Compare Investing Solutions

Updated: 4th August 2021

Here, we’ve gathered together what we view as some of the top providers of investment solutions in the UK. These might span subscriptions to stock recommendation services most suitable to DIY investors, through to actively managed accounts by professional money managers, which might be preferred by more passive investors. Remember, unlike cash, the value of investments, and any income from them, can fall as well as rise so you could get back less than you invest. If you’re unsure about the suitability of an investment for your own circumstances, please seek independent financial advice first.

Here are MyWalletHero's picks for some of the top-rated investing solution platforms currently available

  • Novice investors and passive investors who want a portfolio managed for them, as well as more experienced, hands-on investors who want to create and manage their own DIY portfolio.: InvestEngine*
  • private investors who want in-depth research into potential stocks to buy for their own portfolios: The Motley Fool’s Share Advisor
  • beginner investors who want simplicity and flexibility with low fees: Wealthify
  • low fees and long-term investing: Wealthsimple
  • beginner and inexperienced investors who want a hands off approach to investing: Moneyfarm
  • investors who want transparency and flexibility: Nutmeg

Offers from our affiliate partners appear first and are ordered from highest rating to lowest, followed by other top-rated offers. You can read more about our ratings and page sort here. Offers from affiliate partners are marked with a *.

Great for: Novice investors and passive investors who want a portfolio managed for them, as well as more experienced, hands-on investors who want to create and manage their own DIY portfolio.

5 stars question mark

InvestEngine Logo
Apply Now!

On InvestEngine's Secure Website

* Affiliate partner

InvestEngine aims to help you maximise the potential returns on your investments — whether you are a passive or a hands-on kind of investor. The platform’s managed portfolio service will build a diversified portfolio for you at a risk level you are comfortable with without doing the intensive work of picking the investments yourself. If you are a more hands-on investor, you could opt for InvestEngine’s new DIY service that lets you create and manage your own portfolio.

Read full review >

WHAT YOU NEED TO KNOW

  • You can open your account and start investing from as little as £100
  • £50 welcome bonus for new customers
  • Option to boost returns by making additional monthly instalments to your account
  • Choice to invest for income or growth
  • Choice of an ISA, Personal or Business account
  • No set up, no withdrawal, no dealing and no exit fees
  • For the managed portfolio service, 3 different investment styles, each with portfolios crafted to suit various risk appetites
  • For the managed feature, portfolio rebalancing available as needed to help keep investments on track
  • For the DIY service, over 150 ETFs covering a wide range of stocks markets, bonds and commodities
  • For the DIY service, easy buying and selling using smart orders

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

* This is an offer from one of our affiliate partners. For more information on why and how we work with partners, click here.

what we like

  • Choice of managed or DIY portfolio
  • Wide selection of globally diversified ETFs for both managed and DIY portfolio
  • Low, straightforward and transparent fees

  • Platform Fee

    0.25% for the managed portfolio service. No fee for the DIY service.

WHAT YOU NEED TO KNOW

  • You can open your account and start investing from as little as £100
  • £50 welcome bonus for new customers
  • Option to boost returns by making additional monthly instalments to your account
  • Choice to invest for income or growth
  • Choice of an ISA, Personal or Business account
  • No set up, no withdrawal, no dealing and no exit fees
  • For the managed portfolio service, 3 different investment styles, each with portfolios crafted to suit various risk appetites
  • For the managed feature, portfolio rebalancing available as needed to help keep investments on track
  • For the DIY service, over 150 ETFs covering a wide range of stocks markets, bonds and commodities
  • For the DIY service, easy buying and selling using smart orders

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

* This is an offer from one of our affiliate partners. For more information on why and how we work with partners, click here.

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Great for: private investors who want in-depth research into potential stocks to buy for their own portfolios

Motley Fool Share Advisor Jester Cap
Join Now!

On The Motley Fool's Secure Website

Share Advisor is The Motley Fool UK’s flagship share-tipping newsletter business. The aim of the service is to identify and recommend shares that the investing team believes are poised to outperform the rest of the market. Since inception, Share Advisor picks on average were up 31.9%1 to the end of February 2021. Since we’re long-term investors, the service aims to recommend a company’s stock and ‘hold’ for at least three to five years.

Read full review >

WHAT YOU NEED TO KNOW

  • Recommendations alternate between growth (Fire) and income (Ice) opportunities
  • 5 ‘Starter Stocks’ highlighted for new investors
  • Monthly updated ‘Best Buys Now’ list of six stocks
  • 30-day subscription refund guarantee
  • Bonus investing reports
  • Weekly emails to keep members updated with important information on recommendations
  • *£149 annual subscription (equivalent to £12.42 per month)

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

Please note that, like MyWalletHero, Share Advisor UK is a service from The Motley Fool.

what we like

  • Two stock picks every month
  • In-depth research by four investing experts
  • Ongoing coverage of previous recommendations

  • SUBSCRIPTION FEE:

    £12.4*

WHAT YOU NEED TO KNOW

  • Recommendations alternate between growth (Fire) and income (Ice) opportunities
  • 5 ‘Starter Stocks’ highlighted for new investors
  • Monthly updated ‘Best Buys Now’ list of six stocks
  • 30-day subscription refund guarantee
  • Bonus investing reports
  • Weekly emails to keep members updated with important information on recommendations
  • *£149 annual subscription (equivalent to £12.42 per month)

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

Please note that, like MyWalletHero, Share Advisor UK is a service from The Motley Fool.

