How To Boost Your Returns By A Third

In this week’s episode:

David Kuo chats with David Norman from TCF Investment who is a campaigner for transparency and fairness in fund management. David, a poacher turned gamekeeper, has exposed the charges that fund managers levy on investors that inevitably eats into returns. He explains how we can boost our returns by simply focusing on costs. A transcript of this podcast is also available.

 

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David Kuo and David Norman
David Kuo and David Norman

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Comments

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dpeddlar 06 Feb 2012 , 1:37pm

Hi David,

I like your podcasts, they are educational, informative and interesting. However I really like the roundtable format as offered by fool.com.

Is there any chance you could get some guests into the studio to talk about stocks / companies, ones in the news or that have just come out with results. I know that we get alot of that type of info from fool.co.uk in writiten format but with a busy life the real time info can get into my head is via podcast when walking my dog Spencer.

So while I love to hear your and your guests views on wider investing issues, is there any chance of the addition of a stock specific podcast as currently I know more about US stocks via my downloads from your american site.

Heres hoping

David

TMFDragon 07 Feb 2012 , 10:45am

Hi David

Thanks for your comments.

We try to put together a mix of topics that will appeal to a wide range of listeners.

Stock specific topics are on our time table and as chance would have it, next week's podcast is with an oil and gas expert who will show us how to tell the difference between the next Rockhopper and the next rock-all.

Foolish regards!

David

dpeddlar 07 Feb 2012 , 1:55pm

speechless when I said the good thing about the crash is that shares are now more affordable for people who want to invest in the stock market!”

His attitude to investing has never wavered, as he always sees downturns in the market as a buying opportunity for long-term investors.

Hi David

Thanks for your reply, I now live by the above philosophy, I just wish someone would have pointed it out when I was 18 and I am very keen to pass it on to my own son when he is older.

I listed to the podcast when I was walking Spencer last night, and really enjoyed it, I had a double check on my fund charges when I got home, but the main thing I liked was when you discribed your 'rebalancing' I hold 20 stocks and hope to have the majority over my lifetime. They are balanced between big/small/income/growth and I reinvest dividends or new money into the ones doing the least well - so I was please to hear we are on the same wavelength!

madkeencook 07 Feb 2012 , 2:45pm
madkeencook 07 Feb 2012 , 2:50pm

Hi! Like David, I used to be a financial journalist and broadcaster. Instead of writing headlines like "Billions wiped off the value of UK industry today"...how I wish I'd had the understanding to write "Good news today as shares become the best value they've been for five years." Since both statements are opposite perspectives on the same truth, who's to say which is more accurate...or more appropriate? I'm now trying to explain why David's philosophy is (basically) right to my children! Keep up the good work!

pmb999 12 Feb 2012 , 3:07pm

Hi David,

I'm a regular listener of your podcasts, and would be very interested to hear PIBS discussed as they seem to be a somewhat overlooked investing instrument. It could possibly be accompanied by other fixed interest instruments such as preference shares?

As someone who has tried various approaches to managing ones own private pension fund, most of which have not worked out very well, I often wonder whether I wouldn't be better off establishing a portfolio of PIBS which, while I understand the concern over inflation, the yields from even the likes of Nationwide look quite attractive. And when I consider what options will exist when it comes to retirement, why wouldn't one opt for a return of ~8% from PIBS preference to the flat ~5-6% one could get from an annuity?

rouge14 13 Feb 2012 , 5:22pm

Thanks both Davids.

This is best podcast for a long time in my opinion.
So often hear about hidden charges and how they have a huge long term impact on investors. This podcast really did drill down and give us some numbers while at same time did not sound like a sales pitch either.

David Norman is a very good communicator.


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About the show

MoneyTalk is a podcast from The Motley Fool UK. Hosted by Owain Bennallack, it's a lively roundtable discussion in which Fool writers and guests from the world of money thrash out the financial issues of the day.

Join us as we take an irreverent look at anything and everything to do with shares – from how to pick your first share to how to manage your own pension.

Whether it's quick tips on how to tidy up a wayward portfolio or an in-depth discussion with industry experts, MoneyTalk tackles a wide variety of different investing topics.

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