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3 Year Fixed Rate Bonds

Updated: 15th June 2021

If you’re able to put your money away for 3 years, these fixed rate bonds could offer you a higher interest rate than a typical current account or easy access savings account.


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Great for: Competitive fixed rate interest
5 stars question mark
Paragon logo
  • Interest Rate (AER):

    1.05%
  • Account Type:

    3 Year Fixed Rate
  • Account Minimum:

    £1,000
  • Account Maximum:

    £1,000,000

Account protected by the FSCS up to £85,000

WHAT YOU NEED TO KNOW

  • Minimum deposit £1,000
  • Maximum total balance £500,000
  • Your total sum must be deposited within 28 days of application via one payment
  • Can be opened as a single or joint account
  • Interest can be paid monthly or annually

what we like

  • Can be opened as a single or joint account
  • Offers monthly or annual interest payments
  • Competitive interest rate

WHAT YOU NEED TO KNOW

  • Minimum deposit £1,000
  • Maximum total balance £500,000
  • Your total sum must be deposited within 28 days of application via one payment
  • Can be opened as a single or joint account
  • Interest can be paid monthly or annually

DISCLAIMER

Great for: new and more experienced savers looking for a competitive fixed interest rate
4.5 stars question mark
FCMB logo
  • Interest Rate (AER):

    1.00%
  • Account Type:

    3 Year Fixed Term Deposit
  • Account Minimum:

    £1,000
  • Account Maximum:

    £85,000

Account protected by the FSCS up to £85,000

WHAT YOU NEED TO KNOW

  • You need to set up a free account with Raisin UK to access this deal
  • The minimum deposit is £1,000
  • The maximum account balance is £85,000
  • Your money is locked away for three years
  • The interest rate won’t drop for the full term
  • Fixed rate bonds don’t automatically renew upon maturity

what we like

  • Competitive interest rates
  • You can deposit up to £85,000
  • Simple application process

WHAT YOU NEED TO KNOW

  • You need to set up a free account with Raisin UK to access this deal
  • The minimum deposit is £1,000
  • The maximum account balance is £85,000
  • Your money is locked away for three years
  • The interest rate won’t drop for the full term
  • Fixed rate bonds don’t automatically renew upon maturity

DISCLAIMER

Great for: Fixed interest rate for 3 years
4.5 stars question mark
Vanquis Bank Savings logo
  • Interest Rate (AER):

    1.0%
  • Account Type:

    3 Year Fixed Rate
  • Account Minimum:

    £1,000
  • Account Maximum:

    £250,000

Account protected by the FSCS up to £85,000

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £250,000
    • Open as a sole or joint account
    • Deposit must be made within 30 days of opening via a single payment
    • Annual or monthly interest options available

 

  •  

 

what we like

  • Easy to open and manage
  • Can be opened as a sole or joint account
  • Annual or monthly interest options

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £250,000
    • Open as a sole or joint account
    • Deposit must be made within 30 days of opening via a single payment
    • Annual or monthly interest options available

 

  •  

 

DISCLAIMER

Great for: Competitive fixed rate interest
4 stars question mark
HTB Bank logo
  • Interest Rate (AER):

    0.90%
  • Account Type:

    3 Year Fixed Rate
  • Account Minimum:

    £1,000

Account protected by the FSCS up to £85,000

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £250,000
    • Deposit must be made within 14 days of opening - but can be done via unlimited payments
    • Interest paid annually

 

  •  

 

what we like

  • Unlimited deposit payments within the first 14 days of opening
  • Apply and manage account online
  • Competitive interest rate

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £250,000
    • Deposit must be made within 14 days of opening - but can be done via unlimited payments
    • Interest paid annually

 

  •  

 

DISCLAIMER

Great for: Very competitive fixed rate interest
3.5 stars question mark
RCI Bank logo
  • Interest Rate (AER):

    0.75%
  • Account Type:

    3 Year Fixed Rate
  • Account Minimum:

    £1,000
  • Account Maximum:

    £1,000,000

Account protected by the FSCS up to £85,000

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £1,000,000
    • Deposit must be made within 14 days of opening, but can be done via unlimited payments
    • Annual or monthly interest options available

 

  •  

 

what we like

  • Unlimited deposit payments with the first 14 days of opening (up to £1 million)
  • Option for annual or monthly interest payments
  • Very competitive interest rate

WHAT YOU NEED TO KNOW

    • Minimum deposit £1,000
    • Maximum total balance £1,000,000
    • Deposit must be made within 14 days of opening, but can be done via unlimited payments
    • Annual or monthly interest options available

 

  •  

 

DISCLAIMER