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Expensive Phone Numbers

Cliff D'Arcy

By

Cliff D'Arcy

From the Fool blog

Turbulent markets

Published in Household Bills on 14 December 2007

How much will that phone call be? We reveal the high cost of non-standard numbers, and show how to chop your call costs.

More so than at any other time of the year, Christmas is a time for contacting friends and family. Hundreds of millions of Xmas cards and gifts wing their way across the UK, and old acquaintances are renewed by telephone.

Of course, identifying UK geographical numbers is fairly easy, as these fixed-line numbers all start with 01 or 02. For example, the local area code for London is 020 and Newcastle's is 0191. How much it will cost to call these numbers depends on your call provider and the time of day.

Given that there are dozens of telephone suppliers and thousands of tariffs to choose from, it would be impossible for me to analyse them all. Thus, the following lists show the maximum per-minute cost of calling various numbers using BT's standard landline tariffs:

01 and 02 numbers

If you don't pay a monthly fee for BT's Together Option 2 or Option 3 call-inclusive packages, then you'll be on the 'free' Together Option 1 tariff. Here's how much calls on this tariff cost (all prices are quoted by the minute and include VAT):

Call Type

Daytime

Evenings, night-time and
weekends

Calls to 01 & 02 numbers

3.25p (plus a 6p call set-up fee)

4.5p for first hour, then 3.25p/min

Personally, I believe that these tariffs are far too high, which is why I don't use BT to make calls to geographical numbers. Instead, I use an alternative call provider (which I reveal at the end of this article).

03 numbers

Numbers beginning with 03 are known as ‘UK wide' numbers and were introduced this year. They offer an alternative to chargeable 08 numbers such as 0845 and 0870 numbers (see below). These 03 numbers allow organisations to provide a national phone number while customers pay only the standard call rates shown above. In other words, calls to 03 numbers cost the same as calls to geographic 01 and 02 numbers.

Unlike chargeable 08 numbers, calls to 03 numbers can be included in the call-inclusive or discount packages promoted by fixed-line and mobile operators. What's more, as there is no revenue-sharing with 03 numbers, the provider doesn't profit from your call (as happens with chargeable 08 numbers). Numbers beginning 030 are only for public-sector bodies, not-for-profit organisations and registered charities. 033, 034 and 037 numbers can be used by any organisation.

118 numbers

These six-digit numbers are directory-enquiry services. In 2003, BT's 192 service was replaced by a whole host of rival 118 services. All market competition has done is to drive up prices -- nowadays, sourcing a single telephone number can cost £1+. For the record, I've never called a 118 number in my life. Instead, I use free searches such as Google and BT's online Phone Book. Then again, if you plan on calling one of these 118 services, be sure to arrange a secured loan or second mortgage before making your call!

070 numbers

These ‘personal' or ‘find me anywhere' numbers are normally used by individuals to divert calls to a UK or international mobile or international landline destination. By the way, don't confuse 070 numbers with mobile numbers beginning with 07. The basic cost of calling an 070 number can be as high as 50p a minute. Also, I have heard of mobile-phone users being charged £2 for a fifteen-second call to an 070 number! As you'd expect, I never call 070 numbers, and I'd urge you to do the same.

0800 and 0808 numbers

These are all freephone calls, so it won't cost you a penny to call them from a BT home phone or callbox (but mobile operators usually charge for these calls). These are my favourite tariffs!

0844 numbers

These are ‘fixed rate' numbers. They cost 5p a minute at all times from a BT landline, which explains why I don't call them.

0845 numbers

Calls to 0845 numbers are charged at so-called ‘local' or ‘lo-call' rates, as follows:

Daytime

Evenings and

night-time

Weekends

3.95p

1.48p

1p

Generally speaking, calls to 0845 numbers can't be included in call-inclusive packages, which makes them a pain in the posterior. The rapid spread of 0845 numbers -- particularly among government agencies -- really grinds my gears!

0870 numbers

At last, we reach the hated 0870 numbers, which are charged at the following ‘national' rates:

Daytime

Evenings and

night-time

Weekends

7.91p

1.48p

1p

I refuse to give my time and money to any organisation which forces me to call an 0870 number. Instead, I look up geographical alternatives on the excellent Say No To 0870 website. Down with 0870!

