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Risk Warning

• The value of shares and the income from them can fall as well as rise.
• You run an extra risk of losing money when you buy shares in certain smaller companies including "penny shares".
• There is a big difference between the buying price and the selling price of these shares. If you have to sell them immediately, you may get back much less than you paid for them. The price may change quickly, it may go down as well as up and you may not get back the full amount invested. It may be difficult to sell or realise the investment.
• You should not speculate using money you cannot afford to lose.
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• Investors should seek appropriate professional advice from their stockbroker or other adviser if any points are unclear.
• This newsletter gives general advice only, and the investments mentioned may not necessarily be suitable for any individual.
• The newsletter may recommend securities listed on overseas stock exchanges. Investors may incur extra charges when dealing in these securities and should check with their stockbroker before dealing.
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