Credit Reports

Take control of your credit history. Before applying for a credit card, loan or mortgage, find out how credit reports work and check your credit report – it’s free and easy.

Get a free credit report from Experian

Your credit report is your personal credit history. Lenders check it when you apply for credit, such as a loan, mortgage or credit card.

The contents of your report affect whether or not you get credit and the rate of interest you are charged. In order to ensure you can get affordable credit when you need it, it's crucial that your credit report is up to date and accurate.

See your credit status for free
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Privacy policy

  • unlimited online access to your Experian credit report
  • the opportunity to review your credit history before you apply for credit
  • email or text alerts for early identity fraud detection
  • the option to order your National Credit Score
  • this won't affect your credit score