LSE:LLOY (Lloyds Banking Group plc)

About LLOY

Lloyds Banking Group PLC is one of the largest banks in the United Kingdom. It serves both the retail and commercial sectors through various lending and other financial services.

The bottom line comprises of net interest income from lending activity, mainly comprising of issuing mortgages and credit cards to consumers. Additional retail services include current accounts, wealth management, property insurance, and pension solutions.

The rest of the earnings originates from corporate-facing activities such as issuing business loans, transaction banking, and a myriad of other corporate banking services.

The management team has announced a strategy shift to purchase 50,000 homes within Britain by 2030. The goal is to become the UK's largest private landlord, generating income through rent with at least 10,000 properties added to its portfolio by 2025.

  • Frequently Asked Questions

    The Lloyds share price has a reputation for stability and paying a steady dividend. This makes it commonly perceived as a defensive income stock. It’s one of the UK’s largest mortgage lenders, controlling the bulk of the market share. However, this also means its profit is highly dependent on the overall health of the British housing market.

    Lloyds shares may be a suitable investment for investors seeking a low volatility stock and indirect exposure to the property market.

    Yes. Lloyds shares pay a cash dividend at an average 35% payout ratio. Dividends were temporarily cancelled in 2020 due to the pandemic but resumed in 2021.

    Lloyd shares pay out a dividend twice a year in April and August.

    Lloyds shares are listed on the London Stock Exchange. They can be bought from any investment account that provides access to this exchange platform.

    Lloyds Banking Group plc (LSE: LLOY) Latest News

    Investing Articles

    The Lloyds share price is back above 60p. Here’s why I’m still buying

    The Lloyds share price has surged recently, but the stock still looks undervalued, argues Rupert Hargreaves.

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    Investing Articles

    Forget the Lloyds bank share price! I’d invest in this FTSE 100 banking giant instead

    There are better banking performers in the FTSE 100 universe than Lloyds, I believe.

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    Investing Articles

    A banking stock I’d buy alongside the Lloyds share price

    Should you invest in Lloyds Banking Group (LSE: LLOY) or a challenger bank? Here's why I see both as buys.

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    Investing Articles

    Forget Lloyd’s! I’d buy this FTSE 250 dividend share instead

    The Lloyd's share price has been on a slump. I think this stock could offer better returns in the long…

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    Investing Articles

    Who cares about Lloyds’ dividends?! I’d rather buy this FTSE 250 stock’s bigger 10% yields

    Forget about FTSE 100 bank Lloyds, I say! This income hero is a much better buy for your ISA, says…

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    Investing Articles

    Lloyds’ share price is enticing, but your £1m ISA can be created elsewhere in the FTSE 100

    The Lloyds share price is cheap, but is it a bargain? I consider an alternative FTSE 100 ISA contender.

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    Investing Articles

    Forget the Lloyds share price! These profit risks will make you lose sleep

    Thinking of piling into FTSE 100 banking colossus Lloyds? Think again, urges Royston Wild. It could end up costing you…

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    Investing Articles

    Stock buys for December! I like to follow Warren Buffett’s example

    Festive cheer and holiday rest can bring stock buying to the forefront of your mind. Don't forget to follow Warren…

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    Investing Articles

    3 reasons why the Lloyds share price could crash in 2020

    Royston Wild explains why 2020 could prove to be a disaster for FTSE 100 member Lloyds Banking Group (LLOY) and…

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    Investing Articles

    2020 dividend forecasts: Lloyds Bank, Barclays and Tesco

    Invested in Lloyds Bank, Barclays, or Tesco? You'll probably want to see these 2020 dividend forecasts.

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    Investing Articles

    How Nigel Farage and the Brexit Party could affect the Lloyds share price

    With election campaigning heating up, what could recent moves mean for Lloyds Banking Group? Jonathan Smith tries to extrapolate.

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    Investing Articles

    Forget the Lloyds share price and its 6.3% dividend yield! I’d sell it from my ISA

    The LLOY share price looks too cheap to pass up today. But is the FTSE 100 dividend stock a great…

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