Great for: 0% on purchases and balance transfers, no balance-transfer fee
The Tesco Bank 12 Month All Round Credit Card succeeds by being just what the name says: a good all-round option. You can find longer 0% interest periods elsewhere, but 12 months of 0% on purchases, balance transfers, and money transfers is a nice combination. No balance transfer fee adds to the appeal, as does the ability to earn Clubcard points.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 0% interest for 12 months on purchases
- 0% interest for 12 months on balance transfers and money transfers made in the first 90 days
- No annual fee
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
19.9% -
INTRO OFFER:
0% interest for 12 months on purchases, balance transfers and money transfers
KEY SCORES:
- 4/5 Perks
- 3/5Fees
- 4/5APR
Great for: Long 0% interest on purchases and rewards
Tesco Bank’s Purchases Card is a solid choice if you’re looking for a good period for 0% interest on your spending, as 18 months stacks up pretty well with competitors. The card gets even better if you’re a Tesco customer, since it’ll help you rack up Tesco points. You’ll get 1 Clubcard point for every £4 you spend at Tesco and 1 Clubcard point for every £8 that you spend elsewhere.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 0% interest on purchases made over the first 18 months
- 1 Clubcard point per £4 spent in Tesco and for every £8 spent elsewhere
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
19.9% -
INTRO OFFER:
0% purchases for 18 months
KEY SCORES:
- 4/5 Perks
- 2.5/5Fees
- 4/5APR
Great for: Long 0% balance transfer period
Tesco’s Balance Transfer Card gives successful applicants 22 months of 0% interest on balance transfers. That’s very near the longest on the market. There is a 2.98% balance transfer fee to be paid, but that’s typical of 0% offers of this length. The card also offers 12 months 0% on money transfers, with a 3.94% fee, and Tesco Clubcard points, making it a very well-rounded offer.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- 22 months 0% interest on balances transferred in the first 90 days
- 12 months 0% interest on money transfers made in the first 90 days
- Collect Tesco Clubcard points on all spend
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
19.9% -
INTRO OFFER:
0% interest for 22 months on balance transfers in the first 90 days
0% interest for 12 months on money transfers in the first 90 days
KEY SCORES:
- 4/5 Perks
- 3/5Fees
- 4/5APR
Great for: Low standard APR plus rewards
The Tesco Bank Low APR Credit Card offers a very competitive interest rate as well as enticing rewards that could make it an appealing everyday card. The low standard APR might appeal to those who occasionally carry a balance short term, while the Tesco Clubcard points can provide a nice return on spend, especially for regular Tesco shoppers.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- Low standard APR
- 1 Tesco Clubcard point for every £4 spent at Tesco and 1 point for every £8 spent elsewhere
- No annual fee
-
ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
9.9% -
INTRO OFFER:
KEY SCORES:
- 1/5 Perks
- 3/5Fees
- 5/5APR
Great for: Building and rebuilding credit
If you are looking for a credit rebuilder card that offers you more than just access to credit, the Tesco Bank Foundation Card does just that. It offers free access to Noddle Premium services and Tesco Clubcard benefits, as well as a comparatively low APR and manageable credit limits.
Read full review >- Poor/No credit
- Fair/Average
- Good/Excellent
what we like
- No annual fee
- Free service to help manage credit rating
- Collect Tesco Clubcard points
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ANNUAL FEE:
£0 -
REPRESENTATIVE APR:
27.5% -
INTRO OFFER:
N/A
KEY SCORES:
- 2/5 Perks
- 2.5/5Fees
- 4/5APR