0871 numbers

Like 0844 numbers, 0871 numbers are ‘fixed rate' numbers. They cost a fixed 10p a minute at all times. Please don't encourage companies by calling 0871 lines -- use Say No To 0870 instead.

090, 091 and 098 numbers

Of all telephone numbers, these ‘premium rate' calls are the worst villains. These 090 numbers are used to provide expensive information or entertainment, often of an ‘adult' nature. Given that many of these services are billed at up to £1.50 a minute, you'd have to be criminally insane or a billionaire to use them often. For the record, here are the different 09x tariffs:

•         0900 & 0901: up to 60p/minute and maximum call cost of £5, or a fixed cost of up to £1 per call;

•         0904, 0905 & 0906: up to £1.50 per minute, or a fixed cost per call at any rate;

•         09059: ‘chat' services costing up to 60p/minute;

•         0907: Pay-for-product services costing more than £1 per call;

•         0908, 0909 and 098: adult services at up to £1.50/minute; and

•         091: ‘non-content' premium-rate services -- often used to provide additional telecoms services, such as remote email access or international call connection.

Enjoy cheap calls all the time...

I'm sure you'll agree that the above call charges are, quite simply, too high. However, by avoiding expensive and premium-rate numbers and sticking to geographical numbers, you can trim your telephone bill. In addition, by using an alternative call provider such as 1899 or 18185, you can cut the cost of UK geographical calls to a flat 5p per call, regardless of its length or the time of day. I reckon that, since switching to 1899 in 2005, my call costs have fallen to around £3 a month. Can you beat that?

Finally, for more information on paying less for calls from home, read Cut The Cost Of Calling. Now you can call that long-lost relative overseas at a fraction of the usual cost!

More: Save money on your gas and electricity | Six Steps To Cheaper Broadband | Cut Your Mobile Phone Bill

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Comments

The opinions expressed here are those of the individual writers and are not representative of The Motley Fool. If you spot any comments that are unsuitable hit the flag to alert our moderators.

ponym 14 Dec 2007, 12:05pm

Thanks Cliff,
Great article, I'm a little less "price confused" now!
Best Regards
ponym

bartymuv 15 Dec 2007, 7:35am

as a nokia n73 owner certain so-called helpful numbers are pre-installed in the contacts section, including 'international directory enquiry's. having forgotten to lock my phone i found that in 1 hour i had somehow dialled the above number several times, to the tune of £54.68p. each connection cost £2.20. according to the operator i dialled in about 20 times in that 1 hour. be warned!

Phlopp 16 Dec 2007, 8:25am

Whilst 0870 numbers may be charged at the "national rate" the company you are calling makes a profit on the call. The longer the call, the more they make. Thus they program in a delay before the call is answered to inflate the cost to you. It would be interesting to see a "name & shame" list of how much different organisations are ripping us off to access their call centres.

GeeTee0 16 Dec 2007, 8:35am

The simplest solution is to dispose of your landline phone altogether. I have a "3" mobile package which gives 300 minutes plus other features for just £5.00 a month. I save landline rental of £11.50 per month. This offsets the cost of any non-geographic calls I may make. I don't get 'nuisance' calls on mobile. All my contacts, family and business have mobile phones so no problem and for me big saving on landline rental dead money-(yeuch!)

DavidRivers 16 Dec 2007, 8:53am

Good article but I am an avid user of
http://www.saynoto0870.com/.
There are times when it can't display an alternative but fairly rare.
If I also know that the organization has a website a little research very often finds a national number in their cantacts section or an email address.

cleopatra99 16 Dec 2007, 9:10am

I use the website as well... www.saynoto0870.com

It can usually give you a freephone number or a geographical number.

Be warned though, many of the numbers take you through to strange departments and you can be asked how did you get through here. What number did you dial... I always give the orginal number and most times you get transfered.

