Our bottom line
GoCompare does the hard work by collating the best quotes to suit your personal home insurance needs. It’s suitable for the cost-conscious right down to those who want all the bells and whistles.
What does GoCompare do well?
It’s simple to navigate: Let’s face it, there are few things as demotivating as completing reams and reams of paperwork just to get a quote. However, GoCompare’s interface is easy to use and navigation effortless, allowing you to work through the process within a reasonable time. A bonus is that you don’t have to flick through different tabs to ensure all your info is completed, as it automatically navigates to the next screen.
It stores your information: Sure, quotes will expire. But that doesn’t mean you have to go through the hassle of completing all that information again. Your profile is stored and when you come back to it a couple of weeks or months later, you simply have to update stale information.
We think you’re going to love it if you’re looking for the lowest quote: The default setting on your quote panel places the most cost-effective quote at the top. The more you scroll down, the more expensive the quotes get. The mini display box of each quote highlights the most important features of the products and important areas of cover (or lack of cover).
It’s fast: The results are displayed almost immediately after you hit that submit key. If you need to get cover in a hurry, it’s as simple as selecting the quote and working through the prompts that follow.
What’s not so great about GoCompare?
You need a lot of information: You will need a lot more than just a few basics to request a quote and if you don’t have it on hand, you can’t proceed. Sure, it will allow you to get a closer quote estimate than a quick quote that just requires basic information, but it can feel cumbersome.
And then you’ll work some more: Despite working through screens and screens of information, you will still need to complete an application with the insurer once you select the quote you wish to continue with. Even with all the information provided, that quote is just an estimate and can change, for example, if the insurer picks up information not covered in the initial request.
All those options: While a lot of options can be useful, too many can cause confusion especially if they don’t meet all the requirements. GoCompare can trim the fat a little by only displaying the quotes that satisfy all the requirements of the client. It can further narrow down these options by also allowing users to toggle certain add-ons on and off to make the decision-making process a little easier.
Toggling the filter options aren’t easy: Once you’ve submitted your info and you’re directed to the dashboard, you have some filter options in the navigation pane to the left. The only problem is, it doesn’t seem to work well, especially if you try to scroll down. Scrolling down only allows you to move the quote info to the right. This means you’re stuck with a fat lump of information you need to navigate through.
How straightforward is it to get a quote with GoCompare?
It’s straightforward enough if you happen to have all your information on-hand, such as:
- When the property was built (you can use an estimate)
- Whether the property has been extended
- Whether the property is in a good state of repair
- The property’s distance from water
- The types of locks fitted on the front door, etc
If you don’t have information like this on hand, the application process will feel tedious especially since you can’t just see all the questions on a single screen. You need to work your way through the tabs.
This can be frustrating if it’s a new property and you have to rely on agent information, especially if the entire purchase was virtual or through a proxy.
Is it easy to use?
As far as platforms go, the GoCompare tool is easy to use. Navigation is simple as you can either forge your way ahead to the next screen or go back to the previous one. Once the quote populates on the dashboard, however, things become a little trickier thanks to the inaccessible filter options on the left navigation panel.
Is GoCompare a good option for you?
If you’re looking for a speedy response to your quote request, you have some extra time and direct access to a ton of information, and you’re happy to work through a slew of quotes, then GoCompare may be a good option for you.
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