue increase, suggesting the company may be overspending.

If earnings don’t improve over the Christmas period, the share price could tank further.

But the low price could also be an opportunity. With earnings forecast to increase, its forward price-to-earnings (P/E) ratio is way below average, at 5.9. The stock also has decent analyst coverage, with an average 12-month price target of 166p — up 83.8% from the current 90p price.

But that trajectory could be derailed if key competitor, Moonpig, steals its sales. The popular online card company is arguably better known, having spent a lot on marketing. However, with a price up 67.5% this year, it’s less likely to enjoy the same growth as Card Factory.

I only recently bought the share so I don’t plan to buy more now. But I’m enthusiastic about the company’s future.  

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