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QUALIPORT
Qualiport Beats 2001 Bear Market

By Maynard Paton (TMFMayn)
December 20, 2001

Carburton Street, London -- It's been a successful year for the Qualiport. The portfolio was up nearly 10% in February, had fallen over 20% by September, and presently stands 3% down on the year. Unless anything dramatic happens in the last few trading days of 2001, the year has seen the Qualiport handsomely beat the stock market.

Final standings

Here's how the Qualiport stood at the close of trade yesterday. To clarify, the Qualiport's value encompasses all dividends received and charges incurred (dealing commissions and stamp duty) over the year.

Company         Number       Average     19/12/2001        Value  
               Of Shares      Cost       Close Price       (£)
                               (p)           (p)

Carpetright       675         562.7         615.5       4,154.63
Emap              616         796.9         741         4,564.56
Johnston Press  1,421         267.3         349.5       4,966.40
Lloyds TSB        510         690.0         728         3,712.80
PizzaExpress      355         696.5         854         3,031.70

Cash                                                    1,062.93

Portfolio Value                                        21,493.01

And here's how the Qualiport performed against the FTSE 100 and the FTSE 100 Total Return Index (which accounts for reinvested dividends) in 2001.

                  Value at         Value at           Change
                 29/12/2000       19/12/2001           (%)

Qualiport         22,157.22        21,493.01          (3.0)
FTSE 100           6,222.50         5,120.60         (17.7)
FTSE 100 TRI       2,882.16         2,443.88         (15.2)

Although the Qualiport's value declined during 2001, it clearly outperformed the FTSE 100 in what was a very poor year for most investors. You have to go back to 1974 for the last time the London stock market lost more than 17% over a calendar year.

Indeed, such a minor fall in the Qualiport's value is remarkable given the shares held this time last year. It's worth remembering that the Qualiport entered 2001 with six stocks, one of which would subsequently go bust (Independent Insurance) and another that would lose some 80% of its value (MMT Computing (LSE: MMT)).

Buys and sells in 2001

Here are the buy decisions the Qualiport made during 2001, with the buy prices including dealing charges and stamp duty.

Company         Number         Buy        19/12/2001    Change 
               Of Shares      Price       Close Price     (%)
                               (p)          (p)

Carpetright       514         583.8         615.5         5.4
Emap              168         593.8         741          24.8
Johnston Press  1,100         272.7         349.5        28.2
Carpetright       161         495.5         615.5        24.2
Lloyds TSB        128         621.8         728          17.1
Emap              147         541.9         741          36.7
Johnston Press    321         248.9         349.5        40.4

Overall, seven investments were made during 2001, all of which currently show varying degrees of profit. Although it's very early days, that consistency is quite an achievement given the stock market's overall slump.

Here are the Qualiport's sell decisions of 2001, with dealing charges included in the disposal prices:

Company         Number        Sell        19/12/2001    Change 
               Of Shares      Price       Close Price     (%)
                               (p)          (p)

Dell               74       1,918.9       1,980.1          3.2       
Ind. Insurance  1,133         269.7           0         (100.0)
MMT Computing   1,093         118.6         126            6.2
PizzaExpress      576         864.0         854           (1.2)             

Obviously the Independent Insurance sale was very prudent. Of the others, it's too early to say. Dell Computer Corporation (Nasdaq: DELL) was sold on overvaluation grounds back in January. While Dell's stock price remains the same, its price to earnings (P/E) ratio has risen from 33 to 43 since the Qualiport waved goodbye.

With MMT, I frankly have no idea how the company will perform in the future. And selling a large chunk of the portfolio's PizzaExpress (LSE: PIZ) shares, which promptly helped fund six of the year's seven investments, looks quite prescient with hindsight.

Back to 2000

Of course, one year is too short a timescale to accurately judge any investor's talent. Here's how the investment decisions of 2000 stand up at the moment, with the buy and sell prices again including all costs:

Company         Number         Buy        19/12/2001    Change 
               Of Shares      Price       Close Price     (%)
                               (p)          (p)

MMT Computing    1,093        566.9         126         (77.8)
PizzaExpress       726        658.8         854          29.6

Company         Number        Sell        19/12/2001    Change 
               Of Shares      Price       Close Price     (%)
                               (p)          (p)

Rentokil           783        239.6          269          12.2
Unilever           266        435.6          551          26.5
Misys              542        626.2          333         (46.8)

Hoverer, things now start to get more complicated. For instance, the sale of Unilever (LSE: ULVR) was hardly the greatest decision the Qualiport has ever made. But the proceeds from Unilever went straight into PizzaExpress, which makes the disposal somewhat more bearable.

Index pudding

The proof of any portfolio pudding is in how it compares to the stock market itself. If the Qualiport had decided to invest in an index tracker over the years, would the portfolio have been better off?

For reasons explained in this article, the comparison starts from December 31st 1998. At that point, the Qualiport was worth £16,809.60. A further £8,000 was then added over 1999 and 2000. With the FTSE 100 Total Return Index presently standing at 2,443.9, how much would the Qualiport be worth today had everything been invested in an index tracker?

Date         Amount      FTSE TRI     Value at
                                      19/12/2001

31/12/98    16,809.60     2630.5      15,617.17
01/04/99     2,000.00     2825.6       1,729.83
01/10/99     2,000.00     2697.0       1,812.32
01/04/00     2,000.00     2949.7       1,657.02
01/10/00     2,000.00     2900.1       1,685.38

Total                                 22,501.72

With the Qualiport's present value standing at £21,493.01, disasters such as MMT, Marks & Spencer (LSE: MKS) and Dell mean the portfolio would have been slightly better off with an index tracker from 1999 onwards. While the figures from the FTSE 100 Total Return Index do not include any costs, it's unlikely tracker charges would impact significantly on the £1,000 shortfall. That said, considering the Qualiport's current incumbents and the general improvement in stock picking, the relative underperformance should reduce in 2002.

More: The Qualiport Year In Full | The Qualiport's Trade History | The Easy Way To Invest: Index Trackers

The author owns shares in Carpetright and Johnston Press