NEW! Our Hero’s Journey tool can help you with your next step towards financial freedom - click here to try now.
Advertiser Disclosure

MoneySuperMarket Home Insurance Comparison Review

By: Kate Anderson | Updated: 11th February 2021.

Great for: taking the stress out of comparing home insurance.
4.5 stars question mark

MoneySuperMarket Home Insurance Comparison Review

MoneySuperMarket offers a comparison service that looks to make getting a house insurance quote as painless and stress-free as possible.

WHAT YOU NEED TO KNOW

  • Good variety of vendors
  • Information stored from previous quotes

what we like

  • Quick and easy to use quote process
  • Filter features makes comparison easier
  • Prepopulation of estimates to help you along

WHAT YOU NEED TO KNOW

  • Good variety of vendors
  • Information stored from previous quotes

DISCLAIMER

Bottom line

MoneySuperMarket’s home insurance comparison service is designed to make getting a quote simple. From easy-to-understand quote criteria questions, to the pre-population of estimated value of goods. MoneySuperMarket makes it a smooth process. You will also find a large variety of providers and varying price ranges depending on what you want. And with easy-to-use filters and the ability to amend your quote at the end point, MoneySuperMarket takes the stress out of comparing home insurance.

What does MoneySuperMarket do well?

MoneySuperMarket wants to help you ‘Get Money Calm’, and it has designed its home insurance comparison service in a way that helps you do just that. Here’s what we like best:

Prepopulation of estimates – Getting a home insurance quote can be a labourious process. You feel you need a degree in building surveying in order to answer questions about your own home. However, MoneySuperMarket makes it easy for you by prepopulating the estimates on how much it would cost to rebuild your property and the likely estimated value of your home’s contents (and the necessary insurance). Which saves you having to try to tot up the value of everything you own.

Retrieval of information from previous quote – Starting from scratch with an insurance quote can make the whole process even longer. MoneySuperMarket, however, stores information about your property from any previous quotes. Even if you haven’t recently undergone the quote process, the comparison site can provide details about your property such as what types of locks it has and when was the property built. This means that instead of having to input all the information yourself, all you have to do is read through and confirm whether or not it is correct.

Good comparison filters – It’s all well and good having a variety of quotes to compare, but only if you know what you are comparing. MoneySuperMarket’s results page has a clear format which helps you to see what each policy has on offer. Broken down into headings of insurer, annual price, total excess and cover level, you are able to directly compare quotes. Meanwhile, there is a filter option which means you can easily amend the parameters of your quote. So if you wanted to see what would happen if you increase your voluntary excess, all you need to do is head to the side bar.

Variety of vendors – MoneySuperMarket offers you prices from over 55 brands. Which means that you can easily select which price point you are comfortable with. There are brands which cater to those after the cheapest possible quote, and brands which offer an extensive package (at a cost). And for those of us interested in the mid-range, there is a large number of vendors to choose from to find a level of cover that suits you and your property.

What’s not so great?

Having lots of choice can sometimes make it hard to find the right one.

Large number of options – Having options is great. But sometimes having lots of options can lead be overwhelming. While MoneySuperMarket definitely provides a variety of vendors, the quantity of quotes provided can make it hard to choose one. The comparison features do offset this a bit, but the fact remains there are still a large number of quotes to compare. Which can take up time.

Multiple quotes from the same vendor – Something to be aware of is that while there are likely to be 60 plus quotes on your results page, it is broken down by quote and not by vendor. There doesn’t seem to be an option to select a vendor and compare house insurance policies. So if you know that you want to take out a policy with the Post Office for example, there is no easy way to collate all the Post Office quotes together to compare what is on offer.

How straightforward is it to get a home insurance quote with MoneySuperMarket?

MoneySuperMarket has made its quote process as smooth and simple as it can be so that you really can get a quote in less than five minutes.

Each question is simply worded, making it easy to understand. Even when asking the more technical questions, the comparison service doesn’t complicate things by using insurance jargon.

Meanwhile, the quote retrieval feature means that you are a step ahead with the whole process from the start. By entering your address on the first page, the site is able to bring up information about your property such as how many rooms it has, what sort of locks it uses and how old it is. So rather than you having to type all this information out, all you need to do is read through the details and confirm whether or not they are correct.

Finally, estimating the value of your contents can be a real pain. For most of us we wouldn’t know where to start. MoneySuperMarket provides you with an estimate, meaning you don’t need to sit and work out the cost of everything in your home. There are options to add additional insurance for valuables on. And the interface means that if you did want to be more precise and enter your own estimated value, you are able to.

Is MoneySuperMarket easy to use?

As mentioned above, the MoneySuperMarket home insurance quotes process is very easy to use. It uses simple terminology and direct questions, which makes getting a quote relatively pain-free.

The results page is also organised relatively well. You are able to compare the price and levels of cover for each quote. And make amendments to your requirements, such as annual or monthly payments or optional extras. Special offers (such as Nectar points) and price cut deals are also highlighted for ease.

The main downside of the results page is that you can’t filter and compare based on an individual provider, for example. And the amount of quotes provided mean that there is a lot of scrolling to be done between the cheapest quote and the most expensive. Which can make it hard to narrow down which to explore further.

However, there is an option to see a more detailed breakdown of what is included in each policy. Then once you’ve selected your policy, you are taken directly to the insurer’s website. Here all your details are already in place. So all you need to do is check them over and proceed to payment.

Is MoneySuperMarket home insurance comparison right for you?

If you are someone who is short on time and looking for a quick and easy comparison, then MoneySuperMarket could be a good choice. The quote process is simple to follow. Questions are worded in a way that is easy to understand. And the prepopulation of details and estimates speeds up the whole process.

MoneySuperMarket is also suited to someone who likes a wide variety of options. With over 60 quotes provided from a range of providers, you will have plenty to compare. The results page and policy breakdowns aims to make it easy to see what is and isn’t covered. And there is a huge range of price points to suit any budget.

Overall, MoneySuperMarket offers a comparison service that looks to make getting a house insurance quote as painless and stress-free as possible. So if you want an easy-to-use comparison service, this might just be the right fit for you.

Great for: taking the stress out of comparing home insurance.
4.5 stars question mark

MoneySuperMarket Home Insurance Comparison Review

MoneySuperMarket offers a comparison service that looks to make getting a house insurance quote as painless and stress-free as possible.

WHAT YOU NEED TO KNOW

  • Good variety of vendors
  • Information stored from previous quotes

what we like

  • Quick and easy to use quote process
  • Filter features makes comparison easier
  • Prepopulation of estimates to help you along

WHAT YOU NEED TO KNOW

  • Good variety of vendors
  • Information stored from previous quotes

DISCLAIMER