Hmm. A distinct whiff of advertorial here, and I don't mean the Super Soaraway Fool stuff at the end. I really don't mind that - to educate, etc. Fine.
The pensions industry is fighting for its life, which might give even more grist to Cliff's gilt mill. Horta Osario would have flogged off the foxy hooded widow long ago if only someone were willing to buy.
I note there's another favourable mention for a SWIP product recently published elsewhere on these pages.
Never mind. It's been a lovely day.