Looking at the liabilities in on Santander‘s (LSE: BNC) balance sheet — well over a trillion euros — might cause shareholders to blanch. But remember that a bank is not like other companies, and money is its business.

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Owain Bennallack owns shares of Banco Santander SA. The Motley Fool UK has no position in any of the shares mentioned. We Fools don't all hold the same opinions, but we all believe that considering a diverse range of insights makes us better investors.