On the day millions of apprehensive young people around the UK found out their A-level results, Britannia has urged parents with offspring heading to university to consider investing in buy-to-let property.
As well as providing a place for the student to live, the house will also be a nest egg.
The rate equity accumulated over the university years used to pay off student loans and debts on graduation.
Neville Richardson, group chief executive at Britannia, said: "This is a great way of giving your child a solid financial start in life and a safe place to live while at university.
"Britannia's research showed that 42 per cent of potential buy-to-let investors feel that their property would be better maintained if it was rented to a family member."
With a property of £150,000 increasing in value by approximately ten per cent each year, after three years the homeowner could expect to sell at a profit of around £45,000.
This sum would cover the expenses involved in buying and selling and go a long way towards settling any student debts.
The average student will have debt amounting to nearly £14,000 after their three years at university, which can take up to 11 years to clear.
This burden can hinder their ability to get on the already elusive property ladder.
Britannia's buy-to-let mortgages enable properties to be let to family members - so a son or daughter can live in and manage the property while at university, with additional rooms being let to fellow students to pay the mortgage.
The current collective student debt stands at £18,116 million, according to the Student Loans Company.
Meanwhile, more than half of British students have to take the cost of accommodation into account when they select a university, flat-hunting site Accommodation for Students said today.
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