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The Wedding Stinger!

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The Credit Crunch Hits Corrie!

Published in Money Saving Tips on 14 July 2008

Invited to celebrate someone’s marriage this year? Being a wedding guest could prove more costly than you think. Luckily, there are some smart ways you can save…

When a wedding invitation arrives on your doormat, your first reaction might be to sigh at the romance of it all.

On the other hand, perhaps you’ll simply grimace at the thought of how much attending it could cost you.

Now I’m in my late twenties (eek!) more of my friends are starting to tie the knot -- and as I’m still riddled with student loans of all sorts, I admit I live in fear of too many doing so in a single summer.

When someone I know griped recently that she was likely to spend over £1,000 on attending other people’s weddings this year, it set me thinking.

How expensive is it to celebrate a friend’s nuptials? And is there anything guests can do to cut their costs?

Here Comes The… Credit Card Bill?

We all know money can’t buy love -- but it’s apparently a prerequisite if you want to witness friends or family declaring theirs.

After talking to a group of recent wedding attendees -- and doing some research of my own -- I’ve come up with a list of ‘typical’ costs guests might face.

 

Item(s)

‘Typical’ Cost

Engagement card and gift

£30

Drinks at engagement party

£20

Hen/Stag night OR Hen/Stag weekend

£65 / £160

Outfit for wedding

£100

Hair styling/other grooming for wedding

£50

Wedding gift, card and confetti

£55

Travel to wedding

£50 – depending on location

Drinks at wedding

£50

Overnight stay near wedding venue (B&B)

£90

Transport home from wedding

£50 – depending on location

TOTAL:

£560 / £655

 

The table below is based on potential expenses for guests attending a wedding in the UK. It's intended to be a rough guide rather than a definitive summary of costs. 

Although I expected the total cost of attending a wedding would be high, I was shocked when I finally came up with this hefty £655 total.

While expenses such as a wedding gift and accommodation are difficult to avoid, at least others -- such as new outfits and hair cuts -- are optional.

Other costs might also differ from my estimates. The cost of travel, for instance, could be cheaper (or more expensive), depending on what method of transport you use and how far you need to go.

Couples might be able to split the cost of items such as travel and accommodation, making them cheaper.

On the other hand, they may spend twice the amount individuals do in other areas -- such as on new outfits or drinks at the wedding.

Nine Nifty Tips

However much you intend to spend on attending a friend’s wedding, I’m sure that finding the spare cash is, for many of us, a difficult task.

So, here are some tips that might help wedding guests with spending stress…

1. Start saving. As soon you know you'll be attending a wedding, it’s a good idea to start saving. Putting aside £25 per month for a while will feel far easier than finding hundreds of pounds all at once.

Many couples now send out ‘save the date’ cards up to two years before the date of their wedding -- so you should have some time to build up your funds.

2. Create a budget. Make a list of the costs you'll encounter in the run up to the wedding you're going to, and consider how much you're willing/able to spend on each of them.

This will help you to control your spending, and stop it spiralling out of control.

3. Be honest. The cost of events like stag and hen parties can soon mount up -- so ask whoever’s organising them to be up front about expenses from the start.

You could even get involved in the planning process. That way, your money saving know-how could help to drive down costs.

If an event’s just too expensive, don’t be afraid to politely say you can’t participate. It won’t be an easy conversation, but it won’t be as difficult as dealing with your credit card bill after the event!

4. Accessorise. It’s likely that you already have something wedding-appropriate in your wardrobe.

Why not buy a new pair of shoes, a jacket or a tie to jazz it up? This should be significantly cheaper than buying a whole new outfit.

5. If you must buy something new, get a wedding wardrobe staple.

By ensuring that you have something plain, classic and suitable for weddings in your wardrobe, you won’t need to go shopping every time a friend gets hitched.

6. Plan ahead. Even if it’s months until your friend’s wedding, try to buy everything you need during sale season.

At the moment, sales at stores such as Hobbs, Burton, Debenhams and House of Fraser are a lifeline for wedding guests looking for an outfit or gift.

It’s also possible to save by booking travel and accommodation in advance.

Right now, you could book a room for £19 at a Travelodge. It’s also worth checking out Megabus and National Express for cheap coach and train travel.

7. Go off-list. Many people worry that it’s impolite to shop ‘off-list’ for a wedding present. Nonsense!

If there’s nothing on the list you can stretch to, it’s fine to choose an affordable gift yourself.

8. Shop smarter. Don’t forget that if you’re looking for a specific item to give the happy couple, you may find it cheaper to buy online using shopbots and cashback websites.

