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Pursuing the uncreditworthy. Creditors often prey on those who are least creditworthy by scanning credit records for telltale signs that you won't pay off your balance every month. Lovely interest... mmmm.
The magically appearing annual fee. You signed up for a card with no annual fee. Then, Blammo! Out of the blue you find one.
The disappearing introductory offer. You signed up because of the advertised 5% interest charges. After 6 months, you find they've mysteriously increased to 18%. You didn't read the small print.
Card protection insurance. Cancel all your cards with one simple phone call. Oh, and don't forget to pay us lots of money for the privilege.
And the number one trick...
The special offer: Some companies offer a one month's minimum payment holiday. But what they neglect to tell you is that they'll still charge you the interest!
Where Next?
Get out of Debt
Discussion boards
Credit cards
Dealing with Debt
Living Below Your Means