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Great for: beginner investors who want simplicity and flexibility with low fees

4 stars question mark

Wealthify logo
Read full review

Wealthify is a straightforward and cheap investing solution. You’re able to choose a plan based around five different risk profiles. You also get the option to select an original or ethical investment theme.

Read full review >

WHAT YOU NEED TO KNOW

  • Open an account from just £1 (£50 for SIPP)
  • Stocks and Shares ISA available
  • Ability to choose a standard or ethical investment theme
  • Flat 0.6% management fee and small additional fees based on chosen plan
  • No cost to deposit, withdraw, transfer or close your plan
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

what we like

  • Open an account from as little as £1
  • Low fees that are straightforward and transparent
  • Easy investing plans to select based on risk profile

  • PLATFORM FEE:

    0.6%

  • Share dealing charge:

    n/a

WHAT YOU NEED TO KNOW

  • Open an account from just £1 (£50 for SIPP)
  • Stocks and Shares ISA available
  • Ability to choose a standard or ethical investment theme
  • Flat 0.6% management fee and small additional fees based on chosen plan
  • No cost to deposit, withdraw, transfer or close your plan
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

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Great for: low fees and long-term investing

4 stars question mark

Wealthsimple Logo
Read full review

Wealthsimple wants to make wealth just that, simple. This investing solution utilises technology and uses experienced advisers to help customers’ investments grow. Central to its ethos is passive investing; tracking the market over time using a diversified portfolio.

Read full review >

WHAT YOU NEED TO KNOW

  • Three pricing plans depending on account balance
  • Accounts actively managed by in-house team
  • Automatic rebalancing and dividend reinvesting
  • Stocks and Shares ISA available
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *0.7% up to £100k plus additional charges averaging 0.2%

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

what we like

  • Custom portfolios based on risk appetite
  • No exit or transfer fees
  • Clear and simple pricing

  • PLATFORM FEE:

    0.7%*

  • Share dealing charge:

    n/a

WHAT YOU NEED TO KNOW

  • Three pricing plans depending on account balance
  • Accounts actively managed by in-house team
  • Automatic rebalancing and dividend reinvesting
  • Stocks and Shares ISA available
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *0.7% up to £100k plus additional charges averaging 0.2%

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

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Great for: beginner and inexperienced investors who want a hands off approach to investing

3.5 stars question mark

moneyfarm logo
Read full review

Moneyfarm aims to help you make the most of your money in a simple and efficient way. That means globally diversified portfolios based on your risk profile, an advice centre to give you investment advice on an ongoing basis, and a regular rebalancing of your portfolio to keep your investments on track with your goals.

Read full review >

WHAT YOU NEED TO KNOW

  • Minimum investment requirement of £1,500
  • Portfolios are monitored and managed for you
  • Portfolios are built using ETFs to achieve diversification
  • Stocks and Shares ISA available
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *Fees range from 0.75%-0.35% and are tiered, where the more you invest the lower the fee percentage charged

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

what we like

  • Bespoke portfolios based on your risk profile
  • Choice of three different investment products
  • Investment advice

  • PLATFORM FEE:

    0.75%*

  • Share dealing charge:

    N/A

WHAT YOU NEED TO KNOW

  • Minimum investment requirement of £1,500
  • Portfolios are monitored and managed for you
  • Portfolios are built using ETFs to achieve diversification
  • Stocks and Shares ISA available
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *Fees range from 0.75%-0.35% and are tiered, where the more you invest the lower the fee percentage charged

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

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Great for: investors who want transparency and flexibility

3.5 stars question mark

nutmeg logo
Read full review

Nutmeg is a digital wealth manager that wants to debunk the myths around investment. Utilising technology, the company aims to give customers complete transparency and flexibility when it comes to their investments. This means clear and simple pricing structures, four in-built investment styles to choose from, and no exit fees.

Read full review >

WHAT YOU NEED TO KNOW

  • Open a general investment account, Stocks and Shares ISA or pension from £500. LISAs/JISAs also available from £100.
  • Accounts are actively managed by an in-house team (except the Fixed Allocation portfolio)
  • There are no exit fees
  • Fees depend on which investment style you choose
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *0.75% up to £100k, 0.35% beyond, plus average investment fund cost of 0.19% and average market spread of 0.05%. The fee for the annually reviewed Fixed Allocation portfolio is 0.45% up to £100k, 0.25% beyond.

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

what we like

  • Clear annual fee structure
  • Four investment styles to choose from
  • Diversified portfolios

  • PLATFORM FEE:

    0.75%*

  • Share dealing charge:

    n/a

WHAT YOU NEED TO KNOW

  • Open a general investment account, Stocks and Shares ISA or pension from £500. LISAs/JISAs also available from £100.
  • Accounts are actively managed by an in-house team (except the Fixed Allocation portfolio)
  • There are no exit fees
  • Fees depend on which investment style you choose
  • Rather than allowing individual stock-picking, this service helps investors to buy into discretionary managed ETF portfolios.
  • *0.75% up to £100k, 0.35% beyond, plus average investment fund cost of 0.19% and average market spread of 0.05%. The fee for the annually reviewed Fixed Allocation portfolio is 0.45% up to £100k, 0.25% beyond.

DISCLAIMER

The value of your investments can go down as well as up and you may not get back all the money you put in. All investments carry a varying degree of risk and it’s important you understand the nature of these risks.

Remember that taxes can be complicated and the tax benefits of this product depends on your personal circumstances. Tax rules are subject to change.

MyWalletHero believes in building wealth through long-term investing and so we do not promote or encourage high-risk activities including day trading, CFDs, spread betting, cryptocurrencies, and forex. Read more here.

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