9. Don’t keep up with the Joneses. Try not to feel competitive over your outfit, accommodation or buying rounds of drinks at the wedding.

If you avoid this ‘marriage mania’, you’ll avoid spending more than you should.

Love Is All You Need

Hopefully, some of the hints above will see wedding guests save on the ‘essential’ costs they face.

My final tip is to remember that, when a friend or relative asks you to their wedding, it’s for the pleasure of your company -- not for the sake of critiquing your outfit or getting a gift out of you!

Don’t put pressure on yourself to spend more than is sensible, and try to focus on what really matters -- just being there to celebrate something special.

Am I a romantic Fool? Well, yes.

But at least it’s with a capital F!

More: Online Shopping Is Cheaper | The Best Day Of Your Life - For Less | Money Talk Podcast: Money Saving Wedding Tips

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Comments

The opinions expressed here are those of the individual writers and are not representative of The Motley Fool. If you spot any comments that are unsuitable hit the flag to alert our moderators.

DIYfixer 15 Jul 2008, 6:08am

I have to say I was somewhat puzzled at some of the above costings in particular the £20 drinks bill for the engagement party (if held in a hotel, drinks tend to be around the £ 4 to £5 mark) and the hen weekend two nights accommodation, transport, activities, meals & drinks all for £160? Then it dawned on me that the author, who by the sounds of it is a twenty something female' can achieve that most foolish of feminine whiles and allow all the daft lads out there to buy her drinks. Thus having a grand night out with the minimum expenditure.
;-)

MinniesMum 15 Jul 2008, 7:46am

I think the assumption is that the wedding meals and drinks are paid for by the happy couple.

FlyBrit 15 Jul 2008, 7:49am

I must say that while the published budget may be real for someone in the 20s (although I agree with a previous post that a number of estimates look low) by the time you get over the hill and into your 30s things pick up. In my experience you could nearly double that budget. Still - the parties tend to be good :-)

Jojo75 15 Jul 2008, 8:10am

Now I'm part of a couple I find attending weddings much cheaper. But when I was single I'd try and find a close friend I could share a twin room with. If they had a car (I don't) we could split petrol costs as well. Also - as someone who's just got married - don't rule out the gift vouchers option on the wedding list if there's nothing there in budget (although shame on the couple if there's nothing but budget-busters in there!) We loved getting the vouchers because it meant we were able to put them towards something bigger. Also - don't feel you're being mean if you just get a couple of the knives, or plates, or whatever. If they've put a set of something on there, they'll be anxious to see it all go (or they'll have to buy the leftovers themselves)

moleylabbie 15 Jul 2008, 8:43am

We will be attending our friends wedding later this year in Buxton. While we're really looking forward to it the fact we live some 300 miles away in Dover did raise some cost issues. Duly we have already adopted some of the tips above, thankfully being a late year wedding some of our costs have already been lowered (if your choosing a date pick out of season - your own costs can be lowered too as many places will offer discounts in their quieter months, we adopted this and saved a small fortune - how about an article on saving money getting married or did I miss it?)

Accommodation - due to the distance we will need to stop over the night before and the night of the wedding. Our friends have arranged for a discounted at the reception venue but it was still £95 per night. Using the internet we have instead managed to find a B&B in walking distance for only £60 per night. We’ve paid our deposit and now have four months to save the remaining £100 to be paid on departure as oppose to prior to arrival as most hotels ask you too (No Travelodge’s where we’re going – first place I checked).

Outfits - thankfully we have clothing suitable to use (bought in sales for other occasions) which we will be wearing so our only cost here will be some thick tights, shirt and a cardigan (wedding in November up north = cold). If we did need to get an outfit the likes of e-bay and supermarket clothing ranges often offer cheap but nice clothing which you can use if you pick wisely. (This especially works for late in the year weddings as people may be selling their own used outfits or shops have their end-of-line / early season sales).

Presents - Our friends have stipulated presents are optional given most of us will travel large distances. It’s a nice idea but we still want to get them something or we’ll feel really mean. So I’ve got a wedding cross stitch which I’m doing for them; added to this will be a nice pair of photo frames (using my hubby’s staff discount). I think this personal present will mean far more than the traditional toaster (which they’ll get plenty of anyway). I just hope no one else attending is reading this or they’ll nick my idea!

