We've vetted hundreds of credit cards to bring you the select few that we think are leaders in their categories. Check out our shortlists to find which credit card is suited to your needs.
Hands down, we think the following credit cards are among the best of the popular offers we’ve vetted. So take a moment to review our short list of the best credit cards for travel, cash back, balance transfers, and more.
A clear cash-back leader with a laundry list of perks, including double cash back in the first year and other essential wallet-friendly features like no annual fee.
Read full review >OUR BOTTOM LINE
what we like
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13.99% - 24.99%
Variable0%, 14 mos
0%, 14 mos
KEY SCORES:
A clear cash-back leader with a laundry list of perks, including double cash back in the first year and other essential wallet-friendly features like no annual fee.
Read full review >what we like
KEY SCORES:
5% bonus cash back -- Discover it® Cash Back pays 1% cash-back on regular purchases, and 5% cash back at different places each quarter like gas stations, grocery stores, restaurants, Amazon.com, or wholesale clubs up to the quarterly maximum (,500 of spending) each time you activate.
Double cash back in the first year -- Discover will match all the cash back earned during the first year for new cardholders. Cardholders who max out bonus categories quarterly can expect a total of cash-back in the first year. For the number crunchers out there, that’s ,500 of quarterly spending in bonus categories (,000 per year), which earns cash back at a 5% rate. Add Discover’s match on top, and you’ll receive , plus another for the match in your first year -- that works out to 10% cash back. Importantly, I excluded spending that earns at a 1% rate, but Discover matches that, too.
0% intro APR for balance transfers -- The same length 0% intro APR applies for balance transfers, as does the go-to variable rate as well. Note, the promo period extends for 14 months since the first transfer, not from account opening, as is common for balance-transfer credit cards. Cardholders must execute the transfer by a specific date to qualify, but starting the clock from the date of the first transfer does increase the versatility of this card.