RocketSteve 16 Dec 2007, 9:32am

My local Doctors' decided to change to an 0844 number and proudly advetise that this is 'cheaper' for their clients to call. I had a meeting with them to discuss that their statement was untrue, but they were so fixed on the costs to them (poor £100k plus salaried Doctors) that they would not let the geographical number out. Their statement is clealy not true as patients are 99.9% local and from my mobile it's free to call 01/02 numbers during my initial minutes.
Should I speak to Trading Standards?

deadkeen 16 Dec 2007, 10:14am

Although there is a great deal of very useful information on this thread – some part of it is incorrect or does not tell the full story! It is also always useful to remember that things change, and a thread without a date upon it could be out of date – the following is current as at the 16th December 2007!

1. The rates for the 0845 and 08700 numbers have now changed! ( go to http://www.prouctsandservices.bt.com/consumer/consumerProducts/pdf/UKInternationalprices.pdf to read more!).
2. In addition to this there are other providers as well as 18185 and 1899 that can be equally cheap to use! Try 18866 or Telediscount – this last one does not require a registration with them, by the way!
3. Finding alternative numbers to 0845 and 0870 – besides the excellent “saynoto0870”, one way is to go the company you are trying to calls' own web site and see if they show you a “number to call from outside the UK” – This will show you a number starting with “+44” or similar. Just take out the “+44” and put a zero in front of the rest of the number, and you have a UK geographical number that works!
4. With regard to “sayno to 0870” – the site depends on us feeding back any new number we find that works! Please try to enlarge the database by doing so!
5. Using any of the alternative providers mentioned to phone abroad is also a great idea – but be aware that when you wish to call abroad, you should look at all the providers mentioned as the call rate for some countries is cheaper with one, rather than another – and it changes around too – so it is wise to check ‘em all each time! USA for a halfpenny a minute can’t be bad, can it!
6. If you DO use an alternative provider – REMEMBER TO CHHANGE YOUR BT OPTION TO OPTION 1, as this is the cheapest tariff they provide, and is adequate for your use thereafter!
7. There is a link to http://www.fool.co.uk/news/foolseyeview/2006/fev060202c.htm - this is slightly out of date nowadays when you investigate it further.
8. 0844 numbers are NOT always charged at 4p per minute – I call Australia for only 1p per minute using and 0844 prefix – so don’t write this number off before investigating!
9. And then there is Skype . . . . . . Now works extremely well anywhere in the world for FREE – just get you friends to sign up for it FOR FREE!
10. Otherwise I agree wholeheartedly with Cliff D’Arcy – let us tell everyone that there are alternatives!

kiwigirlscot 16 Dec 2007, 10:30am

Hi RocketSteve,

If you know how to pick a good argument with someone research and make yourself knowledgeable about the Ottawa charter and also knock on effects of having a limited income. I don't know how far this may get you but it does oblige medical professionals to many standards including affordability and accessability of services.
By introducing numbers that cost money they are actually reducing the accessability for people that are struggling to make ends meet already.
Also, remember that it's the very people that can't afford to make these calls that are the ones that usually most require medical attention and are most likely to slip through the care system cracks.
Flow on effects of being financially challenged include the fact that these people can't afford the best food choices which increase the risk of health problems, also they are less likely to be able to heat their homes adequately in the cooler months which can also cause health issues, are more likely to suffer from at least some form of depression etc. I could go on!
Also, they may not have a connected phone which could mean the need to use a phone box to make an appointment of which I am guessing probably costs even more than using a landline for the same call.
Therefore, your doctors is actually disempowering the very people they should be protecting!

simplesid 16 Dec 2007, 10:51am

Cliff,
Re ii8 calls I use Pipex as my ISP and recently when I did internet search on The BT phone book site I was charged almost £4 by PIPEX. I took this up with Pipex and explained that for the amount of time I had taken the charge was more than it should by on BTs charging scale. The simple answer I got back was that 'pipex had to add something for their assistance' I shall certainly not be visiting the BT site again!!