Yes weddings are expensive but, as always, with a bit of common sense and good planning you can save money.

lindyloop 15 Jul 2008, 9:01am

I think we are really thoughtful friends!! We got married in St Lucia .... didn't tell anyone and when we got home held a big party just for the fun of it. We had relatives from all over the place and when assembled told them we were married. No one felt the need to buy gifts, although some members had travelled a long way everyone thought it was just a big family get together and wanted to come for the chance to see people. No one was worried about buying "wedding clothes" Yes folk purchased their own drinks (we did a few rounds and there was FAB food)..... so any soon to be wed couples reading this ... there is quite a bit you can do to save your and your friends a considerable amount ;->

teduardo 15 Jul 2008, 9:22am

What a load of old bull ploppy.You don't have to spend anything like this much,Obviously there are 0plenty of idiots with money to burn or perhaps large debts to finance this stupidity.Try to be sensible with your money rather than showing off

divinepants 15 Jul 2008, 9:48am

Wow, that's a hell of alot of money to spend at one wedding, I rewcently attended a friend's wedding and the total went nowehere near that figure, in hindsight now I'm thinking was I stingy with the amount I gave for a wedding gift £25-30, does anyone else think it's not enough, I think if you're creative with your money there's no way you have to spend anywhere near this much....but can anyone advise me on whether £25 would seem anough for a wedding gift??!!!

moleylabbie 15 Jul 2008, 9:58am

From personal experience the amount you spent on a present doesn't matter. The thought put into the gift and the time taken to chose it matter much more then what it costs. Much more precious is your time, chosing to share in such a special day is the best gift of all!

I agree with Jojo75, if doing a wedding list people should remebr not everyone has loads of money - espcially now a days.

andysuth 15 Jul 2008, 10:13am

Outfit? My Work Suit. £0
(Cleaning washable suit: £5)
Drinks? Kindly included by couple
(Though there was a sweepstake about when I'd collapse after I went FSA on "Pimms")
Accomodation? Pop up Tent £22 from Amazon
Travel Costs? £25 of Diesel for 400 miles.
That was the wedding, stag do was the killer and I'm not quoting prices here as my wife might see the holes in the account I told her.

-AS

andysuth 15 Jul 2008, 10:17am

Divine pants, get your friends together, with a calculator and start on a random number.

Everyone adds the price of their wedding gift to the total, at the end you subtract the original number and divide by the total.

No one knows what each couple spent, but you know an average spend and can ajust up or down.

This method gets rid of BS and oneupmanship.

Alternatively just ask. But it depends on how well you know the couple, how much you like them, how many of you are attending the wedding (did you bring a plus one?) as well as your own financial situation.

-Andy.

ses99 15 Jul 2008, 10:31am

I aim for the £25-30 range for wedding presents. Only one I've spent more on was for my best friend. I agree it's the thought that goes into it that counts. When buying something from a list I think it doesn't really matter how much you spend as they obviously really want the item even if it's the cheapest one on the list.

I like to think that my friends understand the other costs involved with attending their weddings (travel, accommodation etc) and that they're glad I'm there no matter what I bought them.

cookiecrumble 15 Jul 2008, 11:58am

Getting married is about making vows to the one you love. It has nothing to do with how much money you all spend. I wonder how many of these lavish weddings stand the test of time? Chances are they won't and you'll all be doing it all again when they remarry! The marriage industry is BIG business and it's easy to get drawn in to spending huge amounts. When we married we had no money to spend, so it was off to the registry office with our parents sisters and my grandmother. We had a meal in a small local restaurant, and that was it. That was 25 years ago next week and we are both still pleased we did it that way. Our wedding was about us not about how much we could spend and impress others or supplying drink for others to get drunk at our expense. - We'd seen too much of that at friends weddings and made a positive decision to do it differently. We're both still very happy and looking forward to the next 25 years together.

McLeodC 15 Jul 2008, 12:24pm

Young people setting up home for the first time are the ones who actually need presents - although they'll be glad to receive even inexpensive items such as basic kitchen utensils.
In the case of older couples, they are likely to have a house-full of stuff already, maybe even two house-fulls - the last thing they need is a second or third toaster! So why not forgo the wedding list and nominate a charity that guests can donate to instead? It will be cheaper for the guests (leaving them more money to attend the event), and the money donated will go to a good cause, instead of funding a wasteful exercise in pointless consumerism and showing-off.

aallexxy 15 Jul 2008, 1:07pm

Think this article is great, it can be quite expensive but even more so if you have been asked to be a bridesmaid. Currently the cost is mounting up, it cost £300 just for the bridesmaid dress and material for our African outfits. Still need to pay to get these made, shoes(definately will look in the sales now),outfit for engagement party (trying to rewear something out of my wardrobe), bridal shower!? and hen night, need to get presents. etc Any other tips!?

supersonickitten 15 Jul 2008, 1:45pm

I can't believe how cheeky some people can be, adding kitchen appliances to their present lists! Are they joking or wishful thinking? Maybe they have very rich friends!!

