Published by Boxtree on 21st April, £5.99 paperback.

Investing money may seem impossible for students, people who have just started their first job or anyone who is simply hard up. But it can be done and the Fools are here to show you how.

The Motley Fools, creators of the award winning Web site www.fool.co.uk, have designed this book especially to meet the needs of anyone with money worries or who would never normally consider investing. The first half of the book focuses on managing your finances simply and without hassle, so that you are in control of your cash rather than feeling your cash is controlling you. It covers debts, how to pay them off and in what order to tackle them and why debts in general are detrimental to your saving plan. Learn ways of painlessly (and Foolishly) economising on accommodation, bills, food and clothing. More tips follow on boosting your income, turning your hobby into a money-spinner and negotiating a better pay package.

Later on, when you are in a position to invest, the Fools cover the basics so you can learn without using expensive professionals, and prevent being baffled by their jargon. The Fools pinpoint the things to look for when choosing investments, give simple procedures to follow and explain why investing isn't gambling. Don't become ensnared in the conventional lines spun by financial salesmen. Educate yourself to manage your own money in a fun and profitable way. How to Invest When You Don't Have Any Money will amaze and enthuse the impoverished or reluctant investor, and could help you to turn your finances around.

For a review copy or author interview please contact Sarah Bennie at Boxtree on 0171 881 8146 or s.bennie@macmillan.co.uk.