LSE:LLOY (Lloyds Banking Group plc)

About LLOY

Lloyds Banking Group PLC is one of the largest banks in the United Kingdom. It serves both the retail and commercial sectors through various lending and other financial services.

The bottom line comprises of net interest income from lending activity, mainly comprising of issuing mortgages and credit cards to consumers. Additional retail services include current accounts, wealth management, property insurance, and pension solutions.

The rest of the earnings originates from corporate-facing activities such as issuing business loans, transaction banking, and a myriad of other corporate banking services.

The management team has announced a strategy shift to purchase 50,000 homes within Britain by 2030. The goal is to become the UK's largest private landlord, generating income through rent with at least 10,000 properties added to its portfolio by 2025.

  • Frequently Asked Questions

    The Lloyds share price has a reputation for stability and paying a steady dividend. This makes it commonly perceived as a defensive income stock. It’s one of the UK’s largest mortgage lenders, controlling the bulk of the market share. However, this also means its profit is highly dependent on the overall health of the British housing market.

    Lloyds shares may be a suitable investment for investors seeking a low volatility stock and indirect exposure to the property market.

    Yes. Lloyds shares pay a cash dividend at an average 35% payout ratio. Dividends were temporarily cancelled in 2020 due to the pandemic but resumed in 2021.

    Lloyd shares pay out a dividend twice a year in April and August.

    Lloyds shares are listed on the London Stock Exchange. They can be bought from any investment account that provides access to this exchange platform.

    Lloyds Banking Group plc (LSE: LLOY) Latest News

    Investing Articles

    Is the Lloyds share price the biggest value trap in the FTSE 100?

    Lloyds Banking Group plc (LON:LLOY) stock is 'cheap', but is it good value? G A Chester explores.

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    Investing Articles

    Can FTSE 100 dividend stock Lloyds Banking Group boost your wealth?

    Banking giant Lloyds is a well- known name on the high street. But can the FTSE 100 (INDEXFTSE: UKX) behemoth…

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    Investing Articles

    5.6 reasons why I think the Lloyds share price could bomb in July

    With half-year financials just around the corner, could Lloyds Banking Group plc (LON: LLOY) be cruising for a bruising?

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    Investing Articles

    Forget a Cash ISA! I’d buy these cheap FTSE 100 dividend stocks instead

    I think these two FTSE 100 (INDEXFTSE:UKX) shares could offer improving dividend investing prospects to lead to a superior income…

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    Investing Articles

    Can the Lloyds share price beat Barclays and the FTSE 100 again in the second half of 2019?

    Lloyds Banking Group plc (LON: LLOY) and Barclays plc (LON: BARC) continue to underperform but Harvey Jones still believes there…

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    Investing Articles

    I’d ditch Lloyds and invest in this recovering 5%+ yielder instead

    Recovery in the home market and expansion abroad could help this share outperform Lloyds Banking Group plc (LON: LLOY).

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    Investing Articles

    Am I about to be wrong regarding the Lloyds share price?

    I’ve been bearish for many years over Lloyds Banking Group plc (LON: LLOY). And this is what I think now.

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    Investing Articles

    The Lloyds share price: buy, sell or hold?

    Alan Oscroft asks, will the Lloyds Banking Group plc (LON: LLOY) share price ever come good?

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    Investing Articles

    Why I think the Lloyds share price has the best dividend in the FTSE 100

    Lloyds Banking Group plc (LON: LLOY) has one of the highest dividend yields in the FTSE 100 (INDEXFTSE: UKX) and…

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    Investing Articles

    Why I’d consider shares of Aviva and Lloyds to lock in hefty dividend streams now

    I think investing in the shares of Aviva plc (LON: AV) and Lloyds Banking Group plc (LON: LLOY) could help…

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    Investing Articles

    The Lloyds share price is falling again! Is it time to sell?

    Lloyds Banking Group plc (LON: LLOY) is trying Harvey Jones' patience but he still hasn't lost his belief.

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    Investing Articles

    Why I’d buy the Lloyds share price and hold it for life

    Keeping it simple with Lloyds Banking Group plc (LON: LLOY) could pay off, says Roland Head.

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