johnnyrob222 16 Dec 2007, 11:05am

Great posting I always use say no to 0870.
The other thing I have noticed is how "deaf" 118 and all the 118 phone directories are, they appear to get names wrong and basically draw out the conversation as long as possible and at 49p a minute they are gonna make the call last as long as possible. Should be outlawed all 118 and 0870/1 numbers. thx

freephoner 16 Dec 2007, 11:26am

This is a good thread and I regularly use Say No T 0870. I live on the Isle of Man and all telecoms providers are running a cartel to keep costs artificially high. I would say double the rest of the UK. As a result I have been keen to look else where for phone services. Skype seems to have popularised VOIP for millions of people and a great success story. However calls to ordinary phones are relatively expensive. If you are keen on VOIP try VOIPCHEAPCOM like me and get free calls to landlines to approximately 40 countries around the world!! Including UK. Calls to mobiles etc are charged but at 8 euro cents a minute.USA mobiles are free! Texts are at 5 cents each. These costs are for the application on your PC. If you go to their website and logon with your user details Texts are 2 cents each! The application is a free download and all you have to do is add credit to your acct. This gives you 90 days free calls. Unused credit is now carried forward. After 90 days add more credit and you have a new 90 days free again. I use Euros as the currency as the calls are strangely cheaper as well.
Hope this is usefull for fools, keep up the good work.

deadkeen 16 Dec 2007, 11:29am

Simplesid . . . I do not quite understand what you say . . . . Are you saying you PHONED the 118 number through Pipex? If so, what you should do is dial 1280 first, and then dial your 118 number afterwards, as the 1280 takes you "out" of pipex, and returns you to the BT system - then you will only be charged BT's exorbitant prices - not Pipex's! When you complete the call, you will automatically be returned to Pipex for your subsequent calls! BUT WHY DO IT IN THE FIRST PLACE? go to http://www.thephonebook.bt.com/publisha.content/en/search/residential/search.publisha OR http://www.ukphonebook.com/servlet/Search ORhttp://www.192.com/ OR http://www.infobel.com/en/world for world wide numbers. All these are FREEEEEEEEE enquiries! Ah well . . . . !

deadkeen 16 Dec 2007, 11:33am

By the way . . . I think that the 1280 number works with ALL the providers - but check first to be sure! There are some calls (not many!)that are still cheaper through BT. To get to use the other providers I mentioned in an earlier posting, you should use the 1280 first if you are on a "special" contract with Pipex (or someone else)just in case you are charged an excessive rate like wot Simplesid did!

howlr 16 Dec 2007, 11:35am

I was quite delighted when I got the number I wanted from a 118 to be offered 'would you like me to connect you to it?' It was only later I learned that your WHOLE subsequent phone call is at 118 rates! Easy to do, but sneaky! Now I just won't use them.....ever.

supremetwo 16 Dec 2007, 12:11pm

My local Doctors' decided to change to an 0844 number -- Should I speak to Trading Standards?

Not Trading Standards - complain to your primary care trust and to your MP.
http://www.dh.gov.uk/en/Policyandguidance/Organisationpolicy/Primarycare/Primarycaretrusts/index.htm

Grumtatt 16 Dec 2007, 12:57pm

Your excellent article failed to mention what I believe is the BIGGEST RIP-OFF OF ALL .... namely Call Queuing !

Once Upon A Time ..... (yes the old system now seems to have been as nice as a Fairy Tale) ..... if you phoned somewhere that was busy and couldn't take you call, you got an engaged tone and your failed call was FREE !
Nowadays your call is answered, but if the person or department you want to speak to is busy ... you are put in a queue ....... and are CHARGED for every minute you hold !

OFTEN I call a Government Department, or some support organization, and end up Hanging Up after 45 minutes of CHARGED HOLDING without ever having got past the "Music On Hold" or endless "Your call is held in a queue and will be answered by the first available operator ...." message loop.

I'd rather hear a FREE "Engaged Tone" telling me that the person I want to speak to is busy, rather than PAY to listen to a machine telling me the same thing !

Graham

harold1066 16 Dec 2007, 1:10pm

OK I'll try again. Investment in a unit trust will cost x per cent. If I choose a managed fund, there is a management charge of y per cent. If I go for a managed fund of funds there is a charge of say z per cent.

In the final count, do I then pay x plus y plus z per cent?

harold1066

AlfieTupper 16 Dec 2007, 2:09pm

Hi,
GeeTeeO

How do you log online without a landline?

quittersdontwin 16 Dec 2007, 2:13pm

why not join Talktalk....international plans ..local and national calls free ALL Day not just after 6 or weekends and many calls to different countries free. You also get 'free broadband' up to 8m. Only had a few initial troubles with the broadband get about one dropped connection a week although speed is more like 5 m due to local exchange distance. 08 numbers are charged (but who tries to use these anyway), mobile costs depend on network. good rates if you also have mobile through them.

