LSE:LLOY (Lloyds Banking Group plc)

About LLOY

Lloyds Banking Group PLC is one of the largest banks in the United Kingdom. It serves both the retail and commercial sectors through various lending and other financial services.

The bottom line comprises of net interest income from lending activity, mainly comprising of issuing mortgages and credit cards to consumers. Additional retail services include current accounts, wealth management, property insurance, and pension solutions.

The rest of the earnings originates from corporate-facing activities such as issuing business loans, transaction banking, and a myriad of other corporate banking services.

The management team has announced a strategy shift to purchase 50,000 homes within Britain by 2030. The goal is to become the UK's largest private landlord, generating income through rent with at least 10,000 properties added to its portfolio by 2025.

  • Frequently Asked Questions

    The Lloyds share price has a reputation for stability and paying a steady dividend. This makes it commonly perceived as a defensive income stock. It’s one of the UK’s largest mortgage lenders, controlling the bulk of the market share. However, this also means its profit is highly dependent on the overall health of the British housing market.

    Lloyds shares may be a suitable investment for investors seeking a low volatility stock and indirect exposure to the property market.

    Yes. Lloyds shares pay a cash dividend at an average 35% payout ratio. Dividends were temporarily cancelled in 2020 due to the pandemic but resumed in 2021.

    Lloyd shares pay out a dividend twice a year in April and August.

    Lloyds shares are listed on the London Stock Exchange. They can be bought from any investment account that provides access to this exchange platform.

    Lloyds Banking Group plc (LSE: LLOY) Latest News

    Investing Articles

    Why I’d buy Lloyds Banking Group plc for its dividend over Barclays plc

    Edward Sheldon compares Lloyds Banking Group plc's (LON: LLOY) dividend prospects to those of Barclays plc (LON: BARC).

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    Investing Articles

    Here’s why I’d buy Lloyds Banking Group plc after Q3 profits double

    The latest figures from Lloyds Banking Group plc (LON:LLOY) suggest a rosy future, says Roland Head.

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    Investing Articles

    3 reasons I’d buy more Lloyds Banking Group plc stock

    Here's why Lloyds Banking Group plc (LON: LLOY) could still be one of the best bargains in the FTSE 100.

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    Investing Articles

    Why I’d ditch Lloyds Banking Group plc to buy this dividend and growth stock

    This small-cap dividend-paying growth stock looks set to outperform Lloyds Banking Group plc (LON: LLOY).

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    Investing Articles

    3 reasons Lloyds Banking Group plc stock could rise

    Lloyds Banking Group plc (LON: LLOY) looks undervalued based on these three factors.

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    Investing Articles

    Lloyds Banking Group plc isn’t the only FTSE 100 share I’d sell right now

    Royston Wild explains why Lloyds Banking Group plc (LON: LLOY) isn’t the only FTSE 100 (INDEXFTSE: UKX) share he’s avoiding.

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    Investing Articles

    Why I’d sell Lloyds Banking Group plc to buy Prudential plc

    Lloyds Banking Group plc (LON: LLOY) may be the healthiest domestic bank but I prefer the long-term potential of Prudential…

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    Investing Articles

    Why I’d buy Lloyds Banking Group plc over these two banks

    Edward Sheldon compares Lloyds Banking Group plc (LON: LLOY) to two smaller banking stocks.

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    Investing Articles

    Better buy: Lloyds Banking Group plc vs Aldermore Group plc

    Should you buy Lloyds Banking Group plc (LON:LLOY) or Aldermore Group plc (LON:ALD) following their recent financial performance?

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    Investing Articles

    2 dividend knockouts I’d always buy over Lloyds Banking Group plc

    Royston Wild reveals two stocks with better investment appeal than Lloyds Banking Group plc (LON: LLOY).

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    Investing Articles

    Why I’d buy and hold Lloyds Banking Group plc forever

    Harvey Jones sees no reason why income seekers should delay buying shares in Lloyds Banking Group plc (LLOY: LLOY).

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    Investing Articles

    Lloyds Banking Group plc is a top Neil Woodford stock I’d buy for retirement now

    Lloyds Banking Group plc (LON: LLOY) could be a strong long-term share due to its improving performance.

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