Jane66 15 Jul 2008, 2:23pm

Does anyone remember that episode of Sex & the City named 'A womans right to shoes' where Carrie totted up all she had spent on a particular friend and her 'life choices' over the course of their friendship. It ended with Carrie celebrating her choice to be single by sending said friend a 'wedding list' for Manolo Blahnik. Best episode ever! Happy couples really need to get over themselves when it comes to expecting friends to spend a fortune on them (and that includes the ridiculous concept of stag/hen weekends). I shall be eloping later this year and it wont cost anyone else a penny. Well done lindyloop!

ralphpickering 15 Jul 2008, 6:24pm

Whatever you do, don't fill your hire car with petrol if it's a diesel (or vice versa). I did that when going to a friend's wedding in Devon. So it cost me £60 for a tank of petrol, £300 recovery costs, £50 taxi back home, a couple of hundred for the vehicle hire, yet more fuel (diesel this time) for the journey down in the replacement car, and to add insult to injury Budget claimed that some scratches to the paint weren't there when they released the car, so that added another £150 to the bill.

I think my total cost for the weekend was around £1200 - it was a nice wedding though.

patsyannG 15 Jul 2008, 6:29pm

There's absolutely no reason why anyone has to spend that much on a wedding. The gift (it's up to yourself, how much you spend). I shop around and buy something I know the happy couple will need, I usually get a good gift at a sensible price. As for the outfit, unless I actually want a new outfit, I make do with something I have in the wardrobe, which I am happy and comfortable in and which is suitable for a wedding and any other event. I don't spend that much on drink, don't see the need to go overboard and get drunk, that to me, is not fun. Prefer to buy my own drinks and not drink in rounds. That way, you only drink how much you want to drink. I am quite happy not to drink alcohol at all, so I am happy to drive friends & family home if the wedding is local. If it is far away, then I would book into a cheap motel or B&B for the night. Andysuth, I like your style, sound similar to what I do. Divinepants, I do not think £25-30 is stingy at all.

tanyadaly 15 Jul 2008, 7:57pm

Ha ha ha, I wish it was that cheap. Nowadays couples totally take the proverbial p***. They have lavish engagement parties at plush hotels, then a weekend away in Italy for the stag or hen do, then a wedding in a remote location and a wedding list at John Lewis. My total for a wedding is now about £1000 never mind for the year. My new thing is to skip the hen do and spend £100 on the wedding gift and if the wedding is not in within driving distance of London, I make my excuses not to go. That may sound harsh as people want their dream wedding but it cannot be at the expense of others.

crazycatty 16 Jul 2008, 4:28pm

I've just recently been to a wedding. I wore the same outfit I had for my brothers wedding 2 years ago and stayed at my mums so no accomodation costs. I did have to hire a car though. It worked out cheaper for the weekend than the train (even pre booked) and the convienience factor covered the fuel costs. The trend seems to be for cash or travel vouchers. Divinepants asked if 25 - 30 was enough for a gift - I gave 20 (thats a cheapskate) but knowing I had travelled 300 miles to be there meant more to the couple! The weekend still cost us approx #300. I've got another wedding next year and will still need the car, accomodation still free but as matron of honour am expecting some costs on the outfit. The gift - as much as I want - i'm making the name the date cards and invites as their gift. The tip about saving for it is common sense. To me though the fact I see family and friends I dont normally see ofsets the costs which I can keep as low or high as I want.

muuranker 16 Jul 2008, 8:56pm

7. Go off-list. Many people worry that it’s impolite to shop ‘off-list’ for a wedding present. Nonsense!

If there’s nothing on the list you can stretch to, it’s fine to choose an affordable gift yourself.


I recently read something by the anthropologist Daniel Miller that suggests that some people may have an idea that there is a "going rate" for wedding presents - what the 'appropriate' amount is to spend, given your relationship to the happy couple.

If you are someone who thinks, that, then please be aware that not EVERYONE thinks this way - so feel free to do differently.

Going off list: be careful. If you don't want to buy a saucer (on list, what you want to spend), don't buy a garlic press. They probably already have six. Make a donation in their name, buy something you know they will like, but no-one can have 'too much of'. Or ask.

Many marriages nowadays are between couples who have been married before, or who have been co-habiting for years. They already have the toaster. So their lists do tend to be for really nice stuff ... so club together.

Or they are about to become a family. I am in two minds about this. On the one hand, I know that longer-ish term stuff for the child will be very welcome (the zillionth new-born baby suit being as welcome as the zillionth garlic press), but on the other, I think that weddings are about the couple, not the child. Babysitting vouchers?

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