Mortgages – compare remortgages

 

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Remortgaging your home is a great way to take advantage of the latest mortgage deals or to borrow money at a lower rate than you could with a credit card or loan. Fool.co.uk is an independent and trusted website -- we make it easy to compare the best deals for remortgages and to remortgage your home through The Motley Fool Mortgage Service. 

Your mortgage deal may have been the best deal at the time you got it, but lenders often limit their special rates to a fixed term, leaving you with increasing interest rates and diminishing benefits. Remortgages allow homeowners to access great introductory lending rates again, with your new provider often picking up the cost of moving over to them. With many services moving online, getting a remortgage quote can also be fast and easy, especially when using The Motley Fool Mortgage Service. Just fill out our quick online form and The Motley Fool Mortgage Service will find you the best remortgage deals which are right for you.

If you've been keeping up with your mortgage repayments but need access to some extra cash, a remortgage is often the most sensible and cost-effective borrowing option. Mortgage lenders tend to offer significantly lower lending rates than credit cards or even secured loans, allowing you to offset the borrowed money against the value of your home. Use our remortgage comparison table below or request the latest remortgage deals from The Motley Fool Mortgage Service for further information on what you could save. 

Why should I remortgage with The Motley Fool?

Get Your Remortgage

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  • Access to exclusive rates
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The Motley Fool Mortgage Service is an award-winning comprehensive, no-fee mortgage service.

At a glance: Fool.co.uk's best remortgage deals

Provider
& mortgage
type ?		APRs Max. Loan To Value ? Fees & Other
charges ?		Enquire
Initial rate & Period ? Subsequent rate ? Overall cost for comparison ?

HSBC Base +2.09%

2.59% for term2.59%2.7%60% Arrangement fee:£999

Early repayment charge:None		Enquire

Woolwich Base+ 1.48%

1.98% to 30/04/112.99%3%60% Arrangement fee:£999

Early repayment charge:2% until 30/04/13		Enquire

Nationwide Base +2.24%

2.74% for 2 years3.99%4%70% Arrangement fee:£495

Early repayment charge:2.5% for 2 years		Enquire

Woolwich Fixed

3.89% to 30/04/122.49%2.8%70% Arrangement fee:£199

Early repayment charge:3% until 30/04/12		Enquire

Woolwich Fixed

4.59% to 30/04/132.49%3.1%70% Arrangement fee:£199

Early repayment charge:3% until 30/04/13		Enquire

Woolwich Base +2.13%

2.63% for term2.63%2.7%70% Arrangement fee:£999

Early repayment charge:1% until 30/04/12		Enquire
These figures are based on a loan of £120,000 on a repayment basis over 25 years.

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Some important information about this page

YOUR HOME OR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.

This mortgage service (the “Service”) is provided by lovemoney.com financial services limited, located at Golden House, 30 Great Pulteney Street, London, W1F 9LT. lovemoney.com financial services limited is authorised and regulated by the Financial Services Authority (FSA FRN 479153).

By using the Service, you acknowledge that the Service is administered by lovemoney.com and not The Motley Fool. If you have any questions about the Service or any data displayed, please contact lovemoney.com.

The Motley Fool does not provide personalised financial advice.

For more information, please see our mortgages advertising disclosure.