Compare credit cards

From 0% deals to low standard APR, we cover the whole market

Looking for a credit card with 0% on balance transfers and new purchases? Check out The Fool's best deals on 0% balance transfer and new purchase credit cards. Search, compare and apply online.

Credit cards offering 0% interest on balance transfers and purchases give you the best of both worlds. As well as not paying any interest on debts transferred from your other cards you also pay 0% interest on any purchases you make.

If possible, opt for a card which offers the same length deal for both balance transfers and purchases. This way you won’t get caught out paying interest on one or the other for a few months at end, and you can maximise your interest free credit.

Compare our top credit cards by category

 
 
Credit card
company
Balance transfersrate and period?New purchasesrate and period? Typical
APR
?
Loyalty details? Apply
now

Sainsbury's Finance MasterCard

Sainsbury's Finance MasterCard
0% PA for 10 months
(3% fee)
0% PA for 10 months Typical 15.9% APR (variable)

Earn 4 points per £1 spent when using card in conjuction with Nectar card in Sainsbury's store, 2 points per £1 when only using card. Earn 1 point per £5 spent when making any other purchase.

Halifax All in One MasterCard

Halifax All in One MasterCard
0% PA for 9 months
(3% fee)
0% PA for 9 months Typical 15.9% APR (variable)

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One card also offers the following Halifax extras: No annual fee, cover against online fraud, manage your card online and around the clock service.

Bank of Scotland All in One MasterCard

Bank of Scotland All in One MasterCard
0% PA for 9 months
(3% fee)
0% PA for 9 months Typical 15.9% APR (variable)

If you want a card that gives you a great introductory offer on both balance transfers and purchases then look no further. The All in One card also offers the following Halifax extras: No annual fee, cover against online fraud, manage your card online and around the clock service.

Saga Platinum Credit Card

Saga Platinum Credit Card
0% for 9 months
(3% fee)
0% for 9 months Typical 11.9% APR (variable)

Applicants must be aged 50 or above. 0% foreign currency charge on transactions in VISA Europe. You can manage your account online plus you get Internet fraud guarantee and free emergency travel assistance.

MBNA Platinum Low Rate American Express

MBNA Platinum Low Rate American Express
No introductory rateNo introductory rate Typical 6.7% APR (variable)

Limited Offer! Enjoy 6.7% on all your card purchases (*), Plus 6.7% on all your balance transfers, with NO FEE when made within the first 60 days (3% fee thereafter), Plus 6.7% on all your money transfers, with NO FEE when made within the first 60 days (4% fee thereafter), 6.7% APR typical rate (variable).(*) Offer applies to the first 1,000 customers who respond to the advert and are approved for our MBNA platinum card.

Barclaycard Platinum with 15 Month BT Visa

Barclaycard Platinum with 15 Month BT Visa
0% PA for 15 months
(2.9% fee)
0% PA for 3 months Typical 15.9% APR (variable)

A credit card with a low 15.9% APR plus 0% interest free on balance transfers for 15 months (2.9% handling fee applies) and 0% interest on purchases for 3 months, both from account opening.

Egg Visa

Egg Visa
0% PA until 1st Apr 2011
(3% fee)
0% PA until 1st May 2010 Typical 16.9% APR (variable)

Offer is only available to new Egg Card customers. Take control of your money with 0% from Egg Card. Great deals and discounts at selected retailers, online servicing 24 hours a day every day, no annual fee.

Virgin Money Credit Card MasterCard

Virgin Money Credit Card MasterCard
0% PA for 16 months
(2.98% fee)
0% PA for 3 months Typical 16.6% APR (variable)

As well as a great rate, the Virgin Credit Card comes with no annual fee, free purchase protection insurance, free travel accident insurance and the account can be managed online 24/7 or by phone.

NatWest Platinum Credit Card

NatWest Platinum Credit Card
0% PA for 15 months
(2.9% fee)
0% PA for 3 months Typical 15.9% APR (variable)

You must be a NatWest current account customer to purchase this card.

RBS Platinum Credit Card

RBS Platinum Credit Card
0% PA for 15 months (2.9% fee)0% PA for 3 months Typical 15.9% APR (variable)

You must be an RBS current account customer to purchase this card

Foolish Selection

The Halifax Credit CardThe Halifax Credit Card
0% for 9 months on purchases and balances transferred now (3% fee) 15.9% APR typical variable.
 Apply now

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This credit card comparison service (the “Service”) is provided by lovemoney.com, a third party. If you have any questions about the Service or any data displayed, please contact lovemoney.com.

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Please note that the services and products featured are those made available from advertisers and may not necessarily be the best offers on the market. For more information, please see our credit cards advertising disclosure.