TrailieBiker1 16 Dec 2007, 3:13pm

Ok - sorry - I didn't actually use any tags and certainly didn't mean to offend.

All I wanted to do was to say thanks for the good advice and wish you all a good Christmas.

Like some of your other posters, I'm on Pipex too, so can't quite see what I did wrong. Any pointers would be helpful.

TrailieBiker1 16 Dec 2007, 3:15pm

Oh, I give up!!

I just won't post anymore.

Glynderi 16 Dec 2007, 3:28pm

This is one of those really interesting threads. It's really worth looking at what your broadband ISP offers. For example, PlusNet offer a phone deal of £15/monthly which covers line rental and all 01/02 calls 24x7.
However, it's also worth remembering that if you switch your line away from BT (which the PlusNet deal requires) going back to BT can be expensive as they charge for a new line install. In excess of £160. That would also be true for anybody moving into your house after you left.
I'm not keen on the switch to using a mobile phone only as it's potentially much more expensive for others to ring a mobile number. Most of my family are on a call plan of some sort and these exclude calls to mobile phones.
Despite all that's said above, I recently switched back to BT Option 3 from TalkTalk (who took over my earlier phone service provider Tele2. BT's offer at the time was (and remains) cheaper than TalkTalk. And who'd want to be with them anyway?! :-)

SurreyMan 16 Dec 2007, 3:33pm

I have Tiscali Broadband Max (up to 8MB), with Anytime Calls package, costs me £17.99 per month inc VAT. All calls to 01 and 02 numbers are free at any time, also free line rental, free calls to certain countries abroad. The only big drawback, if something goes wrong (e.g. Tiscali broadband servers go down) you have to contact a call centre (staff are in India!) on an 0871 number.
Technical help is by calling 0871 222 3311. Calls are charged 10p per minute! Calls from a Tiscali Talk landline are charged at 5p per minute. Lines are open 24 hours, 7 days a week, but service is usually very very slow...long wait to actually speak to someone in India. Whilst you are waiting you are paying 5p per minute...
If you start off on this package now it costs £19.99 per month, but I'm only paying £17.99 per month, as I've been with Tiscali since April 2006, so the bottom line is that it's probably better to find a very good deal and stick with it rather than to keep changing!

marrow42 16 Dec 2007, 3:33pm

AlfieTupper - some of us use cable broadband, not ADSL. A telephone line is not required for this type of connection.

robmiller001 16 Dec 2007, 4:17pm

With many phone networks it is now cheaper to call businesses at their overseas customer service dept's, at international rates, than it is to call Non-Geographic no's in the UK. Eg. 0.5p per minute to the USA, versus 7.91p per minute to 0870's. My 0.5p per minute is with 18185, referred to in the article, subject to 4p connection charge.Saves me a fortune when there is no 01 or 02 type no for a company instead - obviously not for UK-only co's.

Mordorth 16 Dec 2007, 5:44pm

Hi,

It's such a good article that I want to print it out but without all the feedback posts. Is it possible with this new format?

I daren't try for fear of wasting all my ink!

Mordorth

jg4fun 16 Dec 2007, 7:06pm

I find the best way of nearly halving my overall phone bill, including line charges, is to use onetel/talktalk. I use them for all calls on both my phone lines, and also have let them take over from bt on one line. The other is cable, so cannot transfer. And the reson I get the reduction? I enter and regularly win the online auction for calls etc that talktalk runs every two days!

deadkeen 16 Dec 2007, 7:08pm

Mordoth . . . Open a blank Word page, and just highlight the text you wish to print from each posting, right click and click on "copy" . . then go to the blank Word document you just opened (you did, didn't you?)and right click on the page and "paste" it in! Easy peasy, innit? Continue the same way, and you only grab what you want this way! Good luck!

mikefour 16 Dec 2007, 10:39pm

Don't you have to use the Print Scrn button first?

mikefour 16 Dec 2007, 10:41pm

What do readers think of BT's £4.50 quarterly charge for those who don't pay by Direct Debit? Is it a legal charge?

