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MONEY COMMENT
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As Christmas is coming into view, this Saturday is going to be a busy shopping day for those willing to brave the queues. Imagine it – all those shoppers, all those screaming babies, all that noise and stress. Oh, what joy! Well, here's an excuse not to do any of that: this Saturday is Buy Nothing Day. Buy Nothing Day started in Canada ten years ago as a small protest against mass consumption, and it's now celebrated in more than 55 countries. The idea is to encourage us to examine our spending habits and think about the effect of consumerism on the environment – a fifth of the world's population consumes four-fifths of the earth's resources. Now, if that all sounds a bit 'New Agey' to you, I don't blame you. I'm not really the campaigning type either, but I do happen to feel that, as a nation, we seem to spending rather a lot and getting into huge debt along the way. Personal borrowing has hit an all-time high. And, according to the National Association of Citizens Advice Bureaux, while the majority of debt problems used to be caused by events such as unemployment or illness, most of the people they see nowadays have simply borrowed too much. So, maybe this Saturday is one day to stay at home. Give yourself and your wallet a day of rest by not shopping! More: Britain's Bloated Debt Burden | Learn how to Get Out Of Debt and visit our Dealing With Debt discussion board.