LSE:LLOY (Lloyds Banking Group plc)

About LLOY

Lloyds Banking Group PLC is one of the largest banks in the United Kingdom. It serves both the retail and commercial sectors through various lending and other financial services.

The bottom line comprises of net interest income from lending activity, mainly comprising of issuing mortgages and credit cards to consumers. Additional retail services include current accounts, wealth management, property insurance, and pension solutions.

The rest of the earnings originates from corporate-facing activities such as issuing business loans, transaction banking, and a myriad of other corporate banking services.

The management team has announced a strategy shift to purchase 50,000 homes within Britain by 2030. The goal is to become the UK's largest private landlord, generating income through rent with at least 10,000 properties added to its portfolio by 2025.

  • Frequently Asked Questions

    The Lloyds share price has a reputation for stability and paying a steady dividend. This makes it commonly perceived as a defensive income stock. It’s one of the UK’s largest mortgage lenders, controlling the bulk of the market share. However, this also means its profit is highly dependent on the overall health of the British housing market.

    Lloyds shares may be a suitable investment for investors seeking a low volatility stock and indirect exposure to the property market.

    Yes. Lloyds shares pay a cash dividend at an average 35% payout ratio. Dividends were temporarily cancelled in 2020 due to the pandemic but resumed in 2021.

    Lloyd shares pay out a dividend twice a year in April and August.

    Lloyds shares are listed on the London Stock Exchange. They can be bought from any investment account that provides access to this exchange platform.

    Lloyds Banking Group plc (LSE: LLOY) Latest News

    A couple celebrating moving in to a new home
    Investing Articles

    A housing recovery will likely drive long-term growth for Lloyds shares

    Lloyds is the biggest UK mortgage lender, so its shares must surely benefit from any upturn in the housebuilding business,…

    Read more »

    Red briefcase with the words Budget HM Treasury embossed in gold
    Investing Articles

    FTSE 100 shares that could benefit from the 2024 UK budget

    Stephen Wright thinks Lloyds and NatWest are among the FTSE 100 shares that stand to benefit from a reduction in…

    Read more »

    Happy parents playing with little kids riding in box
    Investing Articles

    I asked an AI about the Lloyds share price. Oh dear!

    After leaping by almost 15% in a month, the Lloyds share price is showing strength. But check out the madness…

    Read more »

    Young black man looking at phone while on the London Overground
    Investing Articles

    Are Lloyds or Aviva shares the greatest FTSE 100 bargain?

    Lloyds is regularly celebrated as one of the FTSE 100's best value shares. But is it really a better discount…

    Read more »

    Three signposts pointing in different directions, with 'Buy' 'Sell' and 'Hold' on
    Investing Articles

    Are Lloyds shares a bargain now at 47p or should I sell my holding?

    With a new mis-selling scandal in the making and banks’ net interest rate margins set to fall anyhow, Lloyds shares…

    Read more »

    Middle-aged Caucasian woman deep in thought while looking out of the window
    Investing Articles

    If I’d invested £1,000 in Lloyds shares at the start of the year, here’s what I’d have now

    The stock market is unmoved, but Stephen Wright thinks last year’s record profits might give Lloyds shares a long-term boost.

    Read more »

    Risk reward ratio / risk management concept
    Investing Articles

    Here’s why I think the Lloyds share price is undervalued but still not worth me buying

    Oliver Rodzianko reckons the Lloyds share price is not appealing enough for him to make a long-term value investment in…

    Read more »

    Female analyst sat at desk looking at pie charts on paper
    Investing Articles

    Lloyds’ shares are cheap as chips!

    Lloyds' shares jumped on its recent results, but the longer-term performance has been disappointing. Surely the share price will have…

    Read more »

    Close-up of British bank notes
    Investing Articles

    Here’s how many Lloyds shares I’d need for £100 a month passive income

    I reckon FTSE 100 dividend shares are the best way to invest for long-term passive income. Here's how I'd use…

    Read more »

    Businessman use electronic pen writing rising colorful graph from 2023 to 2024 year of business planning and stock investment growth concept.
    Investing Articles

    The Lloyds share price is 28% below target price! Opportunity beckons?

    It's not been a bad month for this banking giant, with the stock up 9%. However, is the Lloyds share…

    Read more »

    View of Tower Bridge in Autumn
    Investing Articles

    Are Lloyds shares simply too cheap to ignore?

    This Fool is watching Lloyds shares like a hawk. He already owns the stock, but he thinks it could be…

    Read more »

    Abstract bull climbing indicators on stock chart
    Investing Articles

    Will the Lloyds share price climb above 60p before the end of 2024?

    The Lloyds share price jumped higher after the bank released its 2023 results. Could the 60p-barrier be smashed before the…

    Read more »