sje111 17 Dec 2007, 7:35am

Cliff mentions the evil 09 series numbers, but there are some international call providers that use 0906 numbers to provide their services. We call the Philippines sometimes using 0906 or 0871 numbers for between 10p/15p per minute. My landlines provider charges 106p per minute to this destination.

samdauncey 17 Dec 2007, 12:18pm

Does anyone know how to get BT to respond? Early September I agreed to extend my broadband for another year and a £3 reduction (they called me). The reduction never happened. Several phone calls led (after infuriating hanging on) only to suggestions to call yet another number. An October letter to their Correspondence Centre was not answered, nor was the copy I sent to their registered address a month later. Suggestions?

motoscafi 17 Dec 2007, 12:43pm

Although we have BT I make almost all my calls online using Voipcheap. These are free of charge to most numbers including 01 & 02. Calls to mobiles I use my mobile phone although even these are reasonably inexpensive on Voipcheap.

ScarlettMissy 17 Dec 2007, 3:26pm

Great to see the Fool giving the high price of phone calls a yo-heave-ho! I particularly despise the 0870(etc)numbers, which most banks, energy suppliers, sky tv and other essential companies have as their main numbers. For the past year or so, I have been using saynoto0870.com to get alternatives to these rip-off numbers. It has saved my a fortune in calls,quite often cutting my previous monthly phone bills in half! Seriously! Did you know that many of these companies have free phone as well as geographical numbers? Don't tell you that in the small print do they? I've even got their site as my homepage I use it so often! Thoroughly recommend this great site. Nice one guys for giving it a plug!

SouthEssex 18 Dec 2007, 8:44am

The weekend has been abolished!!! for 0870 and 0845 numbers.

In July 2007 BT cancelled weekend charging for these numbers. Instead they have a peak and off peak tarrif. The result is an increase of up to 300%!!! Merry Christmas BT

It also means if you are on 0845 dial up for the internet you can only have cheap rate after 18:00 every day. It also means that to telephone my local Homebase branch (2 miles away) during their opening hours I have to pay peak 0870 rate.

deadkeen 18 Dec 2007, 12:10pm

Southessex point (see above) . . .

If you go to . . . http://www.productsandservices.bt.com/consumer/consumerProducts/pdf/UKInternationalprices.pdf and go to page 4, you will see this comment is not true, and the rates are lower than you say - if I read it correctly!

Kimmerblee 18 Dec 2007, 3:45pm

Just a little note here, although I'm sure most people know this. If you are a Sky subscriber and press that little red button to join a competition, it is always an 0870 number. dont be tempted - you're chances of winning are extremely small and the costs soon rack up.

roadrunner666 19 Dec 2007, 9:54pm

hi there, on the subject of cheap phone calls. they are a plenty if you know where to look, i myself use three modes of calling. but let me explain. i have a landline, a mobile, but the great part about this is although they are still having minor glitches at this moment. you can use skype on pc-mobiles-landlines. landlines you dont have to cancel your current provider, and mobiles as far as i am aware three are the only company, to integrate their service with skype.so if your friends and family sign upto skype, then you can have skype-to-skype calls and texts worldwide for FREE it,s well done skype for me....

roadrunner666 19 Dec 2007, 10:22pm

hi again, just a note to elaborate on skype. the deal with three pay-as-you-go is min £15 a month to keep access to skype.. phones are about £60 inc £10 top-up. Landlines, although you have to buy a skype capable phone, or a skype box to plug between phone and connection plug, on the wall, the box's are about £20 the landline phones are around £100 but given the savings its worth the initial outlay, in my opinion... well worth anyone checkin em out....

chaz25 06 May 2008, 5:33pm

I agree entirely about CALL QUEUING being the biggest rip-off, but aside of some evening/ weekend calls by landline, MOST CALL CHARGES, especially MOBILE CALLS are WAY TOO HIGH.
if you get the mobile answerphone prompt, you will be charged at 15p by most mobile providers, UP from 10p. That's 50% inflation.
Don't give up landlines, you won't be able to make most online purchases without one, and of course need it for broadband.
SOME landline charges are VICIOUS, but
Mobile charges are generally CRIPPLINGLY HIGH or EXTORTIONATE

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